3946 Whitehead Boulevard, Panama City, FL 32404 (MLS# 771782)

3946 Whitehead Boulevard, Panama City, FL 32404

$499,000

Virtual Tour

https://www.zillow.com/view-imx/8fb41c8c-e473-4e27-82c1-23370b8b86fd?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Kitchen to mini bonus room and laundry room.

Look at the huge sectional and yet, a ton of room still left! Add a weight room and an office here.

View of Dining, Living Room and Kitchen with Master Bed on left.

Make this a beautiful sitting room, music room or even add a pool table!

Stairs with half bath, front door and foyer in view

Half bath to stairs and living room view

Welcome home to 3946 Whitehead Blvd at the end of the cul-de-sac, backing up to a pond!

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 4,032 Lot Size (sq. ft.): 14,375 Status: Pending

Current Price: $499,000 List Date: 4/02/2026 Last Modified: 8/02/2026

Overview

Description

Spacious 5BR/3.5BA home in the family-friendly Manors of Magnolia Hills offering 4,032 sq ft of open-concept living. Main-level primary suite features a walk-in closet, double vanity, separate shower, and soaking tub. Upstairs includes four additional bedrooms, a Jack-and-Jill bath, and an oversized bonus room. Enjoy pond views from the covered back patio or take out the included John boat for a relaxing afternoon on the water. Welcoming foyer, covered front porch, fenced yard, sprinkler system, and large storage shed included. Energy costs are exceptionally low: fully paid-off solar panels save $200-$300/month, dual HVAC systems with UV air purifiers, and average total utilities of just $150-$200/month. One-year home warranty included. Playground just steps from your front door, 20 minutes to Tyndall AFB, and zoned for Cedar Grove Elementary, Merritt Brown Middle, and Bay High School. Easy access to shopping, dining, and major roadways. Seller offering $7,500 flooring credit at clos … (Read more)

Listing Details MLS# 771782

Contract Info

List Price/SqFt: 123.76

Location

Area: 02 – Bay County – Central
Street #: 3946
Street Name: Whitehead
Street Suffix: Boulevard
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0201 – Bay – Central NE
Subdivision: Manors of Magnolia Hills
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 11916-650-850
Elementary School: Cedar Grove
Middle School: Merritt Brown
High School: Bay
Directions: Entry to neighborhood is through Alva Thomas, home to the right of the playground
Legal Description: MANORS OF MAGNOLIA HILLS LOT 85 ORB 4089 P 1276

General Property Info

Sub-Type: Detached Single Family
Design: Colonial
Apx SqFt(Htd/Cooled): 4032
SqFt Source: Builders Plans
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: 2
Year Built: 2019
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 53x 130x 165 x130
Acreage: 0.33
Lot Size (SqFt): 14375
Pool: No

Status Change Info

Under Contract Date: 2026-06-12

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 200
HOA Frequency: Annually
HOA Annual Amount: 200
New Buyer Fee: Yes
New Buyer Fee Amt: 125
Last Taxes: 5061
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Section: 24
Range: 14w

Remarks & Misc

Remarks: Spacious 5BR/3.5BA home in the family-friendly Manors of Magnolia Hills offering 4,032 sq ft of open-concept living. Main-level primary suite features a walk-in closet, double vanity, separate shower, and soaking tub. Upstairs includes four additional bedrooms, a Jack-and-Jill bath, and an oversized bonus room. Enjoy pond views from the covered back patio or take out the included John boat for a relaxing afternoon on the water. Welcoming foyer, covered front porch, fenced yard, sprinkler system, and large storage shed included. Energy costs are exceptionally low: fully paid-off solar panels save $200-$300/month, dual HVAC systems with UV air purifiers, and average total utilities of just $150-$200/month. One-year home warranty included. Playground just steps from your front door, 20 minutes to Tyndall AFB, and zoned for Cedar Grove Elementary, Merritt Brown Middle, and Bay High School. Easy access to shopping, dining, and major roadways. Seller offering $7,500 flooring credit at closing, choose your own style & have installed prior to closing! Property is tenant-occupied; requiring a minimum 30 day close. Assumable 2.25% VA loan with approximately $303,000 balance at $1,839/month (P&I). Compare to $2,754/month at today's 7% rates, a savings of $915/month and $220,000+ over the life of the loan. Approximately $212,000 down required to assume. VA eligibility required. Don't let this rate walk out the door. This one truly is a must see!

More Information

Covered Porch

First: Yes

Deck/Patio

First: Yes

Dining Room

First: Yes

Family Room

Second: Yes

Foyer

First: Yes

Garage

First: Yes

Laundry

First: Yes

Pantry

First: Yes

Storage

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
ENERGY STAR Qualified Appliances: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes
Stairs: Yes

Construction/Siding

Brick Veneer: Yes
Roof – Dimensional Shg: Yes
Siding – Vinyl: Yes

Exterior

Fenced Back Yard: Yes
Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes

Other Structures

Shed(s): Yes

Association Fees Include

Accounting: Yes
Insurance: Yes
Management: Yes
Playground: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes
Smart Home: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Cul-De-Sac: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Retention Pond: Yes
Sidewalk: Yes
Survey Available: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Playground: Yes

Rooms

Bedroom: Yes
Covered Porch: Yes
Deck/Patio: Yes
Dining Room: Yes
Family Room: Yes
Foyer: Yes
Full Bathroom: Yes
Garage: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Pantry: Yes
Storage: Yes

Showing

ShowingTime: Yes
Security System: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Phone – Connected: Yes
Solar: Yes
Other – See Remarks: Yes

Accessibility Features

Central Living Area: Yes
Visitor Bathroom: Yes

Sale Type

As Is: Yes

Full Bathroom

Second: Yes

Waterfront Type

Other: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Air Purification System – Ionizer: Yes
Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes
Solar: Yes

Primary Bdrm/Primary Bath

MBath Bidet: Yes
MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Primary Bathroom

First: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Accessibility Features: Central Living Area; Visitor Bathroom Appliances: Dishwasher; Disposal; ENERGY STAR Qualified Appliances; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Full Bathroom: Second Primary Bedroom: First Bedroom: Second Cooling: Air Purification System – Ionizer; Ceiling Fan(s); Central Air Heating: Central; Electric; Solar Exterior: Fenced Back Yard; Patio Covered; Porch Covered; Sprinkler System Association Fees Include: Accounting; Insurance; Management; Playground Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Floor – Carpet; Smart Home Living Room: First Lot Features: Covenants & Rescrictions; Cul-De-Sac; Landscaped; Retention Pond; Sidewalk; Subdivision – Recorded; Survey Available; Waterfront; Within 1/2 Mile to Water Lot Access: Paved Road Primary Bathroom: First Covered Porch: First Dining Room: First Family Room: Second Foyer: First Garage: First Laundry: First Pantry: First Security Features: Smoke Detector(s) Storage: First Parking Features: Driveway; Garage Attached Other Structures: Shed(s) Association Amenities: Playground Rooms: Bedroom; Covered Porch; Deck/Patio; Dining Room; Family Room; Foyer; Full Bathroom; Garage; Laundry; Living Room; Primary Bathroom; Primary Bedroom; Pantry; Storage Sale Type: As Is Showing: Security System; ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Connected; Solar; Other – See Remarks Waterfront Type: Other Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	15.42 x 24.75	15.42	24.75	Buyer to verify
Dining Room	First	11.75 x 11.75	11.75	11.75	Buyer to verify
Pantry	First	4.42 x 9.42	4.42	9.42	Buyer to verify
Family Room	Second	27.08 x 18.75	27.08	18.75	Buyer to verify
Primary Bathroom	First	10.33 x 10.75	10.33	10.75	Buyer to verify
Storage	First	6.75 x 8.42	6.75	8.42	Buyer to verify
Laundry	First	6.5 x 8.75	6.50	8.75	Buyer to verify
Garage	First	20.08 x 20.42	20.08	20.42	Buyer to verify
Deck/Patio	First	10 x 8	10.00	8.00	Buyer to verify
Covered Porch	First	20.9 x 5.83	20.90	5.83	Buyer to verify
Full Bathroom	Second	5.75 x 12.42	5.75	12.42	Buyer to verify
Full Bathroom	Second	5.75 x 7.42	5.75	7.42	Buyer to verify
Foyer	First	14.08 x 12.75	14.08	12.75	Buyer to verify
Primary Bedroom	First	20.08 x 13.75	20.08	13.75	Buyer to verify
Bedroom	Second	12.08 x 14.08	12.08	14.08	Buyer to verify
Bedroom	Second	14.08 x 16.75	14.08	16.75	Buyer to verify
Bedroom	Second	12.75 x 16.42	12.75	16.42	Buyer to verify
Bedroom	Second	12.08 x 16.42	12.08	16.42	Buyer to verify

Listing Office: Epique Realty Inc

Last Updated: August – 02 – 2026

Information deemed reliable but not guaranteed.