3855 Heartwood Street, Panama City, FL 32404 (MLS# 788132)

3855 Heartwood Street, Panama City, FL 32404

$339,500

back covered patio with primary suite entrance

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,984 Lot Size (sq. ft.): 11,326 Status: Active

Current Price: $339,500 List Date: 4/09/2026 Last Modified: 6/10/2026

Overview

Description

BEST Priced in highly sought-after College Station neighborhood of Panama City! This welcoming open floor plan features three-bedrooms, two-bathrooms offering 1,901 square feet of well-designed living space that checks all the boxes for comfortable Florida living. The split floor plan gives everyone their own space, which is honestly one of the smartest layouts out there. The primary bedroom is a true retreat, featuring a large closet and a double vanity bathroom that makes morning routines a breeze. Vaulted ceilings throughout create an airy, open feel that makes the home live even larger than its generous square footage suggests. Vinyl plank flooring runs through the home, giving you that beautiful look without the fussy maintenance. The kitchen comes equipped with a pantry, because nobody ever complained about having too much storage. Ceiling fans keep things comfortable alongside the central electric system, and the garage provides covered parking plus extra room for all your … (Read more)

Listing Details MLS# 788132

Contract Info

List Price/SqFt: 171.12

Location

Area: 02 – Bay County – Central
Street #: 3855
Street Name: Heartwood
Street Suffix: Street
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0201 – Bay – Central NE
Subdivision: College Station Phase 2
Community/Resort: None
Waterfront: No
Parcel ID: 05948-300-390
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Bay
Directions: From Intersection of HWY 231 and Transmitter Rd, Head North on 231 for 1.0 mile, Make Right onto Pipeline Rd, Make left onto E 39th St, 39th will change to Conifer Lane, as you enter College Station, stay straight, make right onto Heartwood home will be on you right.
Legal Description: COLLEGE STATION PHASE 2 LOT 39

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 1984
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2022
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 66.06 x 203.88 x 60 x 176.24
Acreage: 0.26
Lot Size (SqFt): 11326
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 150
HOA Frequency: Quarterly
HOA Annual Amount: 600
New Buyer Fee: No
Last Taxes: 4086
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: BEST Priced in highly sought-after College Station neighborhood of Panama City! This welcoming open floor plan features three-bedrooms, two-bathrooms offering 1,901 square feet of well-designed living space that checks all the boxes for comfortable Florida living. The split floor plan gives everyone their own space, which is honestly one of the smartest layouts out there. The primary bedroom is a true retreat, featuring a large closet and a double vanity bathroom that makes morning routines a breeze. Vaulted ceilings throughout create an airy, open feel that makes the home live even larger than its generous square footage suggests. Vinyl plank flooring runs through the home, giving you that beautiful look without the fussy maintenance. The kitchen comes equipped with a pantry, because nobody ever complained about having too much storage. Ceiling fans keep things comfortable alongside the central electric system, and the garage provides covered parking plus extra room for all your stuff. The quality of construction here is evident in every detail, built to handle the Florida lifestyle with ease. The neighborhood puts you in a fantastic spot with Publix just minutes away for grocery runs, Zollie Young Dog Park nearby for your pets, and North Bay Haven Charter Academy right around the corner. Residents will also appreciate easy access to Mosley High School and even Florida State University Panama City for higher education options. This one is fresh on the market and ready for its new owners. Schedule your showing today before someone else calls it home! Washer, Dryer, and TV in primary bedroom convey in as-is condition with the sale of this home.

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes

More Information

Interior Features

Ceiling – Vaulted: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Brick: Yes
Wood/Frame: Yes
Roof – Dimensional Shg: Yes

Exterior

Patio Covered: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Lot Features

Cleared: Yes
Covenants & Rescrictions: Yes
Interior Lot: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Paved: Yes

Present Zoning

City: Yes
Resid Single Family: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes
REO: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes

Security Features

Carbon Monoxide Detector: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Electric; Refrigerator; Washer Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Patio Covered; Porch Covered Association Fees Include: Accounting Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Floor – Carpet Lot Features: Cleared; Covenants & Rescrictions; Interior Lot Lot Access: Paved Road Security Features: Carbon Monoxide Detector; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Paved Rooms: Bedroom; Primary Bedroom Sale Type: As Is; REO Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Dimensions	Length	Width
Master Bedroom	22 x 14	22.00	14.00
Bedroom	13.2 x 12	13.20	12.00
Bedroom	13.2 x 12	13.20	12.00

Listing Office: Overstreet Realty

Last Updated: June – 10 – 2026

Information deemed reliable but not guaranteed.