362 Emerald Cove Street, Panama City Beach, FL 32407 (MLS# 792367)

362 Emerald Cove Street, Panama City Beach, FL 32407

New Listing

$499,000

Private water closet in primary bathroom

Premium lot backs up to natural conservation

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,812 Lot Size (sq. ft.): 5,663 Status: Active

Current Price: $499,000 List Date: 7/08/2026 Last Modified: 7/08/2026

Overview

Description

Located in the great coastal community of Emerald Cove Villas, this 4 bedroom 3 1/2 bath, 2 car garage home with over 2800 Sq. Ft. built in 2021 features many upgrades from shiplap in living area and other rooms, kitchen backsplash, marble top vanity in guest bath, shell stone floors in front and back porches, no carpet in first level, custom primary bedroom closet, screened porch, stylish light fixtures to a premium lot backing into natural conservation land providing a serene and peaceful atmosphere. House is on one of the largest lots in the community. The primary bedroom is located in the first level for privacy and the primary bathroom has many custom features. In the second level, you will find a huge bonus/living space, 3 bedrooms and two full baths. Two of the bedrooms open into a jack and jill bathroom. The laundry room is also located in the second floor. The irrigation system covers both front and back yards. The home is wired with a Smart Home package, keyless ent … (Read more)

Listing Details MLS# 792367

Contract Info

List Price/SqFt: 177.45

Location

Area: 03 – Bay County – Beach
Street #: 362
Street Name: Emerald Cove
Street Suffix: Street
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0321 – Beach – North Central
Subdivision: Emerald Cove Villas
Community/Resort: None
Waterfront: No
Parcel ID: 27541-500-080
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: West on Hwy 98, turn right on Wildwood Road and make a left on Emerald Cove Street. The house will be on your right.
Legal Description: EMERALD COVE VILLAS LOT 40 ORB 4393 P 896

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2812
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Year Built: 2021
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 50.0 ft x 117.0 ft
Acreage: 0.13
Lot Size (SqFt): 5663
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 600
HOA Frequency: Annually
HOA Annual Amount: 600
New Buyer Fee: Yes
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Located in the great coastal community of Emerald Cove Villas, this 4 bedroom 3 1/2 bath, 2 car garage home with over 2800 Sq. Ft. built in 2021 features many upgrades from shiplap in living area and other rooms, kitchen backsplash, marble top vanity in guest bath, shell stone floors in front and back porches, no carpet in first level, custom primary bedroom closet, screened porch, stylish light fixtures to a premium lot backing into natural conservation land providing a serene and peaceful atmosphere. House is on one of the largest lots in the community. The primary bedroom is located in the first level for privacy and the primary bathroom has many custom features. In the second level, you will find a huge bonus/living space, 3 bedrooms and two full baths. Two of the bedrooms open into a jack and jill bathroom. The laundry room is also located in the second floor. The irrigation system covers both front and back yards. The home is wired with a Smart Home package, keyless entry, an Echo Dot Device and QOLSYS IQ touch panel. The Emerald Cove community hosts sidewalks, streetlights, a dog park and is approved for short term rentals. HOA fees are one of the lowest in the area. Located a few minutes from the Navy Base, parks, shopping and restaurants. A few minutes from the Hathaway bridge makes this property very accessible to Panama City. With an acceptable offer, Seller will paint the whole interior with choice of one color. Don't miss your opportunity to see this home with lots of upgrades, plenty of room for entertaining and family time.

Bonus Room

First: Yes

More Information

Screened Porch

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
ENERGY STAR Qualified Appliances: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Bookcases: Yes
Breakfast Bar: Yes
Floor – Laminate: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Stairs: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Asphalt: Yes
Roof – Gutters: Yes
Siding – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes
Fenced Lot-Part: Yes
Fenced Privacy: Yes
Porch Covered: Yes
Porch Screened: Yes
Sprinkler System: Yes

Association Fees Include

Ground Keeping: Yes
Management: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes
Smart Home: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Landscaped: Yes
Sidewalk: Yes
Wooded: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Paved: Yes

Present Zoning

County: Yes

Association Amenities

Dog Park: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes
Screened Porch: Yes

Showing

Security System: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes

Heating

Central: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Security Features

Prewired: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Ice Maker; Microwave; Oven – Electric; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment Heating: Central; Electric; ENERGY STAR Qualified Equipment Exterior: Fenced Back Yard; Fenced Lot-Part; Fenced Privacy; Porch Covered; Porch Screened; Sprinkler System Association Fees Include: Ground Keeping; Management Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet; Smart Home Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Landscaped; Sidewalk; Wooded Bonus Room: First Security Features: Prewired; Smoke Detector(s) Screened Porch: First Parking Features: Driveway; Garage Attached; Garage Door Opener; Paved Association Amenities: Dog Park; Sidewalks Rooms: Bedroom; Bonus Room; Kitchen; Living Room; Primary Bedroom; Screened Porch Sale Type: As Is Showing: Security System Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: County

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	37.75 x 13	37.75	13.00	Living room/dining room
Kitchen	First	11.75 x 13	11.75	13.00	Approximate
Primary Bedroom	First	19 x 13	19.00	13.00	Approximate
Bonus Room	First	23.5 x 18	23.50	18.00	Approximate
Bedroom	Second	13 x 13	13.00	13.00	Approximate
Screened Porch	First	9 x 18	9.00	18.00	Back porch

Listing Office: Coldwell Banker Realty

Last Updated: July – 08 – 2026

Information deemed reliable but not guaranteed.