3622 Gaines Street, Panama City, FL 32404 (MLS# 789311)

3622 Gaines Street, Panama City, FL 32404

$354,000

Long driveway with turn around space and Detached garage

Side of the house with double car gaarage and sidewalk to front door.

West end of the front yard with gian shade trees.

Kitchen viewed from the breakfast nook. Dining room on the other side

Breakfoost nook viewed from the kitchen.

Woodstove insert in the fireplace. Centerpiece to the living room.

Master Bedroom with windows on each side of king size bed.

2nd view of Master bedroom and 2nd closet.

2nd Vanity in Master bath adjacent to the walk in closet

Garden tub under the sky light in the master bath.

Backyard facing East to the Detached garage.

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,788 Lot Size (sq. ft.): 27,000 Status: Active

Current Price: $354,000 List Date: 5/03/2026 Last Modified: 6/03/2026

Overview

Description

3622 Gaines St, Panama City, FL is a ranch style 3 bedroom 2 bath home on a large .6 acre lot with a privacy fenced back yard. The house has low maintenance brick siding and beautiful shade trees in the front yard to ease the cooling bill with the double paned windows. When it comes to parking, you get a 2 car attached garage, enough concrete driveway with a turn around for more than a few cars, and another detached oversized one car garage. Inside, you get large rooms including a living room with vaulted ceiling and woodstove insert in the brick fireplace. Kitchen has great cabinets, new fridge and new stove. The breakfast area with bay window has room for a large dining table and there is another dining room currently used as an extra bedroom. In the master bedroom you have plenty of room for big furniture and his and hers closets. The garden bathtub under the skylight is a place for tranquility. If you want a large yard, plenty of room for vehicles, all on a short quiet s … (Read more)

Listing Details MLS# 789311

Contract Info

List Price/SqFt: 197.99

Location

Area: 02 – Bay County – Central
Street #: 3622
Street Name: Gaines
Street Suffix: Street
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0201 – Bay – Central NE
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: No
Parcel ID: 11476-204-000
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: From Hwy 231 and Transmitter Rd, head north on Transmitter Rd, turn Right on 43rd, turn Right on Garrison Rd, then Left on Gaines St. The house is on the Right.
Legal Description: CRESTWOOD LOT 2 BLK B ORB 4534 P 101

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1788
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 1983
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Driveway Spaces: 6
Lot Dimensions: 200×135
Acreage: 0.62
Lot Size (SqFt): 27000
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
New Buyer Fee: No
Last Taxes: 2809
Last Tax Year: 2025
Lot: 2
Block: B
Brokerage Interest: No Interest
As Is: Yes
Section: 13
Township: 3S
Range: 14W
Condo Doc: No

Remarks & Misc

Remarks: 3622 Gaines St, Panama City, FL is a ranch style 3 bedroom 2 bath home on a large .6 acre lot with a privacy fenced back yard. The house has low maintenance brick siding and beautiful shade trees in the front yard to ease the cooling bill with the double paned windows. When it comes to parking, you get a 2 car attached garage, enough concrete driveway with a turn around for more than a few cars, and another detached oversized one car garage. Inside, you get large rooms including a living room with vaulted ceiling and woodstove insert in the brick fireplace. Kitchen has great cabinets, new fridge and new stove. The breakfast area with bay window has room for a large dining table and there is another dining room currently used as an extra bedroom. In the master bedroom you have plenty of room for big furniture and his and hers closets. The garden bathtub under the skylight is a place for tranquility. If you want a large yard, plenty of room for vehicles, all on a short quiet street, just minutes from schools and shopping, this is your new home.

Breakfast Room

First: Yes

More Information

Dining Room

First: Yes

Florida Room

First: Yes

Garage

First: Yes

Laundry

First: Yes

Master Bathroom

First: Yes

Appliances

Dishwasher: Yes
Oven – Gas: Yes
Plumbed For Ice Maker: Yes
Range – Gas: Yes
Range Hood: Yes
Refrigerator: Yes
Water Heater – Gas: Yes
Water Softener – Owned: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Beamed: Yes
Ceiling – Vaulted: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Skylight(s): Yes
Window – Bay: Yes
Window – Treatment Some: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes

Exterior

Fenced Back Yard: Yes
Fenced Privacy: Yes
Patio Open: Yes

Other Structures

Second Garage: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Survey Available: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Detached: Yes
Driveway: Yes
Garage Attached: Yes
Garage Detached: Yes
Garage Door Opener: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Walk-In Closet: Yes
See Remarks: Yes
MBath Shower/Tub Combo: Yes

Present Zoning

County: Yes
Resid Single Family: Yes

Rooms

Bedroom: Yes
Breakfast Room: Yes
Dining Room: Yes
Florida Room: Yes
Garage: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Electric 220/240: Yes
Garbage: Yes
Propane: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Private Well: Yes
Septic Tank: Yes

Accessibility Features

Accessible Hallway(s): Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Heat Pump: Yes

Heating

Central: Yes
Fireplace – Wood Burning: Yes
Heat Pump: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Accessibility Features: Accessible Hallway(s) Appliances: Dishwasher; Oven – Gas; Plumbed For Ice Maker; Range – Gas; Range Hood; Refrigerator; Water Heater – Gas; Water Softener – Owned Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Heat Pump Heating: Central; Fireplace – Wood Burning; Heat Pump Exterior: Fenced Back Yard; Fenced Privacy; Patio Open Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Survey Available Lot Access: County Road; Paved Road Breakfast Room: First Master Bathroom: First Dining Room: First Florida Room: First Garage: First Laundry: First Security Features: Smoke Detector(s) Parking Features: Additional Parking; Detached; Driveway; Garage Attached; Garage Detached; Garage Door Opener; Paved Other Structures: Second Garage Rooms: Bedroom; Breakfast Room; Dining Room; Florida Room; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electric 220/240; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Available; Private Well; Propane; Septic Tank Present Zoning: County; Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	18 x 18	18.00	18.00	Vaulted Ceiling
Kitchen	First	12 x 14	12.00	14.00
Breakfast Room	First	11 x 10	11.00	10.00
Dining Room	First	12 x 12	12.00	12.00
Florida Room	First	8 x 8	8.00	8.00	Leads out to the back yard.
Garage	First	22 x 16	22.00	16.00	Detached Garage
Garage	First	22 x 25	22.00	25.00	Attached double car
Bedroom	First	13 x 11	13.00	11.00
Bedroom	First	12 x 7	12.00	7.00
Master Bedroom	First	14 x 20	14.00	20.00
Master Bathroom	First	15 x 8	15.00	8.00
Laundry	First	8 x 6	8.00	6.00	Located inside the 2 car garage

Listing Office: Clubbs Real Estate Group LLC

Last Updated: June – 03 – 2026

Information deemed reliable but not guaranteed.