4005 Riverside Drive, Panama City, FL 32404

New Listing
$359,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,930 Status: Active
Current Price: $359,000 List Date: 6/16/2026 Last Modified: 6/16/2026

Overview

Description

Beautiful Home in One of Bay County's Most Desirable Family Communities Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy–one of the area's most highly regarded schools–this location is ideal for families who value both education and community. This home has been lovingly maintained by its original owner for the past 20 years, reflecting pride of ownership throughout. Just 15 minutes from downtown Panama City, Riverside offers a peaceful, picturesque setting that feels worlds away. With majestic oak trees draped in Spanish moss and beautiful Savannah-inspired architecture, the neighborhood has a timeless Southern charm that's hard to find in Florida. Residents enjoy low HOA fees of just $135/month, which include access to exceptional community amenities: • Waterfront community dock • Swimming pool

Listing Details MLS# 787583

Contract Info

List Price/SqFt
186.01

Location

Area
02 – Bay County – Central
Street #
4005
Street Name
Riverside
Street Suffix
Drive
State
FL
Zip Code
32404
County
Bay
Sub Area
0201 – Bay – Central NE
Subdivision
Riverside Phase II
Community/Resort
None
Waterfront
No
Parcel ID
11476-120-100
Elementary School
Deer Point
Middle School
Merritt Brown
High School
Mosley
Directions
Drive east on Hwy 390 towards Hwy 231, turn right onto Cato Rd, take the second right onto Riverside Drive. The property is located at the end of the street on the right hand side. North on Hwy 231, turn left onto Cato Rd at the 360 food/gas station. Turn left onto Riverside Drive, The property is located at the end of the street on the right hand side.
Legal Description
RIVERSIDE PH II 116A LOT 40 ORB 4025 P 1970

General Property Info

Sub-Type
Attached Single Unit
Design
Traditional
Apx SqFt(Htd/Cooled)
1930
Below Ground SqFt
1930
SqFt Source
Owner Measured
Full Baths
2
Total Baths
2
Year Built
2005
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
7405 sqft
Pool
Yes
Pool Type
Private
Half Baths
0

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
135
HOA Frequency
Monthly
HOA Annual Amount
1620
New Buyer Fee
No
Last Taxes
3306
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Beautiful Home in One of Bay County's Most Desirable Family Communities Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy–one of the area's most highly regarded schools–this location is ideal for families who value both education and community. This home has been lovingly maintained by its original owner for the past 20 years, reflecting pride of ownership throughout. Just 15 minutes from downtown Panama City, Riverside offers a peaceful, picturesque setting that feels worlds away. With majestic oak trees draped in Spanish moss and beautiful Savannah-inspired architecture, the neighborhood has a timeless Southern charm that's hard to find in Florida. Residents enjoy low HOA fees of just $135/month, which include access to exceptional community amenities: • Waterfront community dock • Swimming pool • Basketball court • Clubhouse and game room • Private fitness center • Grounds maintenance Motivated seller–currently purchasing another property and open to reasonable offers. For Sale by Owner, giving buyers the opportunity to work directly with the owner and potentially save on transaction costs.

Other

First
Yes

More Information

Pool Features

Inground
Yes

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Freezer
Yes
Ice Maker
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer
Yes

Interior Features

Ceiling – Raised
Yes

Construction/Siding

Other – See Remarks
Yes

Exterior

Patio Open
Yes
Porch Covered
Yes

Association Fees Include

Recreational Faclty
Yes

Furnished

Unfurnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Access

Other
Yes

Parking Features

Garage Door Opener
Yes

Association Amenities

Basketball Court
Yes
Exercise Room
Yes
Playground
Yes
Pool
Yes
Waterfront
Yes

Rooms

Bedroom
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes
Other
Yes

Utilities

Cable – Available
Yes
Sewer Available
Yes
Underground Utilities
Yes

Accessibility Features

Accessible Bedroom
Yes
Accessible Closets
Yes
Accessible Doors
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Heating

Central
Yes
Electric
Yes
Heat Pump
Yes

Security Features

Smoke Detector(s)
Yes
Other
Yes

Property Features

Accessibility Features: Accessible Bedroom; Accessible Closets; Accessible Doors Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Freezer; Ice Maker; Range – Electric; Refrigerator; Washer Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric; Heat Pump Exterior: Patio Open; Porch Covered Association Fees Include: Recreational Faclty Furnished: Unfurnished Kitchen: First Living Room: First Lot Access: Other Other: First Pool Features: Inground Security Features: Smoke Detector(s); Other Parking Features: Garage Door Opener Association Amenities: Basketball Court; Exercise Room; Playground; Pool; Waterfront Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom; Other Utilities: Cable – Available; Sewer Available; Underground Utilities

Room Information

Room Name Level Dimensions Length Width Remarks
Master Bedroom First 13 x 15.5 13.00 15.50
Kitchen First 15 x 21 15.00 21.00
Living Room First 21 x 27.5 21.00 27.50
Bedroom First 12 x 13 12.00 13.00
Bedroom First 13 x 13 13.00 13.00
Other First 10 x 13 10.00 13.00 Bathroom 1
Other First 6 x 10 6.00 10.00 Bathroom 2
Listing Office: Lowest Fee Realty LLC
Last Updated: June – 16 – 2026
Information deemed reliable but not guaranteed.