3911 E 11th Street, Panama City, FL 32404 (MLS# 789143)

3911 E 11th Street, Panama City, FL 32404

$499,000

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Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 8,104 Lot Size (sq. ft.): 33,977 Status: Active

Current Price: $499,000 List Date: 4/30/2026 Last Modified: 6/05/2026

Overview

Description

Unique opportunity to own a versatile property in the heart of Springfield offering residential living, income potential, and future possibilities. Currently utilized as a single-family residence and classified as such by the Bay County Property Appraiser, this expansive property features approximately 8,000 square feet under roof, including multiple living areas, flexible-use space, and a large indoor workshop. The property currently includes two separate living quarters, making it ideal for multi-generational living, rental income opportunities, or a variety of personal and business uses. An additional flex space and large indoor workshop provide even more versatility. With its existing layout and previous use, there may be potential for additional living units, creating attractive income-producing opportunities for the next owner (buyer to verify). One of the standout features of this property is the solar panel system, which conveys with the sale and helps keep utility costs … (Read more) Unique opportunity to own a versatile property in the heart of Springfield offering residential living, income potential, and future possibilities. Currently utilized as a single-family residence and classified as such by the Bay County Property Appraiser, this expansive property features approximately 8,000 square feet under roof, including multiple living areas, flexible-use space, and a large indoor workshop. The property currently includes two separate living quarters, making it ideal for multi-generational living, rental income opportunities, or a variety of personal and business uses. An additional flex space and large indoor workshop provide even more versatility. With its existing layout and previous use, there may be potential for additional living units, creating attractive income-producing opportunities for the next owner (buyer to verify). One of the standout features of this property is the solar panel system, which conveys with the sale and helps keep utility costs remarkably low. The owner reports average electric bills of approximately $40 per month for heating and cooling the entire property, providing exceptional long-term savings for a structure of this size. According to the City of Springfield, the property is designated General Commercial on the City’s Future Land Use Map. The City utilizes Future Land Use designations rather than traditional zoning. While the property is currently classified and taxed as a single-family residence based on its present use, the General Commercial Future Land Use designation may allow for a variety of future commercial and multi-family uses, subject to City approval, permitting requirements, inspections, and compliance with applicable building codes. Additional peace of mind comes from the roof replacement completed in 2019, which was upgraded to current code standards and includes High Temp Fire & Ice underlayment. Conveniently located near shopping, restaurants, schools, medical facilities, Tyndall Air Force Base, and major transportation routes, this property offers a rare combination of size, flexibility, energy efficiency, and future potential in a growing area. Whether you’re looking for a multi-generational estate, an income-producing property, or a unique live/work opportunity, 3911 E. 11th Street presents possibilities that are difficult to find elsewhere. Schedule your private showing today and discover everything this exceptional property has to offer.

Listing Details MLS# 789143

Contract Info

List Price/SqFt: 61.57

Location

Area: 02 – Bay County – Central
Street #: 3911
Street Direction: E
Street Name: 11th
Street Suffix: Street
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 15029-062-000
Elementary School: Cedar Grove
Middle School: Rutherford Middle
High School: Rutherford
Directions: Hwy. 98 to Transmitter Rd., right on Transmitter, left on 11th, property onleft just before Phillips Lane.
Legal Description: 1 4S 14W -104.14- 118A2 BEG 2686.67' N & 649' E OF SW COR TH N 150' E 196' S 150' W 196' TO POB ORB 4030 P 1913

General Property Info

Sub-Type: Detached Single Family
Design: Other
Apx SqFt(Htd/Cooled): 8104
SqFt Source: Prop App Site
Full Baths: 4
Half Baths: Yes
Total Baths: 5
# of Stories in Building: Yes
# of Units in Bldg: 3
Year Built: 1975
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: 2
Driveway Spaces: 8
Lot Dimensions: 198×171
Acreage: 0.78
Lot Size (SqFt): 33977
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
New Buyer Fee: No
Last Taxes: 3240
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Unique opportunity to own a versatile property in the heart of Springfield offering residential living, income potential, and future possibilities. Currently utilized as a single-family residence and classified as such by the Bay County Property Appraiser, this expansive property features approximately 8,000 square feet under roof, including multiple living areas, flexible-use space, and a large indoor workshop. The property currently includes two separate living quarters, making it ideal for multi-generational living, rental income opportunities, or a variety of personal and business uses. An additional flex space and large indoor workshop provide even more versatility. With its existing layout and previous use, there may be potential for additional living units, creating attractive income-producing opportunities for the next owner (buyer to verify). One of the standout features of this property is the solar panel system, which conveys with the sale and helps keep utility costs remarkably low. The owner reports average electric bills of approximately $40 per month for heating and cooling the entire property, providing exceptional long-term savings for a structure of this size. According to the City of Springfield, the property is designated General Commercial on the City's Future Land Use Map. The City utilizes Future Land Use designations rather than traditional zoning. While the property is currently classified and taxed as a single-family residence based on its present use, the General Commercial Future Land Use designation may allow for a variety of future commercial and multi-family uses, subject to City approval, permitting requirements, inspections, and compliance with applicable building codes. Additional peace of mind comes from the roof replacement completed in 2019, which was upgraded to current code standards and includes High Temp Fire & Ice underlayment. Conveniently located near shopping, restaurants, schools, medical facilities, Tyndall Air Force Base, and major transportation routes, this property offers a rare combination of size, flexibility, energy efficiency, and future potential in a growing area. Whether you're looking for a multi-generational estate, an income-producing property, or a unique live/work opportunity, 3911 E. 11th Street presents possibilities that are difficult to find elsewhere. Schedule your private showing today and discover everything this exceptional property has to offer.

Appliances

Other: Yes

More Information

Interior Features

Floor – Vinyl: Yes

Construction/Siding

Other – See Remarks: Yes

Exterior

Fenced Back Yard: Yes
Patio Covered: Yes

Financing

Cash: Yes
Conventional: Yes
Seller Financing: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Concrete: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Carport Detached: Yes
Driveway: Yes

Present Zoning

City: Yes
Commercial: Yes
Resid Multi-Family: Yes
Resid Single Family: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes

Utilities

Electricity – Connected: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Septic Tank: Yes
Solar: Yes

Accessibility Features

Customized Wheelchair Accessible: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes
Mini-Split/Ductless: Yes
Varies by Unit: Yes
Window Unit(s): Yes

Heating

Central: Yes
Electric: Yes
Mini-Split/Ductless: Yes

Security Features

Closed Circuit Camera(s): Yes

Property Features

Accessibility Features: Customized Wheelchair Accessible Appliances: Other Bedroom: First Cooling: Central Air; Electric; Mini-Split/Ductless; Varies by Unit; Window Unit(s) Heating: Central; Electric; Mini-Split/Ductless Exterior: Fenced Back Yard; Patio Covered Financing: Cash; Conventional; Seller Financing Furnished: Unfurnished Interior: Floor – Concrete Lot Access: City Street; Paved Road Security Features: Closed Circuit Camera(s) Parking Features: Additional Parking; Carport Detached; Driveway Rooms: Bedroom Sale Type: As Is Utilities: Electricity – Connected; Phone – Connected; Public Sewer – Connected; Public Water – Connected; Septic Tank; Solar Present Zoning: Commercial; Resid Multi-Family; Resid Single Family; Other – See Remarks

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	20 x 20	20.00	20.00	Measurements are approx. buyer to verify/measure
Bedroom	First	20 x 20	20.00	20.00	Measurements are approx. buyer to verify/measure
Bedroom	First	20 x 20	20.00	20.00	Measurements are approx. buyer to verify/measure
Bedroom	First	20 x 20	20.00	20.00	Measurements are approx. buyer to verify/measure
Bedroom	First	20 x 20	20.00	20.00	Measurements are approx. buyer to verify/measure

Listing Office: Anchor Realty Florida

Last Updated: June – 05 – 2026

Information deemed reliable but not guaranteed.