4012 Mary Louise Drive, Panama City, FL 32405

$465,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,076 Lot Size (sq. ft.): 17,424 Status: Active
Current Price: $465,000 List Date: 4/30/2026 Last Modified: 5/29/2026

Overview

Description

Assumable VA Loan!! 5.25% Welcome to this beautifully maintained all-brick home tucked away at the end of a quiet cul-de-sac in the desirable Northshore subdivision. Offering 3 bedrooms, 2 bathrooms, and a rare three-car garage, this property combines comfort, space, and functionality in a peaceful neighborhood setting. Situated on a spacious, well-manicured lot, the home is surrounded by lush landscaping and fruit trees, creating a private backyard retreat. Inside, you'll find an abundance of natural light, high ceilings, and an open-concept layout designed for both everyday living and entertaining. The kitchen features stainless steel appliances and flows seamlessly into the main living areas, while a second living space provides flexibility for family gatherings, holidays, or a cozy retreat. One of the standout features is the heated and cooled sunroom–perfect for enjoying your morning coffee or relaxing year-round while overlooking the backyard oasis. Step outside to your

Listing Details MLS# 789125

Contract Info

List Price/SqFt
223.99

Location

Area
02 – Bay County – Central
Street #
4012
Street Name
Mary Louise
Street Suffix
Drive
State
FL
Zip Code
32405
County
Bay
Sub Area
0204 – Bay – Central NW
Subdivision
Northshore Phase I
Community/Resort
Northshore
Waterfront
No
Parcel ID
11705-135-000
Elementary School
Northside
Middle School
Mowat
High School
Mosley
Directions
Traveling East on Hwy. 98 take 23rd St. exit then left on St Andrews Blvd. (390) left onto Northshore Road, left on Candlewick Dr., left on Kristanna Dr. right on Mallory Dr., then left onto Mary Louise Dr. and the property will be straight ahead.
Legal Description
NORTHSHORE ADD PHASE II LOT 25 BLK B ORB 4708 P 1790

General Property Info

Sub-Type
Detached Single Family
Design
Traditional
Apx SqFt(Htd/Cooled)
2076
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Year Built
1993
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
3
Driveway Spaces
4
Lot Dimensions
irregular
Acreage
0.4
Lot Size (SqFt)
17424
Pool
Yes
Pool Type
Private

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Assumable VA Loan!! 5.25% Welcome to this beautifully maintained all-brick home tucked away at the end of a quiet cul-de-sac in the desirable Northshore subdivision. Offering 3 bedrooms, 2 bathrooms, and a rare three-car garage, this property combines comfort, space, and functionality in a peaceful neighborhood setting. Situated on a spacious, well-manicured lot, the home is surrounded by lush landscaping and fruit trees, creating a private backyard retreat. Inside, you'll find an abundance of natural light, high ceilings, and an open-concept layout designed for both everyday living and entertaining. The kitchen features stainless steel appliances and flows seamlessly into the main living areas, while a second living space provides flexibility for family gatherings, holidays, or a cozy retreat. One of the standout features is the heated and cooled sunroom–perfect for enjoying your morning coffee or relaxing year-round while overlooking the backyard oasis. Step outside to your private pool, ideal for soaking up the Florida sunshine and entertaining guests. Additional highlights include an oversized driveway with plenty of room for boats or RVs, no HOA, and a location in Flood Zone X for added peace of mind. Major updates have already been taken care of, including a new roof in 2020, pool resurfaced in 2017, and updated windows installed in 2017. This home offers the perfect blend of indoor comfort and outdoor living–ideal as a primary residence or a place to gather and make lasting memories. A newer riding lawnmower will convey with a full price offer. All measurements and items of importance to be confirmed by buyer or buyer agent.

Family Room

First
Yes

More Information

Pool Features

Gunite Concrete
Yes
Inground
Yes

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Dryer
Yes
Oven – Electric
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Gas
Yes

Interior Features

Breakfast Bar
Yes
Ceiling – Cathedral
Yes
Floor – Laminate
Yes
Floor – Tile
Yes
Lighting – Recessed
Yes

Construction/Siding

Brick
Yes

Exterior

Fenced Back Yard
Yes
Fenced Lot-All
Yes
Patio Enclosed
Yes

Furnished

Unfurnished
Yes

Living Room

First
Yes

Lot Features

Cul-De-Sac
Yes
Subdivision – Recorded
Yes
Sidewalk
Yes

Lot Access

Paved Road
Yes

Parking Features

Additional Parking
Yes
Garage Attached
Yes
Oversized
Yes
RV Access/Parking
Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity
Yes
MBed First Floor
Yes
MBed Walk-in Closet
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bedroom
Yes
Family Room
Yes
Living Room
Yes
Master Bedroom
Yes

Showing

ShowingTime
Yes

Utilities

Electricity – Connected
Yes
Natural Gas – Connected
Yes
Private Well
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Central Air
Yes

Heating

Central
Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Oven – Electric; Refrigerator; Washer; Water Heater – Gas Master Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Fenced Back Yard; Fenced Lot-All; Patio Enclosed Furnished: Unfurnished Living Room: First Lot Features: Cul-De-Sac; Sidewalk; Subdivision – Recorded Lot Access: Paved Road Family Room: First Pool Features: Gunite Concrete; Inground Parking Features: Additional Parking; Garage Attached; Oversized; RV Access/Parking Rooms: Bedroom; Family Room; Living Room; Master Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Natural Gas – Connected; Private Well; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Master Bedroom First 16 x 13 16.00 13.00
Bedroom First 11 x 13 11.00 13.00
Bedroom First 14 x 11 14.00 11.00
Living Room First 21 x 15 21.00 15.00
Family Room First 16 x 20 16.00 20.00
Listing Office: Beach Haven Realty
Last Updated: May – 29 – 2026
Information deemed reliable but not guaranteed.