3955 Stillwater Drive, Chipley, FL 32428 (MLS# 795352)

3955 Stillwater Drive, Chipley, FL 32428

New Listing

$235,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 924 Lot Size (sq. ft.): 46,174 Status: Active

Current Price: $235,000 List Date: 9/13/2026 Last Modified: 9/13/2026

Overview

Description

Lakefront living is calling! Situated on over an acre along desirable Lucas Lake, this 2-bedroom, 2-bath waterfront home offers a peaceful setting to enjoy everything Northwest Florida lake life has to offer. Inside, the open-concept layout creates an inviting flow between the main living areas, while the split-bedroom floor plan provides added privacy. One bedroom features its own ensuite bath, making the layout comfortable and functional. Step outside and spend your days swimming, fishing from the dock, taking the boat out on the water, or simply relaxing on the screened porch while taking in the beautiful lake views. With over an acre, there's plenty of room to enjoy the outdoors and the quiet surroundings. Conveniently located betwen Chipley, I-10, Lynn Haven, Panama City, Panama City Beach, Northwest Florida Beaches International Airport, and several recreational springs. Whether you're looking for a full-time residence or a waterfront getaway, this Lucas Lake property is ready fo … (Read more)

Listing Details MLS# 795352

Contract Info

List Price/SqFt: 254.33

Location

Area: 10 – Washington County
Street #: 3955
Street Name: Stillwater
Street Suffix: Drive
State: FL
Zip Code: 32428
County: Washington
Sub Area: 1003 – Washington SW
Subdivision: Lucas Lake
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 00000000-00-4414-0043
Directions: From Clayton Road in Chipley head south on Hwy 77. Travel approximately 15 miles and take a right onto SR-279, then in 1.6 miles take a left onto Lucas Lake Road and in 2.9 miles a right onto Stillwater Drive. Home is on the left. Sign up.
Legal Description: LOT L 30 LUCAS LAKE UNREC PLAT ORB 1275 P 331

General Property Info

Sub-Type: Mobile/Manufactured
Design: Single Wide
Apx SqFt(Htd/Cooled): 924
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 1995
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 70x507x71x383x119
Acreage: 1.06
Lot Size (SqFt): 46174
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 892.85
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Lakefront living is calling! Situated on over an acre along desirable Lucas Lake, this 2-bedroom, 2-bath waterfront home offers a peaceful setting to enjoy everything Northwest Florida lake life has to offer. Inside, the open-concept layout creates an inviting flow between the main living areas, while the split-bedroom floor plan provides added privacy. One bedroom features its own ensuite bath, making the layout comfortable and functional. Step outside and spend your days swimming, fishing from the dock, taking the boat out on the water, or simply relaxing on the screened porch while taking in the beautiful lake views. With over an acre, there's plenty of room to enjoy the outdoors and the quiet surroundings. Conveniently located betwen Chipley, I-10, Lynn Haven, Panama City, Panama City Beach, Northwest Florida Beaches International Airport, and several recreational springs. Whether you're looking for a full-time residence or a waterfront getaway, this Lucas Lake property is ready for you to come enjoy the view and make it your own!

Appliances

Dishwasher: Yes
Range – Electric: Yes
Refrigerator: Yes

More Information

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes
Split Bedroom: Yes

Construction/Siding

Foundation – Off Grade: Yes
Roof – Metal: Yes
Siding – Vinyl: Yes
Trim – Vinyl: Yes

Exterior

Porch Screened: Yes

Waterfront Feature

Dock: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Lot Features

Cleared: Yes
Waterfront: Yes
Wooded: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Private Well: Yes
Septic Tank: Yes

Waterview

Lake: Yes

Waterfront Type

Lakefront: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes

Property Features

Appliances: Dishwasher; Range – Electric; Refrigerator Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Porch Screened Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Lot Features: Cleared; Waterfront; Wooded Other Structures: Shed(s) Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Private Well; Septic Tank Waterfront Type: Lakefront Waterfront Feature: Dock Waterview: Lake

Room Information

Room Name	Dimensions	Length	Width
Living Room	19.9 x 13.3	19.90	13.30
Kitchen	13.11 x 13.3	13.11	13.30
Primary Bedroom	13.7 x 13.3	13.70	13.30
Bedroom	9.8 x 13.3	9.80	13.30

Listing Office: SOUTHERN WAY REALTY, INC.

Last Updated: September – 13 – 2026

Information deemed reliable but not guaranteed.