4007 Luff Street, Panama City Beach, FL 32408 (MLS# 794678)

4007 Luff Street, Panama City Beach, FL 32408

New Listing

$319,900

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,235 Lot Size (sq. ft.): 3,485 Status: Active

Current Price: $319,900 List Date: 8/27/2026 Last Modified: 8/28/2026

Overview

Description

Just 2 blocks from the sugar white sands and emerald waters of Panama City Beach, this home is your opportunity to create your own coastal retreat! With No HOA, you’ll have the freedom and flexibility to truly make this property your own, whether you’re looking for a primary residence or second home. Fresh interior and exterior paint gives the home a clean updated feel, 2 bedroom, 2 full baths. Bring your vision and personal touches to make it exactly what you want! Location, potential, No HOA, and just 2 blocks to the beach, couple blocks to lagoon and boat ramp, you can’t beat this deal! Don’t miss your chance to own a piece of the beach lifestyle at an incredible value. If measurements deemed important buyer to verify

Open Houses

Tomorrow, 1:30 pm – 3:30 pm

Listing Details MLS# 794678

Contract Info

List Price/SqFt: 259.03

Location

Area: 03 – Bay County – Beach
Street #: 4007
Street Name: Luff
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Biltmore Beach
Community/Resort: None
Waterfront: No
Parcel ID: 31896-010-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Navy Blvd. East to Thomas Dr. West half mile to Luff St. north 1 block location on right
Legal Description: BILTMORE BEACH NELY 1/2 LOT 12 BLK 0 ORB 1562 P 857 (12.1) MAP 70B1

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1235
SqFt Source: An Appraiser
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 1986
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 60.0 ft x 60.0 ft
Acreage: 0.08
Lot Size (SqFt): 3485
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 403.83
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Just 2 blocks from the sugar white sands and emerald waters of Panama City Beach, this home is your opportunity to create your own coastal retreat! With No HOA, you'll have the freedom and flexibility to truly make this property your own, whether you're looking for a primary residence or second home. Fresh interior and exterior paint gives the home a clean updated feel, 2 bedroom, 2 full baths. Bring your vision and personal touches to make it exactly what you want! Location, potential, No HOA, and just 2 blocks to the beach, couple blocks to lagoon and boat ramp, you can't beat this deal! Don't miss your chance to own a piece of the beach lifestyle at an incredible value. If measurements deemed important buyer to verify

Family Room

First: Yes

More Information

Appliances

Range – Electric: Yes
Refrigerator: Yes

Interior Features

Floor – Tile: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Metal: Yes
Siding – Stucco: Yes

Exterior

Fenced Back Yard: Yes
Porch Screened: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Lot Features

Near Beach Access: Yes
Near Public Boat Ramp: Yes
Within 1/2 Mile to Water: Yes

Lot Access

County Road: Yes

Parking Features

Driveway: Yes

Rooms

Bedroom: Yes
Family Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Utilities

Septic Tank: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Heat Pump: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes

Property Features

Appliances: Range – Electric; Refrigerator Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Heat Pump Heating: Central Exterior: Fenced Back Yard; Porch Screened Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Kitchen: First Lot Features: Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water Lot Access: County Road Family Room: First Parking Features: Driveway Rooms: Bedroom; Family Room; Kitchen; Primary Bedroom Sale Type: As Is Utilities: Septic Tank

Room Information

Room Name	Level	Dimensions	Length	Width
Family Room	First	15 x 18	15.00	18.00
Kitchen	First	10 x 10	10.00	10.00
Primary Bedroom	First	16 x 12	16.00	12.00
Bedroom	First	10 x 12	10.00	12.00

Listing Office: Coldwell Banker Realty

Last Updated: August – 28 – 2026

Information deemed reliable but not guaranteed.