365 Confidence Way, Panama City, FL 32409 (MLS# 784457)

365 Confidence Way, Panama City, FL 32409

$899,000

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,051 Lot Size (sq. ft.): 22,651 Status: Pending

Current Price: $899,000 List Date: 1/30/2026 Last Modified: 4/19/2026

Overview

Description

Waterfront Paradise with Boat House, Gulf Access, and Breathtaking Sunset Views Discover the ultimate waterfront lifestyle in this stunning 5 bedroom, 3-bathroom home featuring ~100 feet of prime waterfrontage and everything you need for seamless coastal living. With a 12,000 lb boat lift, a wet slip accommodating up to a 4 ft draft, and a 36 ft boat house. This property is perfect for boaters and water enthusiasts. The flow-through decking on the swim platform enhances durability and comfort, while the 50-amp service plug-in ensures your vessel is always ready for your next adventure. Step inside to an inviting open-concept floor plan designed for both relaxation and entertaining. The spacious living area is bathed in natural light, offering stunning water views from nearly every angle. The formal dining room is perfect for hosting special gatherings, while the flex space can serve as a home office, playroom, or additional lounge area. Outside, the oversized driveway provides ample pa … (Read more)

Listing Details MLS# 784457

Contract Info

List Price/SqFt: 294.66

Location

Area: 04 – Bay County – North
Street #: 365
Street Name: Confidence
Street Suffix: Way
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Subdivision: Fanning Bayou
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 08428-150-110
Elementary School: Southport
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From the intersection of CR 388 and HWY 77 head south towards Southport for 1.56 miles. Turn right at CR 2300 at the Gulf Coast Community College sign. Go 2.5 miles and turn left on Fanning Bayou Dr. follow to confidence Way home is on the right
Legal Description: FANNING BAYOU PH 6 LOT 11 SUBJ TO C EAS ORB 4086 P 1568) ORB 4357 P 1053

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 3051
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Year Built: 2021
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 100X247X150X171
Acreage: 0.52
Lot Size (SqFt): 22651
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-04-08

Waterfront Feature

Waterfront Feet: ~100
Boatlift: Yes
Dock: Yes
Shore – Natural: Yes

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 432.59
HOA Frequency: Quarterly
HOA Annual Amount: 1730.36
New Buyer Fee: Yes
Last Taxes: 4255
Last Tax Year: 2025
Brokerage Interest: No Interest

More Information

Remarks & Misc

Remarks: Waterfront Paradise with Boat House, Gulf Access, and Breathtaking Sunset Views Discover the ultimate waterfront lifestyle in this stunning 5 bedroom, 3-bathroom home featuring ~100 feet of prime waterfrontage and everything you need for seamless coastal living. With a 12,000 lb boat lift, a wet slip accommodating up to a 4 ft draft, and a 36 ft boat house. This property is perfect for boaters and water enthusiasts. The flow-through decking on the swim platform enhances durability and comfort, while the 50-amp service plug-in ensures your vessel is always ready for your next adventure. Step inside to an inviting open-concept floor plan designed for both relaxation and entertaining. The spacious living area is bathed in natural light, offering stunning water views from nearly every angle. The formal dining room is perfect for hosting special gatherings, while the flex space can serve as a home office, playroom, or additional lounge area. Outside, the oversized driveway provides ample parking for family and guests Downstairs, you'll find an expansive entertaining space designed for making memories, complete with a firepit—the perfect spot to unwind and enjoy the breathtaking sunset views over the water. This exceptional waterfront home seamlessly blends comfort, functionality, and luxury. Whether you're an avid boater, a sunset lover, or someone seeking a peaceful retreat, this property offers it all. If important, buyer to verify all information and measurements.

Appliances

ENERGY STAR Qualified Appliances: Yes
Range – Electric: Yes

Construction/Siding

Foundation – On Piling: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Deck Covered: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes
Ground Keeping: Yes
Legal: Yes
Management: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes

Furnished

Unfurnished: Yes

Lot Features

Waterfront: Yes

Mstr Bath / Mstr Bdrm

MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes

Association Amenities

Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes

Rooms

Bedroom: Yes

Utilities

Lift Station: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Waterfront Type

Bayou w/ Gulf Access: Yes

Bedroom

First: Yes

Property Features

Appliances: ENERGY STAR Qualified Appliances; Range – Electric Bedroom: First Exterior: Deck Covered; Porch Covered Association Fees Include: Accounting; Legal; Ground Keeping; Management; Pavilion/Gazebo; Picnic Area; Playground; Pool Furnished: Unfurnished Lot Features: Waterfront Association Amenities: Pavilion/Gazebo; Picnic Area; Pool Rooms: Bedroom Sale Type: As Is Utilities: Lift Station; Public Water – Connected Waterfront Type: Bayou w/ Gulf Access Waterfront Feature: Boatlift; Dock; Shore – Natural

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	12.7 x 11.9	12.70	11.90
Bedroom	First	12.7 x 11.9	12.70	11.90
Bedroom	First	14.7 x 11.8	14.70	11.80
Bedroom		13.1 x 11.8	13.10	11.80
Bedroom		14.9 x 16.2	14.90	16.20

Listing Office: Gillman Group Realty

Last Updated: April – 19 – 2026

Information deemed reliable but not guaranteed.