3931 Indian Springs Road, Panama City, FL 32404 (MLS# 787137)

3931 Indian Springs Road, Panama City, FL 32404

$430,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,112 Lot Size (sq. ft.): 7,200 Status: Sold

Current Price: $430,000 List Date: 3/21/2026 Last Modified: 6/05/2026

Overview

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to charming Riverside. This custom home is a must see offering more than 3,100 square feet with many custom features including crown molding, recessed lighting, columns and arched entryways. You enter the home through double French doors into a separate sitting area which flows into the open kitchen and large family room. The family room features custom built-in bookcases and columns. There is an abundance of natural light. Double French doors lead to the covered front porch and beautifully maintained green space. The kitchen includes newer appliances, granite countertops, a backsplash, and a breakfast bar for more casual dining. Downstairs you will also find a large bedroom and a full bathroom with a tub/shower combo. The laundry room offers built-in cabinets and a nice sized utility sink. The staircase has been updated with LVP flooring. Upstairs you will find the primary suite with a large en suite bathr … (Read more) CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to charming Riverside. This custom home is a must see offering more than 3,100 square feet with many custom features including crown molding, recessed lighting, columns and arched entryways. You enter the home through double French doors into a separate sitting area which flows into the open kitchen and large family room. The family room features custom built-in bookcases and columns. There is an abundance of natural light. Double French doors lead to the covered front porch and beautifully maintained green space. The kitchen includes newer appliances, granite countertops, a backsplash, and a breakfast bar for more casual dining. Downstairs you will also find a large bedroom and a full bathroom with a tub/shower combo. The laundry room offers built-in cabinets and a nice sized utility sink. The staircase has been updated with LVP flooring. Upstairs you will find the primary suite with a large en suite bathroom and walk-in closet. Double French doors off the primary bedroom lead to a private balcony overlooking the green area. There are also two additional bedrooms and bathroom upstairs. The home features a detached garage as well as a covered walkway from the garage to the home. Recent updates include a new vinyl fence, interior paint, two new AC units (2025), roof replaced (2019) & water heater replaced (2020). The carpets have also recently been professionally cleaned. Riverside offers fantastic amenities including a community pool, clubhouse, basketball court, fitness center, dock, playground and large pavilion with picnic tables. Sidewalks line the neighborhood adding to the charm and walkability of the community. The neighborhood is walking distance to popular North Bay Haven Charter Academy and a short drive to Bay Haven Charter Academy. Schedule your appointment today to see all this home has to offer. The home includes a gas fireplace that is not currently connected and would require a tank. Please verify all information deemed important

Listing Details MLS# 787137

Contract Info

List Price/SqFt: 139.78

Location

Area: 02 – Bay County – Central
Street #: 3931
Street Name: Indian Springs
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0201 – Bay – Central NE
Subdivision: Riverside Phase III
Community/Resort: None
Waterfront: No
Parcel ID: 11476-120-390
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: From Publix Super Market at Panama City Centre (Hwy 231). Go approximately .5 miles and turn left onto Highway 389. Continue on Hwy 389 for about 1.5 miles. Turn left onto Cato Rd. Then Turn right on. GPS is also accurate. For Sale sign located in the front of the fence.
Legal Description: RIVERSIDE PHASE III LOT 66 ORB 4569 P 950

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 3112
SqFt Source: An Appraiser
Full Baths: 3
Total Baths: 3
Year Built: 2006
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 50×150
Acreage: 0.17
Lot Size (SqFt): 7200
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-05-22
Sold Date: 2026-06-05
Sold Price/SqFt: 138.17
Sold Price/Acre: 2529411.76

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 1584
HOA Frequency: Annually
HOA Annual Amount: 1584
New Buyer Fee: Yes
New Buyer Fee Amt: 1800
New Buyer Fee Paid: $
Last Taxes: 4199
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to charming Riverside. This custom home is a must see offering more than 3,100 square feet with many custom features including crown molding, recessed lighting, columns and arched entryways. You enter the home through double French doors into a separate sitting area which flows into the open kitchen and large family room. The family room features custom built-in bookcases and columns. There is an abundance of natural light. Double French doors lead to the covered front porch and beautifully maintained green space. The kitchen includes newer appliances, granite countertops, a backsplash, and a breakfast bar for more casual dining. Downstairs you will also find a large bedroom and a full bathroom with a tub/shower combo. The laundry room offers built-in cabinets and a nice sized utility sink. The staircase has been updated with LVP flooring. Upstairs you will find the primary suite with a large en suite bathroom and walk-in closet. Double French doors off the primary bedroom lead to a private balcony overlooking the green area. There are also two additional bedrooms and bathroom upstairs. The home features a detached garage as well as a covered walkway from the garage to the home. Recent updates include a new vinyl fence, interior paint, two new AC units (2025), roof replaced (2019) & water heater replaced (2020). The carpets have also recently been professionally cleaned. Riverside offers fantastic amenities including a community pool, clubhouse, basketball court, fitness center, dock, playground and large pavilion with picnic tables. Sidewalks line the neighborhood adding to the charm and walkability of the community. The neighborhood is walking distance to popular North Bay Haven Charter Academy and a short drive to Bay Haven Charter Academy. Schedule your appointment today to see all this home has to offer. The home includes a gas fireplace that is not currently connected and would require a tank. Please verify all information deemed important

More Information

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Bookcases: Yes
Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Vinyl: Yes

Exterior

Balcony: Yes
Columns: Yes
Fenced Lot-Part: Yes
Fireplace: Yes
Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Community Room: Yes
Dock: Yes
Exercise Room: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Covenants & Rescrictions: Yes
Subdivision – Recorded: Yes
Survey Available: Yes

Lot Access

Paved Road: Yes

Parking Features

Additional Parking: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBed Balcony: Yes
MBed Sitting Area: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
Community Room: Yes
Dock: Yes
Exercise Room: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Availabile: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Bedroom: First; Second Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony; Columns; Fenced Lot-Part; Fireplace; Patio Covered; Porch Covered; Sprinkler System Association Fees Include: Accounting; Community Room; Dock; Exercise Room; Pavilion/Gazebo; Picnic Area; Pool Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Lot Features: Covenants & Rescrictions; Subdivision – Recorded; Survey Available Lot Access: Paved Road Pool Features: Inground Parking Features: Additional Parking; Garage Attached; Garage Door Opener Association Amenities: Basketball Court; Community Room; Dock; Exercise Room; Pavilion/Gazebo; Picnic Area; Pool; Sidewalks Rooms: Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Availabile; Garbage; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Remarks
Bedroom	First	0 x 0	See Appraiser Sketch
Bedroom	Second	0 x 0	See Appraiser Sketch
Bedroom	Second	0 x 0	See Appraiser Sketch
Bedroom	Second	0 x 0	See Appraiser Sketch

Listing Office: ERA Neubauer Real Estate, Inc

Last Updated: June – 05 – 2026

Information deemed reliable but not guaranteed.