3600 Thomas Drive D207, Panama City Beach, FL 32408 (MLS# 796309)

3600 Thomas Drive D207, Panama City Beach, FL 32408

New Listing

$210,000

Property Type: Residential Bedrooms: 1 Baths: 10 Square Footage: 656 Status: Active

Current Price: $210,000 List Date: 10/05/2026 Last Modified: 10/05/2026

Overview

Description

AFFORDABLE BEACH GETAWAY WITH BOATING ACCESS & SHORT-TERM RENTAL POTENTIAL! Welcome to Treasure Cove, where coastal living, convenience, and affordability come together. This charming 2nd floor, 1-bedroom, 1-bath condo offers the perfect opportunity for a beach getaway, second home, or short term rental investment. The unit has never been used as a short term rental, giving the next owner a fresh opportunity to make it their own. Located directly on the lagoon, Treasure Cove offers a pool and boat dock available for owners to enjoy, with Gulf access right from the property. Spend the day boating, fishing, or cruising to Shell Island, just approximately 5 minutes away by boat. Offshore fishing charters, jet ski and pontoon rentals, and the famous Sea Screamer cruise are conveniently located next door. One of the best features of this location is the balance–it's tucked away from the heavier traffic and noise while still being close to all the action. Beach Access #2 is within walking d … (Read more)

Listing Details MLS# 796309

Contract Info

List Price/SqFt: 320.12

Location

Area: 03 – Bay County – Beach
Street #: 3600
Street Name: Thomas
Street Suffix: Drive
Unit #: D207
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Treasure Cove
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 31430-144-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From the Hathaway Bridge turn left onto Thomas Drive continue to Lower Grand Lagoon, Destination will be on the right
Legal Description: TREASURE COVE CONDOMINIUM UNIT D-207 1BR 1B 656 H&C ORB 980 P 492 . ORB 3728 P 839

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 656
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: 10
Accessory Dwelling Unit: No
Year Built: 1985
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Lot Dimensions: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 455
HOA Frequency: Monthly
HOA Annual Amount: 5460
New Buyer Fee: No
Last Taxes: 1614.99
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: AFFORDABLE BEACH GETAWAY WITH BOATING ACCESS & SHORT-TERM RENTAL POTENTIAL! Welcome to Treasure Cove, where coastal living, convenience, and affordability come together. This charming 2nd floor, 1-bedroom, 1-bath condo offers the perfect opportunity for a beach getaway, second home, or short term rental investment. The unit has never been used as a short term rental, giving the next owner a fresh opportunity to make it their own. Located directly on the lagoon, Treasure Cove offers a pool and boat dock available for owners to enjoy, with Gulf access right from the property. Spend the day boating, fishing, or cruising to Shell Island, just approximately 5 minutes away by boat. Offshore fishing charters, jet ski and pontoon rentals, and the famous Sea Screamer cruise are conveniently located next door. One of the best features of this location is the balance–it's tucked away from the heavier traffic and noise while still being close to all the action. Beach Access #2 is within walking distance, giving you easy access to the beautiful white sand beaches of the Gulf. Whether you're looking for an affordable place at the beach, a second home that can potentially help pay for itself, or an investment opportunity in a highly desirable location, this Treasure Cove condo checks all the boxes!

Pool Features

Inground: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Oven – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes

Construction/Siding

Foundation – On Piling: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes

Waterfront Feature

Dock: Yes

Association Fees Include

Accounting: Yes
Boat Launch: Yes
Dock: Yes
Dumpster: Yes
Ground Keeping: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bunk Hallway: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Waterfront: Yes

Lot Access

Paved Road: Yes

Parking Features

Parking Lot: Yes

Association Amenities

BBQ Pit/Grill: Yes
Dock: Yes
Dumpster: Yes
Fishing: Yes
Pool: Yes

Rooms

Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Electricity – Availabile: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Sewer Available: Yes
Public Water – Available: Yes
Public Water – Connected: Yes

Waterview

Lagoon: Yes

Waterfront Type

Lagoon/Estuary: Yes

Primary Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBed First Floor: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Oven – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Electric Exterior: Balcony Association Fees Include: Accounting; Boat Launch; Dock; Dumpster; Ground Keeping; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bunk Hallway Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Waterfront Lot Access: Paved Road Pool Features: Inground Security Features: Smoke Detector(s) Parking Features: Parking Lot Association Amenities: BBQ Pit/Grill; Dock; Dumpster; Fishing; Pool Rooms: Kitchen; Living Room; Primary Bedroom Showing: ShowingTime Utilities: Electricity – Availabile; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Available; Sewer Available; Public Water – Available; Public Water – Connected Waterfront Type: Lagoon/Estuary Waterfront Feature: Dock Waterview: Lagoon

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	12.83 x 16.9	12.83	16.90
Kitchen	First	9.33 x 9.42	9.33	9.42
Primary Bedroom	First	11.33 x 12.9	11.33	12.90

Listing Office: Legacy Premier Agency

Last Updated: October – 05 – 2026

Information deemed reliable but not guaranteed.