3745 Shoreline Circle, Panama City, FL 32405 (MLS# 791107)

3745 Shoreline Circle, Panama City, FL 32405

New Listing

$400,990

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,035 Lot Size (sq. ft.): 7,288 Status: Active

Current Price: $400,990 List Date: 6/10/2026 Last Modified: 6/10/2026

Overview

Description

A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. The BETHANY II H in Saltaire community offers a 4BR/3.5BA 2-story design with the master on the first floor and bonus room upstairs. Special Features: double vanity, large shower, and walk-in closet in master bath, ensuite bathroom in bedroom 2, walk-in pantry, boot bench closet in foyer, double vanity in upstairs bathroom, covered porches, undermount sinks, custom kitchen backsplash, LED lighting, smart connect WIFI thermostat, landscapin … (Read more)

Listing Details MLS# 791107

Contract Info

List Price/SqFt: 197.05

Location

Area: 02 – Bay County – Central
Street #: 3745
Street Name: Shoreline
Street Suffix: Circle
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0204 – Bay – Central NW
Subdivision: Saltaire
Community/Resort: None
Waterfront: No
Parcel ID: 27017-000-014
Elementary School: Northside
Middle School: Merritt Brown
High School: Bay
Directions: From I-10 (east or west): Take exit 130 onto US-231 toward Panama City. Drive 0.4mi and turn left onto US-231S toward Panama City. Drive 46mi and turn right onto E 23rd St. Go 4mi and turn right onto Michigan Ave. Go another 0.6mi and turn right onto Shoreline Circle.
Legal Description: LOT 7

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 2035
SqFt Source: Builders Plans
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: 2
Year Built: 2026
Construction Status: To Be Built
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 55×132
Acreage: 0.17
Lot Size (SqFt): 7288
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 720
HOA Frequency: Annually
HOA Annual Amount: 720
New Buyer Fee: No
Brokerage Interest: Owner Outside Licensee – Owner is a licensed real estate broker or salesperson.

Remarks & Misc

Remarks: A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. The BETHANY II H in Saltaire community offers a 4BR/3.5BA 2-story design with the master on the first floor and bonus room upstairs. Special Features: double vanity, large shower, and walk-in closet in master bath, ensuite bathroom in bedroom 2, walk-in pantry, boot bench closet in foyer, double vanity in upstairs bathroom, covered porches, undermount sinks, custom kitchen backsplash, LED lighting, smart connect WIFI thermostat, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner. *PRICE SUBJECT TO CHANGE ONCE SELECTIONS ARE COMPLETE*

Bonus Room

Second: Yes

More Information

Dining Room

First: Yes

Garage

First: Yes

Laundry

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Pantry: Yes
Stairs: Yes

Construction/Siding

Brick: Yes
Siding – Hardie Board: Yes

Exterior

Patio Covered: Yes
Porch Covered: Yes

Association Fees Include

Management: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Floor – Carpet: Yes
Smart Thermostat: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Curb & Gutter: Yes
Interior Lot: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Full Bathroom: Yes
Garage: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Availabile: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bayou: Yes

Full Bathroom

First: Yes
Second: Yes

Half Bathroom

First: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes
See Remarks: Yes

Primary Bathroom

First: Yes

Security Features

Carbon Monoxide Detector: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Water Heater – Electric Full Bathroom: First; Second Half Bathroom: First Primary Bedroom: First Bedroom: First; Second Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Exterior: Patio Covered; Porch Covered Association Fees Include: Management Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room; Floor – Carpet; Smart Thermostat Kitchen: First Living Room: First Lot Features: Curb & Gutter; Interior Lot; Sidewalk; Within 1/2 Mile to Water Lot Access: Paved Road Bonus Room: Second Primary Bathroom: First Dining Room: First Garage: First Laundry: First Security Features: Carbon Monoxide Detector; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Garage Door Opener Rooms: Bedroom; Bonus Room; Dining Room; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom Utilities: Cable – Available; Electricity – Availabile; Public Sewer – Connected; Public Water – Connected Waterview: Bayou Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	12 x 16	12.00	16.00
Kitchen	First	12 x 12	12.00	12.00
Dining Room	First	12 x 9	12.00	9.00
Garage	First	19 x 19	19.00	19.00
Half Bathroom	First
Master Bedroom	First	15 x 13	15.00	13.00
Master Bathroom	First
Bedroom	First	11 x 10	11.00	10.00
Full Bathroom	First
Laundry	First
Bedroom	Second	12 x 9	12.00	9.00
Bedroom	Second	12 x 9	12.00	9.00
Full Bathroom	Second
Bonus Room	Second	13 x 13	13.00	13.00

Listing Office: DSLD Homes Florida LLC

Last Updated: June – 10 – 2026

Information deemed reliable but not guaranteed.