3955 Highway 77, Chipley, FL 32428 (MLS# 796208)

3955 Highway 77, Chipley, FL 32428

New Listing

$599,999

Virtual Tour

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,625 Lot Size (sq. ft.): 836,788 Status: Active

Current Price: $599,999 List Date: 10/02/2026 Last Modified: 10/03/2026

Overview

Description

This is the space you have been looking for! With over 3,600 square feet heated and cooled and over 19 acres, this property is ready for you and your animals. When you step inside this 1995 4 bedroom/3 bathroom home you're immediately greeted by a massive, open concept living space that's nearly 1,200 square feet alone. With a kitchen/bar in the back corner, tile flooring, extra tall ceilings, and fireplace; this room is the perfect spot for entertaining! The first floor also features one bedroom, an office, laundry room, full bathroom, and a 2-car garage. Walk up the wooden staircase to the second floor where the main kitchen is located, with plenty of cabinets and storage. Along with a dining area and a sunroom that serves as an additional living room. The sunroom features wall to wall windows and a set of French doors that walk out onto a porch, overlooking a 1-acre chain link fenced portion of the yard. Additionally, the primary bedroom is located on the second floor and it is extr … (Read more) This is the space you have been looking for! With over 3,600 square feet heated and cooled and over 19 acres, this property is ready for you and your animals. When you step inside this 1995 4 bedroom/3 bathroom home you’re immediately greeted by a massive, open concept living space that’s nearly 1,200 square feet alone. With a kitchen/bar in the back corner, tile flooring, extra tall ceilings, and fireplace; this room is the perfect spot for entertaining! The first floor also features one bedroom, an office, laundry room, full bathroom, and a 2-car garage. Walk up the wooden staircase to the second floor where the main kitchen is located, with plenty of cabinets and storage. Along with a dining area and a sunroom that serves as an additional living room. The sunroom features wall to wall windows and a set of French doors that walk out onto a porch, overlooking a 1-acre chain link fenced portion of the yard. Additionally, the primary bedroom is located on the second floor and it is extremely spacious. It has a large walk-in-closet and en suite bathroom that features a double vanity, large garden tub, and walk-in shower. On the top floor are two additional bedrooms and one bathroom. Throughout, you will find an array of closets and storage space. The split levels of this home offer privacy and is the perfect layout for a multi-family living scenario or is simply perfect to give everyone their own space. The roof was replaced in 2019 and the water heater was replaced in 2019. There are 3 central air conditioning units and the ages are as follows: 2024, 2003, and 1993. The property has a paved driveway and is on a well and septic system. The drain field was replaced in 2025. Out back there is a metal shop with a slab and materials to finish the inside of it: insulation, plywood, lights, and some drywall. Electricity has not been connected to it yet. There is also a horse barn with a slab and plumbing. This barn has 3 horse stalls and a utility room. The land is fenced and cross fenced and has pasture area for your animals. At the back of the property there is a 2-acre pond that is currently dry because of the drought, but is fed by Reedy Creek that flows behind this property. Due to the pond and the wetlands that extend off of the creek, there is a bit of flood zone/conservation zoning on the land in the rear starting at the pond extending back, but the rest of the property including all pastures, barn, and house is high and dry! Even when the pond is full, there has never been any flooding under the current ownership. This property would be perfect for a homestead or compound. Plenty of room for animals, gardening, and opportunity for another dwelling. There is already an electricity pole at the back of the property and, per Washington County Planning & Zoning, you can add another dwelling under the current zoning (Agriculture/Silviculture) which allows for one house per 10 acres. Although the home is located near a highway, you would be surprised at how insulated and quiet it is inside. For an added layer of peace of mind, the seller is offering a one-year home warranty with an acceptable offer! With the construction of highway 77 set for completion in approximately 6 months according to FDOT, the drive down to the beach is quick and easy on a freshly paved 4-lane highway. Here you are only 45 minutes away from a beach day at the white sandy beaches of Panama City Beach! You are also a quick 15 minute drive to Chipley to go to Walmart and other conveniences.

Listing Details MLS# 796208

Contract Info

List Price/SqFt: 165.52

Location

Area: 10 – Washington County
Street #: 3955
Street Name: Highway 77
State: FL
Zip Code: 32428
County: Washington
Sub Area: 1002 – Washington SE
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: No
Parcel ID: 00000000-00-3156-0006
Directions: From Chipley travel South on highway 77. Property is on the left just South of Wausau
Legal Description: 1 2 14 19.21 ORB 1085 P 334 PARCELS DESC IN ORB 1085 P 334 LESS ORB 1065 P 223 FOR ST R/W , LESS ORB 1105 P 934 FOR ST R/W, (ELE ORB 1329 P 244).

General Property Info

Sub-Type: Detached Single Family
Design: Other
Apx SqFt(Htd/Cooled): 3625
SqFt Source: Agent Measured
Full Baths: 3
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 1995
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: irregular
Acreage: 19.21
Lot Size (SqFt): 836788
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 2687.38
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: This is the space you have been looking for! With over 3,600 square feet heated and cooled and over 19 acres, this property is ready for you and your animals. When you step inside this 1995 4 bedroom/3 bathroom home you're immediately greeted by a massive, open concept living space that's nearly 1,200 square feet alone. With a kitchen/bar in the back corner, tile flooring, extra tall ceilings, and fireplace; this room is the perfect spot for entertaining! The first floor also features one bedroom, an office, laundry room, full bathroom, and a 2-car garage. Walk up the wooden staircase to the second floor where the main kitchen is located, with plenty of cabinets and storage. Along with a dining area and a sunroom that serves as an additional living room. The sunroom features wall to wall windows and a set of French doors that walk out onto a porch, overlooking a 1-acre chain link fenced portion of the yard. Additionally, the primary bedroom is located on the second floor and it is extremely spacious. It has a large walk-in-closet and en suite bathroom that features a double vanity, large garden tub, and walk-in shower. On the top floor are two additional bedrooms and one bathroom. Throughout, you will find an array of closets and storage space. The split levels of this home offer privacy and is the perfect layout for a multi-family living scenario or is simply perfect to give everyone their own space. The roof was replaced in 2019 and the water heater was replaced in 2019. There are 3 central air conditioning units and the ages are as follows: 2024, 2003, and 1993. The property has a paved driveway and is on a well and septic system. The drain field was replaced in 2025. Out back there is a metal shop with a slab and materials to finish the inside of it: insulation, plywood, lights, and some drywall. Electricity has not been connected to it yet. There is also a horse barn with a slab and plumbing. This barn has 3 horse stalls and a utility room. The land is fenced and cross fenced and has pasture area for your animals. At the back of the property there is a 2-acre pond that is currently dry because of the drought, but is fed by Reedy Creek that flows behind this property. Due to the pond and the wetlands that extend off of the creek, there is a bit of flood zone/conservation zoning on the land in the rear starting at the pond extending back, but the rest of the property including all pastures, barn, and house is high and dry! Even when the pond is full, there has never been any flooding under the current ownership. This property would be perfect for a homestead or compound. Plenty of room for animals, gardening, and opportunity for another dwelling. There is already an electricity pole at the back of the property and, per Washington County Planning & Zoning, you can add another dwelling under the current zoning (Agriculture/Silviculture) which allows for one house per 10 acres. Although the home is located near a highway, you would be surprised at how insulated and quiet it is inside. For an added layer of peace of mind, the seller is offering a one-year home warranty with an acceptable offer! With the construction of highway 77 set for completion in approximately 6 months according to FDOT, the drive down to the beach is quick and easy on a freshly paved 4-lane highway. Here you are only 45 minutes away from a beach day at the white sandy beaches of Panama City Beach! You are also a quick 15 minute drive to Chipley to go to Walmart and other conveniences.

Dining Room

First: Yes
Second: Yes

More Information

Laundry

First: Yes

Office

First: Yes

Owner's Closet

Second: Yes

Sun Room

Second: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Vaulted: Yes
Fireplace: Yes
Floor – Tile: Yes
Wet Bar: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Vinyl: Yes
Trim – Vinyl: Yes

Exterior

Deck Open: Yes
Fenced Back Yard: Yes
Fenced Chain Link: Yes
Porch Covered: Yes

Farm Info

Barn – Horse: Yes
Barn – Other: Yes
Fenced – Cross: Yes
Fenced – Pasture: Yes
Pasture: Yes
Pond: Yes
Stalls/Pens: Yes

Other Structures

Barn(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes
Second: Yes

Living Room

First: Yes

Lot Features

Agricultural: Yes

Lot Access

State Highway: Yes
Paved Road: Yes

Parking Features

Garage Attached: Yes

Present Zoning

Agriculture: Yes
County: Yes
Horses Allowed: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Office: Yes
Owner's Closet: Yes
Sun Room: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Private Well: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes
Third: Yes

Primary Bedroom

Second: Yes

Bedroom

First: Yes
Third: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace(s): Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBed Walk-in Closet: Yes

Primary Bathroom

Second: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric Full Bathroom: First; Third Primary Bedroom: Second Bedroom: First; Third Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace(s) Exterior: Deck Open; Fenced Back Yard; Fenced Chain Link; Porch Covered Farm Info: Barn – Horse; Barn – Other; Fenced – Cross; Fenced – Pasture; Pasture; Pond; Stalls/Pens Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Kitchen: First; Second Living Room: First Lot Features: Agricultural Lot Access: State Highway; Paved Road Primary Bathroom: Second Dining Room: First; Second Laundry: First Owner's Closet: Second Office: First Sun Room: Second Parking Features: Garage Attached Other Structures: Barn(s) Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom; Office; Owner's Closet; Sun Room Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Private Well; Septic Tank Present Zoning: Agriculture; County; Horses Allowed

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	24.9 x 19.11	24.90	19.11
Kitchen	First	13.1 x 18.5	13.10	18.50	Wet Bar on 1st floor
Dining Room	First	14.9 x 18.5	14.90	18.50
Bedroom	First	22.8 x 11.8	22.80	11.80
Full Bathroom	First	11.4 x 6.4	11.40	6.40
Office	First	18.9 x 11	18.90	11.00
Laundry	First	11.4 x 8.4	11.40	8.40
Dining Room	Second	11.8 x 15.1	11.80	15.10
Kitchen	Second	11.11 x 20.1	11.11	20.10
Sun Room	Second	24 x 9.7	24.00	9.70
Primary Bedroom	Second	11.11 x 28.5	11.11	28.50
Primary Bathroom	Second	10.8 x 14.7	10.80	14.70
Owner's Closet	Second	10.8 x 13.3	10.80	13.30	Walk-in-closet
Bedroom	Third	12 x 9.6	12.00	9.60
Bedroom	Third	11.11 x 14.8	11.11	14.80
Full Bathroom	Third	5.3 x 8.5	5.30	8.50

Listing Office: Elite Realty

Last Updated: October – 03 – 2026

Information deemed reliable but not guaranteed.