404 Geneva Avenue, Panama City Beach, FL 32407 (MLS# 790297)

404 Geneva Avenue, Panama City Beach, FL 32407

$689,900

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,203 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $689,900 List Date: 5/23/2026 Last Modified: 6/10/2026

Overview

Description

A newer build in the original phase of Tapestry Park, this thoughtfully designed home offers the perfect balance of everyday convenience and coastal living – walk to school during the week and head to the beach on the weekends! The residence is filled with natural light while mature trees, lush landscaping, and a fenced backyard provide exceptional privacy. Designed for both comfort and entertaining, the home features LVP flooring throughout the living spaces, with 4 bedrooms and 2.5 bathrooms, including a first floor primary suite. Outdoor living is equally inviting with a spacious covered front porch and a private covered back patio complete with photoelectric lighting and a large ceiling fan for warmer evenings to watch your favorite team play on TV. The backyard also offers room to add a plunge pool or hot tub for an even more relaxing retreat. The open concept kitchen, dining, and living areas create a seamless gathering space for family and friends. Shiplap accents througho … (Read more) A newer build in the original phase of Tapestry Park, this thoughtfully designed home offers the perfect balance of everyday convenience and coastal living – walk to school during the week and head to the beach on the weekends! The residence is filled with natural light while mature trees, lush landscaping, and a fenced backyard provide exceptional privacy. Designed for both comfort and entertaining, the home features LVP flooring throughout the living spaces, with 4 bedrooms and 2.5 bathrooms, including a first floor primary suite. Outdoor living is equally inviting with a spacious covered front porch and a private covered back patio complete with photoelectric lighting and a large ceiling fan for warmer evenings to watch your favorite team play on TV. The backyard also offers room to add a plunge pool or hot tub for an even more relaxing retreat. The open concept kitchen, dining, and living areas create a seamless gathering space for family and friends. Shiplap accents throughout the living area and stairwell are complemented by newly installed vertical shiplap in the half bath (2025). The kitchen showcases marble countertops and backsplash, custom soft close cabinetry, and an oversized island with additional seating. Premium appliances include Samsung stainless steel cooktop, range, and microwave, a GE side by side refrigerator, and a quiet Bosch dishwasher. Custom lighting in the kitchen and dining areas, along with custom Roman shades throughout the home, add elevated style and functionality. The primary suite offers a spa inspired bath featuring tiled flooring, double vanities with quartz countertops, a vintage inspired cast iron clawfoot soaking tub, and an updated marble floored walk-in shower completed in 2025 and a separate water closet. The laundry room, finished with tile flooring and equipped with a Samsung washer and dryer, is conveniently positioned near the back entry with direct access to the primary bath. Upstairs living space provides three additional bedrooms with tray ceilings, a versatile bonus space ideal for a home office or upstairs den, and a full bath with quartz countertops and tile flooring. Additional storage is available through pull down attic access both upstairs and in the attached two car garage. For enhanced home comfort, convenience, and security, the property is equipped with two AC units paired with Honeywell Home Pro Series programmable thermostats, spray foam insulation, an 80 gallon Rheem Smart Water Heater, and a Chamberlain Smart Garage Door system. The Simply Safe home security system, which will transfer with the home, includes app driven monitoring with three motion activated cameras positioned on the front porch, back porch, and garage, offering live streaming capability and two-way communication. Recent exterior improvements include new Zoysia sod installed in April 2026, a freshly washed exterior, and a newly pressure washed fence. For added peace of mind, the home also features an impact rated front door with a multi locking mechanism and Kevlar hurricane shutter screens with exterior window frame fasteners for enhanced storm protection.

Supplements: Located in the heart of Panama City Beach, Tapestry Park is a charming Craftsman style community designed with both families and lifestyle in mind. Just minutes from Pier Park, the neighborhood offers the perfect blend of convenience, character, and community. Vintage style lamp posts line the sidewalks, adding warmth and charm throughout the neigh … (Read more)

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Listing Details MLS# 790297

Contract Info

List Price/SqFt: 313.16

Location

Area: 03 – Bay County – Beach
Street #: 404
Street Name: Geneva
Street Suffix: Avenue
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Tapestry Park
Community/Resort: None
Waterfront: No
Parcel ID: 34109-552-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Traveling E from Pier Park, Turn R on Clara Avenue. Turn L onto Geneva Avenue; 404 Geneva Ave will be on your L.
Legal Description: TAPESTRY PARK PHASE I LOT D-18 MAP 38A4 ORB 4443 P 67

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2203
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
Year Built: 2021
Immediate Occupancy: No
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Lot Dimensions: 42×125
Acreage: 0.12
Lot Size (SqFt): 5227
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 915
HOA Frequency: Quarterly
HOA Annual Amount: 3660
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 0.05
New Buyer Fee Paid: %
Last Taxes: 5678
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: A newer build in the original phase of Tapestry Park, this thoughtfully designed home offers the perfect balance of everyday convenience and coastal living – walk to school during the week and head to the beach on the weekends! The residence is filled with natural light while mature trees, lush landscaping, and a fenced backyard provide exceptional privacy. Designed for both comfort and entertaining, the home features LVP flooring throughout the living spaces, with 4 bedrooms and 2.5 bathrooms, including a first floor primary suite. Outdoor living is equally inviting with a spacious covered front porch and a private covered back patio complete with photoelectric lighting and a large ceiling fan for warmer evenings to watch your favorite team play on TV. The backyard also offers room to add a plunge pool or hot tub for an even more relaxing retreat. The open concept kitchen, dining, and living areas create a seamless gathering space for family and friends. Shiplap accents throughout the living area and stairwell are complemented by newly installed vertical shiplap in the half bath (2025). The kitchen showcases marble countertops and backsplash, custom soft close cabinetry, and an oversized island with additional seating. Premium appliances include Samsung stainless steel cooktop, range, and microwave, a GE side by side refrigerator, and a quiet Bosch dishwasher. Custom lighting in the kitchen and dining areas, along with custom Roman shades throughout the home, add elevated style and functionality. The primary suite offers a spa inspired bath featuring tiled flooring, double vanities with quartz countertops, a vintage inspired cast iron clawfoot soaking tub, and an updated marble floored walk-in shower completed in 2025 and a separate water closet. The laundry room, finished with tile flooring and equipped with a Samsung washer and dryer, is conveniently positioned near the back entry with direct access to the primary bath. Upstairs living space provides three additional bedrooms with tray ceilings, a versatile bonus space ideal for a home office or upstairs den, and a full bath with quartz countertops and tile flooring. Additional storage is available through pull down attic access both upstairs and in the attached two car garage. For enhanced home comfort, convenience, and security, the property is equipped with two AC units paired with Honeywell Home Pro Series programmable thermostats, spray foam insulation, an 80 gallon Rheem Smart Water Heater, and a Chamberlain Smart Garage Door system. The Simply Safe home security system, which will transfer with the home, includes app driven monitoring with three motion activated cameras positioned on the front porch, back porch, and garage, offering live streaming capability and two-way communication. Recent exterior improvements include new Zoysia sod installed in April 2026, a freshly washed exterior, and a newly pressure washed fence. For added peace of mind, the home also features an impact rated front door with a multi locking mechanism and Kevlar hurricane shutter screens with exterior window frame fasteners for enhanced storm protection.

Bonus Room

Second: Yes

More Information

Dining Room

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
ENERGY STAR Qualified Appliances: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Coffered: Yes
Ceiling – Crwn Molding: Yes
Floor – Marble: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Pull Down Stairs: Yes
Security System: Yes
Stairs: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes
Siding – Stone: Yes
Trim – Vinyl: Yes

Exterior

Columns: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Community Room: Yes
Game Room: Yes
Ground Keeping: Yes
Internet Service: Yes
Internet-WiFi: Yes
Legal: Yes
Management: Yes
Master Association: Yes
Playground: Yes
Pool: Yes
Recreational Faclty: Yes
Tennis: Yes
TV Cable: Yes

Financing

Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Ceiling – Tray: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Landscaped: Yes
Near Beach Access: Yes
Sidewalk: Yes
Survey Available: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Garage Attached: Yes
Garage Door Opener: Yes
Paver Block: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
Community Room: Yes
Conference Center: Yes
Game Room: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Pickle Ball: Yes
Recreation Facilities: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Security Features

Carbon Monoxide Detector: Yes
Security System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric; Heat Pump Exterior: Columns; Double Pane Windows; Fenced Back Yard; Patio Covered; Porch Covered; Sprinkler System Association Fees Include: Accounting; TV Cable; Community Room; Game Room; Internet Service; Internet-WiFi; Legal; Ground Keeping; Management; Master Association; Playground; Pool; Recreational Faclty; Tennis Financing: Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room; Ceiling – Tray Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Landscaped; Near Beach Access; Sidewalk; Survey Available; Within 1/2 Mile to Water Lot Access: Paved Road Bonus Room: Second Dining Room: First Security Features: Carbon Monoxide Detector; Security System; Smoke Detector(s) Parking Features: Garage Attached; Garage Door Opener; Paver Block Association Amenities: Basketball Court; Community Room; Game Room; Conference Center; Pavilion/Gazebo; Pickle Ball; Picnic Area; Playground; Pool; Recreation Facilities; Sidewalks Rooms: Bedroom; Bonus Room; Dining Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	18 x 15	18.00	15.00
Kitchen	First	17 x 15	17.00	15.00
Dining Room	First	17 x 15	17.00	15.00
Master Bedroom	First	17 x 14	17.00	14.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 14	12.00	14.00
Bedroom	Second	17 x 12	17.00	12.00
Bonus Room	Second	18 x 12	18.00	12.00

Listing Office: EXP Realty LLC

Last Updated: June – 10 – 2026

Information deemed reliable but not guaranteed.