3533 Mill Point Cove, Panama City, FL 32404
New Listing
$385,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
1,758
Lot Size (sq. ft.):
3,920
Status:
Active
Current Price:
$385,000
List Date:
8/13/2026
Last Modified:
8/13/2026
Listing Details MLS# 794005
Contract Info
- List Price/SqFt
- 219
Location
- Area
- 02 – Bay County – Central
- Street #
- 3533
- Street Name
- Mill Point
- Street Suffix
- Cove
- State
- FL
- Zip Code
- 32404
- County
- Bay
- Sub Area
- 0201 – Bay – Central NE
- Subdivision
- Mill Point
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 11514-400-090
- Elementary School
- Deer Point
- Middle School
- Merritt Brown
- High School
- Mosley
- Directions
- From Hwy 231: Travel north on Hwy 231. Turn left onto Transmitter Road, then turn right onto Mill Point Cove. Continue to 3533 Mill Point Cove.
- Legal Description
- MILL POINT LOT 9 ORB 4627 P 1585
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Craftsman Style
- Apx SqFt(Htd/Cooled)
- 1758
- SqFt Source
- Builders Plans
- Full Baths
- 2
- Half Baths
- Yes
- Total Baths
- 3
- Accessory Dwelling Unit
- No
- Year Built
- 2022
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- Yes
- Lot Dimensions
- 40.0 ft x 97.0 ft
- Acreage
- 0.09
- Lot Size (SqFt)
- 3920
- Pool
- No
Listing Info, Tax and Legal
- Homestead
- No
- HOA Fee
- Yes
- HOA Amount
- 287
- HOA Frequency
- Annually
- HOA Annual Amount
- 287
- New Buyer Fee
- No
- Last Taxes
- 3770
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- Welcome to 3533 Mill Point Cove, a beautifully maintained 2022-built home by Camden Homes located in the Mill Point community of Panama City. Offering approximately 1,754 heated and cooled square feet, this two-story residence features 3 bedrooms, 2.5 baths, a spacious loft and an attached 1-car garage. The main level offers an open and functional layout with a spacious living area, dining space and well-appointed kitchen featuring quartz countertops, a large island with seating for four, breakfast bar and an oversized walk-in pantry with additional storage. A half bath is conveniently located downstairs, while the roomy laundry area provides additional everyday functionality. Upstairs, the primary suite features a private balcony, large walk-in closet and en-suite bath with double vanity and shower/tub combination. Two additional bedrooms, a full bath and a versatile loft provide plenty of flexibility for a home office, media space, playroom or additional living area. Outside, enjoy a fully fenced backyard, patio and irrigation system with a separate irrigation meter. Situated on approximately 0.09 acres in an HOA community, the home offers a cul-de-sac setting with convenient access to Highway 231 and Highway 390, shopping, dining and other everyday amenities. Tyndall Air Force Base is approximately 15 minutes away. An existing survey is available from the seller. With modern finishes, a functional floor plan and indoor and outdoor living spaces, 3533 Mill Point Cove is ready for its next owner. Call your favorite Realtor® today to schedule a private tour and if important – buyer please verify all measurements.
Loft
- Second
- Yes
More Information
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Microwave
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Breakfast Bar
- Yes
- Ceiling – Raised
- Yes
- Kitchen Island
- Yes
- Lighting – Recessed
- Yes
- Pantry
- Yes
- Stairs
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Brick
- Yes
- Foundation – Slab on Grade
- Yes
- Roof – Composite Shngl
- Yes
Exterior
- Balcony
- Yes
- Double Pane Windows
- Yes
- Fenced Back Yard
- Yes
- Patio Covered
- Yes
- Sprinkler System
- Yes
Association Fees Include
- Management
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- USDA
- Yes
- VA
- Yes
Furnished
- Unfurnished
- Yes
Interior
- Floor – Carpet
- Yes
Living Room
- First
- Yes
Lot Features
- Cul-De-Sac
- Yes
- Landscaped
- Yes
- Sidewalk
- Yes
Lot Access
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
- Garage Door Opener
- Yes
Present Zoning
- Resid Single Family
- Yes
Rooms
- Bedroom
- Yes
- Living Room
- Yes
- Loft
- Yes
Showing
- ShowingTime
- Yes
Utilities
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Sale Type
- As Is
- Yes
Bedroom
- Second
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Primary Bdrm/Primary Bath
- MBath Double Vanity
- Yes
- MBath Walk-In Closet
- Yes
- MBed Balcony
- Yes
Primary Bath/Primary Bdrm
- MBath Shower/Tub Combo
- Yes
Security Features
- Smoke Detector(s)
- Yes
Property Features
Appliances:
Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Water Heater – Electric
Bedroom:
Second
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Central; Electric
Exterior:
Balcony; Double Pane Windows; Fenced Back Yard; Patio Covered; Sprinkler System
Association Fees Include:
Management
Financing:
Cash; Conventional; FHA; USDA; VA
Furnished:
Unfurnished
Interior:
Floor – Carpet
Living Room:
First
Lot Features:
Cul-De-Sac; Landscaped; Sidewalk
Lot Access:
Paved Road
Loft:
Second
Security Features:
Smoke Detector(s)
Parking Features:
Driveway; Garage Attached; Garage Door Opener
Rooms:
Bedroom; Living Room; Loft
Sale Type:
As Is
Showing:
ShowingTime
Utilities:
Electricity – Connected; Public Sewer – Connected; Public Water – Connected
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Living Room | First | 16 x 15 | 16.00 | 15.00 | Buyer to Verify |
| Loft | Second | 12 x 11 | 12.00 | 11.00 | Buyer to Verify |
| Bedroom | Second | 11 x 10 | 11.00 | 10.00 | Buyer to Verify |
Listing Office:
Empire Real Estate of Florida LLC
Last Updated: August – 13 – 2026
Information deemed reliable but not guaranteed.