3615 Phillips Lane, Panama City, FL 32404 (MLS# 784263)

3615 Phillips Lane, Panama City, FL 32404

$293,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,840 Lot Size (sq. ft.): 41,774 Status: Active

Current Price: $293,000 List Date: 1/27/2026 Last Modified: 6/05/2026

Overview

Description

Welcome to Phillips Lane — a quiet, well-located gem in the heart of Panama City. This inviting home offers a comfortable blend of everyday functionality and Florida charm, perfect for full-time living, a second home, or an investment opportunity. This 2 bedroom, two bathroom home sits on almost a full acre of land and has two additional rooms without closets. Primary bedroom is on the second floor and features a private balcony from which to enjoy calming views of the surrounding area. The Primary bathroom has double vanities and a walk-in shower. There is another full bath with a tub/shower combination and a single vanity. There is also a loft space above the two car garage that would be perfect for a studio apartment, craft area or storage space. Furnishings can be sold as well if desired. Don’t miss this opportunity to establish a great retreat close to everything Panama City!

Listing Details MLS# 784263

Contract Info

List Price/SqFt: 159.24

Location

Area: 02 – Bay County – Central
Street #: 3615
Street Name: Phillips
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 15029-002-000
Elementary School: Cedar Grove
Middle School: Rutherford Middle
High School: Rutherford
Directions: Follow Phillips Lane to the house on the left. Phillips Lane is a private road. Use your GPS
Legal Description: 1 4S 14W -104.55- 118A2 BEG 2686.67' N 624' E & 275' N OF SW COR OF SEC FOR POB TH CONT N 225' E 196' S 225' W 196' TO POB ORB 1126 P 1197

General Property Info

Sub-Type: Detached Single Family
Design: Country
Apx SqFt(Htd/Cooled): 1840
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 1987
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 190×220
Acreage: 0.96
Lot Size (SqFt): 41774
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 3554
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Welcome to Phillips Lane — a quiet, well-located gem in the heart of Panama City. This inviting home offers a comfortable blend of everyday functionality and Florida charm, perfect for full-time living, a second home, or an investment opportunity. This 2 bedroom, two bathroom home sits on almost a full acre of land and has two additional rooms without closets. Primary bedroom is on the second floor and features a private balcony from which to enjoy calming views of the surrounding area. The Primary bathroom has double vanities and a walk-in shower. There is another full bath with a tub/shower combination and a single vanity. There is also a loft space above the two car garage that would be perfect for a studio apartment, craft area or storage space. Furnishings can be sold as well if desired. Don't miss this opportunity to establish a great retreat close to everything Panama City!

Master Bathroom

Second: Yes

More Information

Other

First: Yes

Appliances

Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes

Interior Features

Split Bedroom: Yes

Construction/Siding

Roof – Metal: Yes
Siding – Wood: Yes

Exterior

Balcony: Yes
Porch Open: Yes

Other Structures

Outbuilding: Yes
Other: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Cleared: Yes
Interior Lot: Yes
UnRec Subdiv: Yes

Parking Features

Garage Detached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes
MBed Balcony: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes
Other: Yes

Utilities

Electricity – Availabile: Yes
Private Well: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Full Bathroom

Second: Yes

Master Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Electric: Yes

Heating

Electric: Yes
Fireplace – Wood Burning: Yes

Property Features

Appliances: Dryer; Microwave; Range – Electric; Refrigerator; Washer Full Bathroom: Second Master Bedroom: Second Bedroom: Second Cooling: Ceiling Fan(s); Electric Heating: Electric; Fireplace – Wood Burning Exterior: Balcony; Porch Open Financing: Cash; Conventional Furnished: Unfurnished Interior: Bonus Room Kitchen: First Living Room: First Lot Features: Cleared; Interior Lot; UnRec Subdiv Master Bathroom: Second Other: First Parking Features: Garage Detached Other Structures: Outbuilding; Other Rooms: Bedroom; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom; Other Sale Type: As Is Utilities: Electricity – Availabile; Private Well; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	19 x 10	19.00	10.00
Kitchen	First	19 x 10	19.00	10.00
Master Bedroom	Second	20 x 16	20.00	16.00
Master Bathroom	Second		137.80
Bedroom	Second	20 x 12	20.00	12.00
Full Bathroom	Second	13 x 7.8	13.00	7.80
Other	First	13 x 11	13.00	11.00
Other	First	11 x 10.5	11.00	10.50

Listing Office: EXIT Realty Anchor South

Last Updated: June – 05 – 2026

Information deemed reliable but not guaranteed.