3915 Indian Springs Road, Panama City, FL 32404 (MLS# 791568)

3915 Indian Springs Road, Panama City, FL 32404

New Listing

$428,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,656 Lot Size (sq. ft.): 9,100 Status: Active

Current Price: $428,000 List Date: 6/18/2026 Last Modified: 6/18/2026

Overview

Description

Custom home built by Ben Wortman Welcome to 3915 Indian Springs Road in the highly desirable Riverside community of Panama City! Built in 2021, this spacious 4-bedroom + bonus room with a closet, 2.5-bath, home offers over 2,600 square feet of thoughtfully designed living space with modern finishes, open-concept living, and plenty of room for entertaining. Step inside to discover a bright and inviting floor plan featuring a large living area, high ceilings, abundant natural light, and a beautifully designed kitchen complete with granite countertops, stainless steel appliances, a large island, and ample cabinet space. The oversized primary suite provides a relaxing retreat with a spacious ensuite bath, double vanities, soaking tub, separate shower, and generous walk-in closet. Upstairs offers additional living flexibility with spacious guest bedrooms and a versatile loft area perfect for a second living room, office, playroom, or media space. The backyard provides plenty of roo … (Read more)

Listing Details MLS# 791568

Contract Info

List Price/SqFt: 161.14

Location

Area: 02 – Bay County – Central
Street #: 3915
Street Name: Indian Springs
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0201 – Bay – Central NE
Subdivision: Riverside Phase III
Community/Resort: None
Waterfront: No
Parcel ID: 11476-120-470
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: Hwy 231 N to Hwy 390, left on Cato Rd, right on Indian Springs Rd, property on right. Look for sign.
Legal Description: RIVERSIDE PHASE III LOT 74 ORB 418 P 4004 ORB 2202 P 1159 ORB 2356 P 1158 ORB 4454 P 302

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2656
SqFt Source: Builders Plans
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
Year Built: 2021
Immediate Occupancy: No
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 50×182
Acreage: 0.21
Lot Size (SqFt): 9100
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 132
HOA Frequency: Monthly
HOA Annual Amount: 1584
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 1800
New Buyer Fee Paid: $
Last Taxes: 3765
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: No

Remarks & Misc

Remarks: Custom home built by Ben Wortman Welcome to 3915 Indian Springs Road in the highly desirable Riverside community of Panama City! Built in 2021, this spacious 4-bedroom + bonus room with a closet, 2.5-bath, home offers over 2,600 square feet of thoughtfully designed living space with modern finishes, open-concept living, and plenty of room for entertaining. Step inside to discover a bright and inviting floor plan featuring a large living area, high ceilings, abundant natural light, and a beautifully designed kitchen complete with granite countertops, stainless steel appliances, a large island, and ample cabinet space. The oversized primary suite provides a relaxing retreat with a spacious ensuite bath, double vanities, soaking tub, separate shower, and generous walk-in closet. Upstairs offers additional living flexibility with spacious guest bedrooms and a versatile loft area perfect for a second living room, office, playroom, or media space. The backyard provides plenty of room for outdoor entertaining and pets. Located in the sought-after Riverside subdivision, residents enjoy convenient access to schools, shopping, dining, Tyndall Air Force Base, and all that Panama City has to offer. This move-in ready home combines modern construction, energy efficiency, and functional living in one of the area's fastest-growing communities. Why People Choose Riverside: Schools: Sits directly across from North Bay Haven Charter Academy, one of the top-rated schools in the area. Amenities: Features over 2 miles of paved walking trails, community pool, fitness center, waterfront community docks, a clubhouse, playground, and a basketball court. Vibe: Known for its lush greenery, mature oak trees draped in Spanish moss, and a quiet, tight-knit neighborhood atmosphere. Schedule your showing today!

Bonus Room

Second: Yes

More Information

Dining Room

First: Yes

Family Room

Second: Yes

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Coffered: Yes
Floor – Vinyl: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes
Trim – Vinyl: Yes

Exterior

Balcony: Yes
Columns: Yes
Double Pane Windows: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Exercise Room: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Recreational Faclty: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Sidewalk: Yes

Lot Access

Paved Road: Yes
Private Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
Exercise Room: Yes
Playground: Yes
Pool: Yes
Recreation Facilities: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Sewer Available: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes

Heating

Central: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Security Features

Carbon Monoxide Detector: Yes
Fire Alarm: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment Heating: Central; Heat Pump Exterior: Balcony; Columns; Double Pane Windows; Sprinkler System Association Fees Include: Accounting; Exercise Room; Picnic Area; Playground; Pool; Recreational Faclty Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Sidewalk Lot Access: Paved Road; Private Road Bonus Room: Second Dining Room: First Family Room: Second Pool Features: Inground Security Features: Carbon Monoxide Detector; Fire Alarm Parking Features: Driveway; Garage Attached; Garage Door Opener Association Amenities: Basketball Court; Exercise Room; Playground; Pool; Recreation Facilities Rooms: Bedroom; Bonus Room; Dining Room; Family Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Sewer Available; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	13.1 x 14.14	13.10	14.14	*Verify if important
Bedroom	Second	13.4 x 10.8	13.40	10.80	*Verify if important
Bedroom	Second	13.4 x 12.6	13.40	12.60	*Verify if important
Bedroom	Second	11.7 x 14	11.70	14.00	*Verify if important
Bonus Room	Second	10.4 x 20.6	10.40	20.60	*Verify if important
Living Room	First	21.6 x 14.4	21.60	14.40	*Verify if important
Dining Room	First	11 x 11	11.00	11.00	*Verify if important
Kitchen	First	9 x 11	9.00	11.00	*Verify if important
Family Room	Second	18.8 x 12.8	18.80	12.80	*Verify if important

Listing Office: Think Real Estate

Last Updated: June – 18 – 2026

Information deemed reliable but not guaranteed.