3624 Betsy Lane, Panama City, FL 32408 (MLS# 794451)

3624 Betsy Lane, Panama City, FL 32408

New Listing

$369,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,310 Lot Size (sq. ft.): 15,246 Status: Active

Current Price: $369,000 List Date: 8/23/2026 Last Modified: 8/23/2026

Overview

Description

Your Panama City Beach lifestyle starts here–private pool, spa, fruit trees, and short-term rental potential included! Welcome to 3624 Betsy Lane, tucked away in the desirable Upper Grand Lagoon area of Panama City Beach. This home offers a great combination of everyday coastal living, outdoor space, and investment potential, with the added flexibility of short-term rentals. Step into your own private backyard retreat featuring an in-ground swimming pool and spa, surrounded by established olive, orange, and fig trees that bring a little bit of the Mediterranean to the Florida coast. Whether you're floating in the pool, relaxing in the spa, picking fresh fruit from your own backyard, or entertaining after a day at the beach, this outdoor space was made to be enjoyed. Located on a dead-end residential street, the home offers a quieter setting while keeping you close to everything that makes this side of Panama City Beach so desirable. Enjoy convenient access to the beach, Grand … (Read more)

Listing Details MLS# 794451

Contract Info

List Price/SqFt: 281.68

Location

Area: 03 – Bay County – Beach
Street #: 3624
Street Name: Betsy
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Northwood Estates 1st
Community/Resort: None
Waterfront: No
Parcel ID: 30585-180-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Northwest on North Lagoon, Betsy on right
Legal Description: NORTHWOOD ESTATES LOT 16 ORB 3896 P 1382

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1310
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 1978
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: Yes
Driveway Spaces: 4
Lot Dimensions: 90.0 ft x 172.0 ft
Acreage: 0.35
Lot Size (SqFt): 15246
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 1800.73
Last Tax Year: 2025
Brokerage Interest: Familial Interest – Listing Broker/Licensee related to owner.

Remarks & Misc

Remarks: Your Panama City Beach lifestyle starts here–private pool, spa, fruit trees, and short-term rental potential included! Welcome to 3624 Betsy Lane, tucked away in the desirable Upper Grand Lagoon area of Panama City Beach. This home offers a great combination of everyday coastal living, outdoor space, and investment potential, with the added flexibility of short-term rentals. Step into your own private backyard retreat featuring an in-ground swimming pool and spa, surrounded by established olive, orange, and fig trees that bring a little bit of the Mediterranean to the Florida coast. Whether you're floating in the pool, relaxing in the spa, picking fresh fruit from your own backyard, or entertaining after a day at the beach, this outdoor space was made to be enjoyed. Located on a dead-end residential street, the home offers a quieter setting while keeping you close to everything that makes this side of Panama City Beach so desirable. Enjoy convenient access to the beach, Grand Lagoon, boating, fishing, marinas, restaurants, St. Andrews State Park, and Naval Support Activity Panama City. Whether you're searching for a primary residence, second home, or short-term rental investment, 3624 Betsy Lane offers something increasingly hard to find in Panama City Beach–a single-family home with a private pool and spa, backyard space, established fruit trees, and proximity to the water without condo living. Beach. Boat. Pool. Spa. Backyard. Repeat. Come experience the laid-back Panama City Beach lifestyle at 3624 Betsy Lane.C

Great Room

First: Yes

More Information

Pool Features

Inground: Yes
Pool/Spa Combo: Yes
Waterfall: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Microwave: Yes
Refrigerator: Yes

Interior Features

Fireplace: Yes
Floor – Vinyl Plank: Yes

Construction/Siding

Brick: Yes
Roof – Composite Shngl: Yes

Exterior

Fenced Lot-All: Yes
Fenced Privacy: Yes
Fire Pit: Yes
Porch Screened: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Lot Features

Dead End: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Carport Attached: Yes
Driveway: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Great Room: Yes
Kitchen: Yes

Utilities

Electricity – Connected: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Refrigerator Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Fenced Lot-All; Fenced Privacy; Fire Pit; Porch Screened Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Lot Features: Dead End Lot Access: City Street; Paved Road Great Room: First Pool Features: Inground; Pool/Spa Combo; Waterfall Parking Features: Additional Parking; Carport Attached; Driveway Other Structures: Shed(s) Rooms: Bedroom; Great Room; Kitchen Sale Type: As Is Utilities: Electricity – Connected; Public Water – Connected; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Great Room	First	24 x 13	24.00	13.00	Open Floor Plan
Kitchen	First	12 x 10	12.00	10.00	Open
Bedroom	First	13 x 10	13.00	10.00	Opens up to the Backyard pool
Bedroom	First	12 x 10	12.00	10.00
Bedroom	First	12 x 10	12.00	10.00

Listing Office: Hilltop Legacy Realty

Last Updated: August – 23 – 2026

Information deemed reliable but not guaranteed.