3600 Thomas Drive D103, Panama City Beach, FL 32408 (MLS# 783736)

3600 Thomas Drive D103, Panama City Beach, FL 32408

$239,500

Property Type: Residential Bedrooms: 1 Baths: 1 Square Footage: 656 Status: Active

Current Price: $239,500 List Date: 1/15/2026 Last Modified: 6/30/2026

Overview

Description

Enjoy the best of costal living in this Lagoon front 1BR/1BA condo. Perfectly positioned on the lagoon with direct access to the Gulf of Mexico. Residents have access to a dock where you can park your boat, plus on-site boat storage for owners. This prime location puts you walking distance to the beach, popular restaurants, and nightlife, directly across the street from the marina that offers additional storage for larger boats, and only half a mile from St. Andrews State Park. Whether you’re seeking a weekend getaway or a year-round retreat, this condo offers the best of coastal living — boat, beach, and fun just steps from your door!

Open Houses

Tuesday, July 7, 11:00 am – 1:00 pm
Wednesday, July 8, 11:00 am – 1:00 pm

Listing Details MLS# 783736

Contract Info

List Price/SqFt: 365.09

Location

Area: 03 – Bay County – Beach
Street #: 3600
Street Name: Thomas
Street Suffix: Drive
Unit #: D103
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Treasure Cove Condo.
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 31430-130-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Traveling west across the Hathaway Bridge into Panama City Beach, turn left onto Thomas Drive. Cross the Grand Lagoon Bridge and Treasure Cove is directly on the right side at the foot of the bridge. Unit is in the building closest to the street
Legal Description: TREASURE COVE CONDOMINIUM UNIT D-103 1BR 1B 656 H&C ORB 1969 P 1415 ORB 4210 P 2137

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 656
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Year Built: 1985
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 458
HOA Frequency: Monthly
HOA Annual Amount: 5496
New Buyer Fee: No
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Enjoy the best of costal living in this Lagoon front 1BR/1BA condo. Perfectly positioned on the lagoon with direct access to the Gulf of Mexico. Residents have access to a dock where you can park your boat, plus on-site boat storage for owners. This prime location puts you walking distance to the beach, popular restaurants, and nightlife, directly across the street from the marina that offers additional storage for larger boats, and only half a mile from St. Andrews State Park. Whether you're seeking a weekend getaway or a year-round retreat, this condo offers the best of coastal living — boat, beach, and fun just steps from your door!

Balcony

First: Yes

More Information

Pool Features

Fenced: Yes
Inground: Yes
Pool House: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes
Lock Out Closet: Yes

Construction/Siding

Siding – Vinyl: Yes

Exterior

Balcony: Yes

Waterfront Feature

Dock: Yes

Other Structures

RV/Boat Storage: Yes

Association Fees Include

Boat Slip Usage: Yes
Community Room: Yes
Dock: Yes
Dumpster: Yes
Fishing: Yes
Ground Keeping: Yes
Insurance: Yes
Pest Control: Yes
Pool: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes

Furnished

Furnished: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes
Near Beach Access: Yes
Near Public Boat Ramp: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Boat: Yes
Parking Lot: Yes
Paved: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

Dock: Yes
Dumpster: Yes
Fishing: Yes
Pool: Yes
Waterfront: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Living Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Lift Station: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lagoon: Yes

Sale Type

As Is: Yes

Waterfront Type

Lagoon/Estuary: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBed First Floor: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Fire Alarm: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Oven – Electric; Washer/Dryer Stacked; Water Heater – Electric Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Boat Slip Usage; Community Room; Dock; Dumpster; Fishing; Insurance; Ground Keeping; Pest Control; Pool; Sewer; Trash Disposal; Water Furnished: Furnished Living Room: First Lot Features: Landscaped; Near Beach Access; Near Public Boat Ramp; Waterfront; Within 1/2 Mile to Water Lot Access: Paved Road Balcony: First Pool Features: Fenced; Inground; Pool House Security Features: Fire Alarm; Smoke Detector(s) Parking Features: Boat; Parking Lot; Paved Other Structures: RV/Boat Storage Association Amenities: Dock; Dumpster; Fishing; Pool; Waterfront Rooms: Balcony; Bedroom; Living Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Lift Station; Public Sewer – Connected; Public Water – Connected Waterfront Type: Lagoon/Estuary Waterfront Feature: Dock Waterview: Lagoon Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	14 x 16	14.00	16.00
Bedroom	First		11.00
Balcony	First	15 x 8	15.00	8.00

Listing Office: Anchor Realty Florida

Last Updated: June – 30 – 2026

Information deemed reliable but not guaranteed.