3816 Quarts Street D, Panama City, FL 32408 (MLS# 788469)

3816 Quarts Street D, Panama City, FL 32408

$299,000

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,158 Status: Active

Current Price: $299,000 List Date: 4/16/2026 Last Modified: 6/07/2026

Overview

Description

OPEN HOUSE SATURDAY JUNE 6TH FROM 10 AM -1PM. Welcome to 3816 Quarts Street in Panama City Beach, FL–a prime opportunity to own a beach home near the Gulf of America with strong short-term rental potential and no HOA. This 2-bedroom, 2-bath townhome in Panama City Beach features a traditional floor plan with defined living spaces, offering separate living, dining, and kitchen areas for added privacy and functionality. The living area provides a comfortable and efficient space that's easy to maintain–ideal for a vacation home, second home, or income-producing rental property. A standout feature is that this property is connected to city sewer, a rare and highly desirable advantage in this area where many homes rely on septic systems–offering added convenience, lower maintenance, and long-term value. Step outside to enjoy an impressive private backyard measuring approximately 56' deep by 19' wide, providing ample space for outdoor living, entertaining, or future enhancements. … (Read more) OPEN HOUSE SATURDAY JUNE 6TH FROM 10 AM -1PM. Welcome to 3816 Quarts Street in Panama City Beach, FL–a prime opportunity to own a beach home near the Gulf of America with strong short-term rental potential and no HOA. This 2-bedroom, 2-bath townhome in Panama City Beach features a traditional floor plan with defined living spaces, offering separate living, dining, and kitchen areas for added privacy and functionality. The living area provides a comfortable and efficient space that’s easy to maintain–ideal for a vacation home, second home, or income-producing rental property. A standout feature is that this property is connected to city sewer, a rare and highly desirable advantage in this area where many homes rely on septic systems–offering added convenience, lower maintenance, and long-term value. Step outside to enjoy an impressive private backyard measuring approximately 56′ deep by 19′ wide, providing ample space for outdoor living, entertaining, or future enhancements. Extending from the rear of the home is a 17′ x 16′ wooden deck, perfect for grilling, relaxing, or hosting guests after a day at the beach. The kitchen offers ample cabinetry and workspace, while upstairs bedrooms provide natural light and a practical layout suited for guests or renters. Located just minutes from public beach access in Panama City Beach, you’re a short walk or golf cart ride to the white sand beaches and emerald waters of the Gulf Coast. Boating enthusiasts will love the proximity to the Dolphin Street boat ramp, a public boat launch located less than one mile away–making it easy to get out on the water for fishing, cruising, or waterfront dining. With short-term rentals allowed in Panama City Beach and no HOA restrictions, this property is ideal for investors seeking a Panama City Beach vacation rental, second home buyers, or anyone looking for an affordable Florida beach property near the Gulf. Don’t miss your opportunity to own in one of the Gulf Coast’s most sought-after beach communities.

Listing Details MLS# 788469

Contract Info

List Price/SqFt: 258.2

Location

Area: 03 – Bay County – Beach
Street #: 3816
Street Name: Quarts
Street Suffix: Street
Unit #: D
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Holiday Beach Unit 8
Community/Resort: Holiday Beach
Waterfront: No
Parcel ID: 30753-074-003
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Going South on Navy Blvd. take a right onto Thomas Drive and head West to Quartz Street. Make a right on Quartz Street and it's down on the left side of the road
Legal Description: HOLIDAY BEACH UNIT #8 COM AT MOST SLY COR OF LOT 9 TH NELY ALG QUARTS ST 25.28' NELY 40.48' FOR POB TH NWLY 145.16' NELY 18.11' SELY 146.50' SWLY 18.02' TO POB AKA PART OF LOT 10 AKA UNIT D (10.3) BLK Y ORB 4585 P 692

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1158
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 2
Year Built: 1988
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Lot Dimensions: 143 x 23 feet
Pool: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 2543
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City Bea

Remarks & Misc

Remarks: OPEN HOUSE SATURDAY JUNE 6TH FROM 10 AM -1PM. Welcome to 3816 Quarts Street in Panama City Beach, FL–a prime opportunity to own a beach home near the Gulf of America with strong short-term rental potential and no HOA. This 2-bedroom, 2-bath townhome in Panama City Beach features a traditional floor plan with defined living spaces, offering separate living, dining, and kitchen areas for added privacy and functionality. The living area provides a comfortable and efficient space that's easy to maintain–ideal for a vacation home, second home, or income-producing rental property. A standout feature is that this property is connected to city sewer, a rare and highly desirable advantage in this area where many homes rely on septic systems–offering added convenience, lower maintenance, and long-term value. Step outside to enjoy an impressive private backyard measuring approximately 56' deep by 19' wide, providing ample space for outdoor living, entertaining, or future enhancements. Extending from the rear of the home is a 17' x 16' wooden deck, perfect for grilling, relaxing, or hosting guests after a day at the beach. The kitchen offers ample cabinetry and workspace, while upstairs bedrooms provide natural light and a practical layout suited for guests or renters. Located just minutes from public beach access in Panama City Beach, you're a short walk or golf cart ride to the white sand beaches and emerald waters of the Gulf Coast. Boating enthusiasts will love the proximity to the Dolphin Street boat ramp, a public boat launch located less than one mile away–making it easy to get out on the water for fishing, cruising, or waterfront dining. With short-term rentals allowed in Panama City Beach and no HOA restrictions, this property is ideal for investors seeking a Panama City Beach vacation rental, second home buyers, or anyone looking for an affordable Florida beach property near the Gulf. Don't miss your opportunity to own in one of the Gulf Coast's most sought-after beach communities.

Breakfast Room

First: Yes

More Information

Deck/Patio

First: Yes
Second: Yes

Pantry

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl: Yes
Lighting – Track: Yes
Pantry: Yes
Split Bedroom: Yes
Stairs: Yes

Construction/Siding

Block: Yes
Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Metal: Yes

Exterior

Balcony: Yes
Deck Open: Yes
Fenced Back Yard: Yes
Fenced Lot-Part: Yes
Fenced Privacy: Yes
Patio Open: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Near Public Boat Ramp: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
No Garage: Yes

Rooms

Bedroom: Yes
Breakfast Room: Yes
Deck/Patio: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Pantry: Yes

Utilities

Electricity – Connected: Yes
Electric 220/240: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes
Forced Air: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric; Forced Air Exterior: Balcony; Deck Open; Fenced Back Yard; Fenced Lot-Part; Fenced Privacy; Patio Open Financing: Cash; Conventional; FHA; VA Furnished: Furnished Kitchen: First Living Room: First Lot Features: Near Public Boat Ramp Lot Access: City Street; Paved Road Breakfast Room: First Pantry: First Parking Features: Driveway; No Garage Rooms: Bedroom; Breakfast Room; Deck/Patio; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom; Pantry Sale Type: As Is Utilities: Electric 220/240; Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Breakfast Room	First	6 x 11	6.00	11.00
Kitchen	First	14.5 x 10.9	14.50	10.90
Pantry	First	6.5 x 4.5	6.50	4.50
Living Room	First	10.75 x 11.4	10.75	11.40
Full Bathroom	First	5.4 x 6	5.40	6.00
Master Bedroom	Second	15 x 13.66	15.00	13.66
Master Bathroom	Second	7.75 x 3.6	7.75	3.60
Bedroom	Second	15.1 x 11.5	15.10	11.50
Deck/Patio	Second	5.25 x 17.25	5.25	17.25
Deck/Patio	First	17.33 x 16.58	17.33	16.58

Listing Office: Counts Real Estate Group Inc

Last Updated: June – 07 – 2026

Information deemed reliable but not guaranteed.