4005 Riverside Drive, Panama City, FL 32404
New Listing
$359,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,930
Status:
Active
Current Price:
$359,000
List Date:
6/16/2026
Last Modified:
6/16/2026
Overview
Description
…
(Read more)
Beautiful Home in One of Bay County’s Most Desirable Family Communities
Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy–one of the area’s most highly regarded schools–this location is ideal for families who value both education and community.
This home has been lovingly maintained by its original owner for the past 20 years, reflecting pride of ownership throughout.
Just 15 minutes from downtown Panama City, Riverside offers a peaceful, picturesque setting that feels worlds away. With majestic oak trees draped in Spanish moss and beautiful Savannah-inspired architecture, the neighborhood has a timeless Southern charm that’s hard to find in Florida.
Residents enjoy low HOA fees of just $135/month, which include access to exceptional community amenities:
• Waterfront community dock
• Swimming pool
• Basketball court
• Clubhouse and game room
• Private fitness center
• Grounds maintenance
Motivated seller–currently purchasing another property and open to reasonable offers.
For Sale by Owner, giving buyers the opportunity to work directly with the owner and potentially save on transaction costs.
Listing Details MLS# 787583
Contract Info
- List Price/SqFt
- 186.01
Location
- Area
- 02 – Bay County – Central
- Street #
- 4005
- Street Name
- Riverside
- Street Suffix
- Drive
- State
- FL
- Zip Code
- 32404
- County
- Bay
- Sub Area
- 0201 – Bay – Central NE
- Subdivision
- Riverside Phase II
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 11476-120-100
- Elementary School
- Deer Point
- Middle School
- Merritt Brown
- High School
- Mosley
- Directions
- Drive east on Hwy 390 towards Hwy 231, turn right onto Cato Rd, take the second right onto Riverside Drive. The property is located at the end of the street on the right hand side. North on Hwy 231, turn left onto Cato Rd at the 360 food/gas station. Turn left onto Riverside Drive, The property is located at the end of the street on the right hand side.
- Legal Description
- RIVERSIDE PH II 116A LOT 40 ORB 4025 P 1970
General Property Info
- Sub-Type
- Attached Single Unit
- Design
- Traditional
- Apx SqFt(Htd/Cooled)
- 1930
- Below Ground SqFt
- 1930
- SqFt Source
- Owner Measured
- Full Baths
- 2
- Total Baths
- 2
- Year Built
- 2005
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Lot Dimensions
- 7405 sqft
- Pool
- Yes
- Pool Type
- Private
- Half Baths
- 0
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 135
- HOA Frequency
- Monthly
- HOA Annual Amount
- 1620
- New Buyer Fee
- No
- Last Taxes
- 3306
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- Beautiful Home in One of Bay County's Most Desirable Family Communities Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy–one of the area's most highly regarded schools–this location is ideal for families who value both education and community. This home has been lovingly maintained by its original owner for the past 20 years, reflecting pride of ownership throughout. Just 15 minutes from downtown Panama City, Riverside offers a peaceful, picturesque setting that feels worlds away. With majestic oak trees draped in Spanish moss and beautiful Savannah-inspired architecture, the neighborhood has a timeless Southern charm that's hard to find in Florida. Residents enjoy low HOA fees of just $135/month, which include access to exceptional community amenities: • Waterfront community dock • Swimming pool • Basketball court • Clubhouse and game room • Private fitness center • Grounds maintenance Motivated seller–currently purchasing another property and open to reasonable offers. For Sale by Owner, giving buyers the opportunity to work directly with the owner and potentially save on transaction costs.
Other
- First
- Yes
More Information
Pool Features
- Inground
- Yes
Appliances
- Cooktop – Electric
- Yes
- Dishwasher
- Yes
- Disposal
- Yes
- Dryer
- Yes
- Freezer
- Yes
- Ice Maker
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Washer
- Yes
Interior Features
- Ceiling – Raised
- Yes
Construction/Siding
- Other – See Remarks
- Yes
Exterior
- Patio Open
- Yes
- Porch Covered
- Yes
Association Fees Include
- Recreational Faclty
- Yes
Furnished
- Unfurnished
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Lot Access
- Other
- Yes
Parking Features
- Garage Door Opener
- Yes
Association Amenities
- Basketball Court
- Yes
- Exercise Room
- Yes
- Playground
- Yes
- Pool
- Yes
- Waterfront
- Yes
Rooms
- Bedroom
- Yes
- Kitchen
- Yes
- Living Room
- Yes
- Primary Bedroom
- Yes
- Other
- Yes
Utilities
- Cable – Available
- Yes
- Sewer Available
- Yes
- Underground Utilities
- Yes
Accessibility Features
- Accessible Bedroom
- Yes
- Accessible Closets
- Yes
- Accessible Doors
- Yes
Primary Bedroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
Heating
- Central
- Yes
- Electric
- Yes
- Heat Pump
- Yes
Security Features
- Smoke Detector(s)
- Yes
- Other
- Yes
Property Features
Accessibility Features:
Accessible Bedroom; Accessible Closets; Accessible Doors
Appliances:
Cooktop – Electric; Dishwasher; Disposal; Dryer; Freezer; Ice Maker; Range – Electric; Refrigerator; Washer
Primary Bedroom:
First
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air
Heating:
Central; Electric; Heat Pump
Exterior:
Patio Open; Porch Covered
Association Fees Include:
Recreational Faclty
Furnished:
Unfurnished
Kitchen:
First
Living Room:
First
Lot Access:
Other
Other:
First
Pool Features:
Inground
Security Features:
Smoke Detector(s); Other
Parking Features:
Garage Door Opener
Association Amenities:
Basketball Court; Exercise Room; Playground; Pool; Waterfront
Rooms:
Bedroom; Kitchen; Living Room; Primary Bedroom; Other
Utilities:
Cable – Available; Sewer Available; Underground Utilities
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Master Bedroom | First | 13 x 15.5 | 13.00 | 15.50 | |
| Kitchen | First | 15 x 21 | 15.00 | 21.00 | |
| Living Room | First | 21 x 27.5 | 21.00 | 27.50 | |
| Bedroom | First | 12 x 13 | 12.00 | 13.00 | |
| Bedroom | First | 13 x 13 | 13.00 | 13.00 | |
| Other | First | 10 x 13 | 10.00 | 13.00 | Bathroom 1 |
| Other | First | 6 x 10 | 6.00 | 10.00 | Bathroom 2 |
Listing Office:
Lowest Fee Realty LLC
Last Updated: June – 16 – 2026
Information deemed reliable but not guaranteed.