400 W 2nd Street, Lynn Haven, FL 32444 (MLS# 796187)

400 W 2nd Street, Lynn Haven, FL 32444

New Listing

$1,850,000

Property Type: Residential Bedrooms: 5 Baths: 6 Square Footage: 5,400 Lot Size (sq. ft.): 89,734 Status: Active

Current Price: $1,850,000 List Date: 10/02/2026 Last Modified: 10/02/2026

Overview

Description

Welcome to 400 W 2nd Street, an exceptional waterfront estate offering privacy, space, and direct access to the water in the heart of Lynn Haven — with owner financing available. Situated on an oversized 2-acre corner lot with roughly 300 feet of waterfront in a very private, quiet setting, this impressive two-story residence features 5 bedrooms, 5.5 bathrooms, and approximately 5,400 square feet of living space. Built with a solid brick exterior, thick walls, and 2×6 framing, the home is designed for both everyday living and entertaining, offering a spacious open floor plan, vaulted ceilings, stained glass windows and doors, a custom gas fireplace, and beautiful views of the bay and yard from multiple rooms. The main-level primary suite includes his-and-hers walk-in closets, and an additional downstairs bedroom with a full bath and private access to the pool area — currently used as a media room — offers excellent flexibility as a guest suite, mother-in-law suite, or home office … (Read more) Welcome to 400 W 2nd Street, an exceptional waterfront estate offering privacy, space, and direct access to the water in the heart of Lynn Haven — with owner financing available. Situated on an oversized 2-acre corner lot with roughly 300 feet of waterfront in a very private, quiet setting, this impressive two-story residence features 5 bedrooms, 5.5 bathrooms, and approximately 5,400 square feet of living space. Built with a solid brick exterior, thick walls, and 2×6 framing, the home is designed for both everyday living and entertaining, offering a spacious open floor plan, vaulted ceilings, stained glass windows and doors, a custom gas fireplace, and beautiful views of the bay and yard from multiple rooms. The main-level primary suite includes his-and-hers walk-in closets, and an additional downstairs bedroom with a full bath and private access to the pool area — currently used as a media room — offers excellent flexibility as a guest suite, mother-in-law suite, or home office. The chef’s kitchen overlooks the fenced-in pool area and is outfitted with all-new appliances, including double ovens, a gas cooktop, and a Viking warming drawer. Upstairs, three additional bedrooms each have their own private bathroom, alongside a large recreation room overlooking the water with a wet bar that opens to a sun deck, plus three bonus rooms totaling over 800 square feet — ideal for a fitness room, game room, craft room, office, or man cave. A 110-square-foot walk-in attic provides endless additional storage. Recent updates make this a true turnkey property: a newly replaced roof (2023), two new HVAC units, three new water heaters (including one tankless), new central vacuum, new windows, and mostly new doors and floors throughout. The oversized laundry room offers extra storage, and a long circular driveway provides ample additional parking. Outside is where this property truly shines. Enjoy your private pool — freshly fitted with a new liner and filter system for minimal maintenance — beautifully landscaped grounds, a fish-stocked pond, mature trees, and flowers blooming in every season. The fenced garden area includes raised beds already in place plus a garden shed, perfect for a vegetable garden. Boaters will appreciate deepwater access to North Bay and the Gulf from the brand-new (2024) dock, featuring high-end composite decking, a boat lift, outdoor shower, and fish-cleaning station. Whole-yard irrigation keeps the grounds lush, and the oversized 3+ car garage is every car collector’s dream. There’s even a custom treehouse with a zip line tucked among the grounds. Offering the space and privacy of a waterfront retreat while remaining conveniently located in Lynn Haven, 400 W 2nd Street is a rare opportunity to enjoy the best of Northwest Florida waterfront living — now with owner financing available.

Open Houses

Tomorrow, 1:30 pm – 3:30 pm

Listing Details MLS# 796187

Contract Info

List Price/SqFt: 342.59

Location

Area: 02 – Bay County – Central
Street #: 400
Street Direction: W
Street Name: 2nd
Street Suffix: Street
State: FL
Zip Code: 32444
County: Bay
Sub Area: 0204 – Bay – Central NW
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 08987-010-000
Elementary School: Lynn Haven
Middle School: Mowat
High School: Mosley
Directions: Hwy 77 North → Lynn Haven → left onto W 5th Street → right/north onto Alabama Avenue → continue to W 2nd Street. The property will be at the corner of Alabama Ave & W 2nd St.
Legal Description: LYNN HAVEN 102B3 LOTS 10-21 & S 1/2 OF 9 & 22 ORB 3914 P 1057 BLK 5

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 5400
SqFt Source: Prop App Site
Full Baths: 5
Half Baths: Yes
Total Baths: 6
Accessory Dwelling Unit: No
Year Built: 2000
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 300.0 ft x 300.0 ft
Acreage: 2.07
Lot Size (SqFt): 89734
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 20607
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Welcome to 400 W 2nd Street, an exceptional waterfront estate offering privacy, space, and direct access to the water in the heart of Lynn Haven — with owner financing available. Situated on an oversized 2-acre corner lot with roughly 300 feet of waterfront in a very private, quiet setting, this impressive two-story residence features 5 bedrooms, 5.5 bathrooms, and approximately 5,400 square feet of living space. Built with a solid brick exterior, thick walls, and 2×6 framing, the home is designed for both everyday living and entertaining, offering a spacious open floor plan, vaulted ceilings, stained glass windows and doors, a custom gas fireplace, and beautiful views of the bay and yard from multiple rooms. The main-level primary suite includes his-and-hers walk-in closets, and an additional downstairs bedroom with a full bath and private access to the pool area — currently used as a media room — offers excellent flexibility as a guest suite, mother-in-law suite, or home office. The chef's kitchen overlooks the fenced-in pool area and is outfitted with all-new appliances, including double ovens, a gas cooktop, and a Viking warming drawer. Upstairs, three additional bedrooms each have their own private bathroom, alongside a large recreation room overlooking the water with a wet bar that opens to a sun deck, plus three bonus rooms totaling over 800 square feet — ideal for a fitness room, game room, craft room, office, or man cave. A 110-square-foot walk-in attic provides endless additional storage. Recent updates make this a true turnkey property: a newly replaced roof (2023), two new HVAC units, three new water heaters (including one tankless), new central vacuum, new windows, and mostly new doors and floors throughout. The oversized laundry room offers extra storage, and a long circular driveway provides ample additional parking. Outside is where this property truly shines. Enjoy your private pool — freshly fitted with a new liner and filter system for minimal maintenance — beautifully landscaped grounds, a fish-stocked pond, mature trees, and flowers blooming in every season. The fenced garden area includes raised beds already in place plus a garden shed, perfect for a vegetable garden. Boaters will appreciate deepwater access to North Bay and the Gulf from the brand-new (2024) dock, featuring high-end composite decking, a boat lift, outdoor shower, and fish-cleaning station. Whole-yard irrigation keeps the grounds lush, and the oversized 3+ car garage is every car collector's dream. There's even a custom treehouse with a zip line tucked among the grounds. Offering the space and privacy of a waterfront retreat while remaining conveniently located in Lynn Haven, 400 W 2nd Street is a rare opportunity to enjoy the best of Northwest Florida waterfront living — now with owner financing available.

Bonus Room

Second: Yes

More Information

Dining Room

First: Yes

Great Room

First: Yes

Pool Features

Inground: Yes

Recreation Room

Second: Yes

Appliances

Cooktop – Electric: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Raised: Yes
Fireplace: Yes
Floor – Hardwood: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes

Exterior

Balcony: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Kitchen

First: Yes

Lot Features

Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Great Room: Yes
Kitchen: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Recreation Room: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterfront Type

Canal w/ Gulf Access: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed First Floor: Yes

Primary Bathroom

First: Yes

Property Features

Appliances: Cooktop – Electric; Microwave; Range – Electric; Refrigerator Primary Bedroom: First Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Balcony Furnished: Unfurnished Interior: Bonus Room Kitchen: First Lot Features: Waterfront; Within 1/2 Mile to Water Lot Access: City Street Bonus Room: Second Primary Bathroom: First Dining Room: First Great Room: First Pool Features: Inground Recreation Room: Second Rooms: Bedroom; Bonus Room; Dining Room; Great Room; Kitchen; Primary Bathroom; Primary Bedroom; Recreation Room Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Canal w/ Gulf Access

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	15 x 14	15.00	14.00
Bedroom	First	16 x 14	16.00	14.00
Bedroom	Second	14 x 13	14.00	13.00
Bedroom	Second	13 x 12	13.00	12.00
Bedroom	Second	13 x 11	13.00	11.00
Bonus Room	Second	23 x 11	23.00	11.00
Great Room	First	19 x 15	19.00	15.00
Dining Room	First	14 x 14	14.00	14.00
Kitchen	First	22 x 21	22.00	21.00
Recreation Room	Second	21 x 19	21.00	19.00
Primary Bathroom	First	15 x 14	15.00	14.00

Listing Office: Think Real Estate

Last Updated: October – 02 – 2026

Information deemed reliable but not guaranteed.