405 Bay Shore Drive, Panama City Beach, FL 32407 (MLS# 782987)

405 Bay Shore Drive, Panama City Beach, FL 32407

$900,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,968 Lot Size (sq. ft.): 23,958 Status: Active

Current Price: $900,000 List Date: 12/28/2025 Last Modified: 3/27/2026

Overview

Description

Designed for those who live on the water, this exceptional canal-front residence delivers true boating functionality paired with timeless Florida architecture. Set on an oversized waterfront parcel with excellent canal depth and direct access to the Gulf, this home offers the infrastructure, flexibility, and scale serious boaters demand. The private dock is equipped with a heavy-duty metal I-beam boat lift powered by a ¾-horsepower electric motor, capable of accommodating vessels up to 30 feet (currently configured for a pontoon). Canal depth averages approximately 5-6 feet at center, offering long-term adaptability for a variety of boat sizes. With ample seawall frontage (191') and maneuvering space (80' canal width), this property is ideal for both recreational and seasoned boat owners. Inside, the home provides generous living and dining spaces perfect for entertaining after a day on the water. The renovated kitchen (2015) features granite slab countertops, a farmhouse sink, … (Read more)

Listing Details MLS# 782987

Contract Info

List Price/SqFt: 457.32

Location

Area: 03 – Bay County – Beach
Street #: 405
Street Name: Bay Shore
Street Suffix: Drive
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Woodlawn Unit 2
Community/Resort: Woodlawn
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 27481-000-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Traveling west over the Hathaway Bridge onto US Hwy 98, at the first redlight (Navy Blvd.) turn right, then right onto Bayshore Dr; home is located on the left along the canal. Traveling east on Front Beach Rd (US-98) toward the Hathaway Bridge, turn left onto Navy Blvd, then right onto Bayshore Dr; home is located on the left along the canal.
Legal Description: WOODLAWN UNIT 2 LOT 34 BLK 3 ORB 3315 P 281

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1968
SqFt Source: Builders Plans
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: Yes
# of Units in Bldg: Yes
Year Built: 1959
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 222 x 191
Acreage: 0.55
Lot Size (SqFt): 23958
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Designed for those who live on the water, this exceptional canal-front residence delivers true boating functionality paired with timeless Florida architecture. Set on an oversized waterfront parcel with excellent canal depth and direct access to the Gulf, this home offers the infrastructure, flexibility, and scale serious boaters demand. The private dock is equipped with a heavy-duty metal I-beam boat lift powered by a ¾-horsepower electric motor, capable of accommodating vessels up to 30 feet (currently configured for a pontoon). Canal depth averages approximately 5-6 feet at center, offering long-term adaptability for a variety of boat sizes. With ample seawall frontage (191') and maneuvering space (80' canal width), this property is ideal for both recreational and seasoned boat owners. Inside, the home provides generous living and dining spaces perfect for entertaining after a day on the water. The renovated kitchen (2015) features granite slab countertops, a farmhouse sink, soft-close cabinetry, a spice cabinet, and a casual breakfast nook designed for both efficiency and comfort. A built-in minibar with sink and custom cabinetry enhances the home's hosting capabilities. Three bedrooms, two full bathrooms, and a convenient half bath near the garage offer flexibility for guests and extended stays. A sun-filled Florida Room expands the living space and features a working fireplace / built-in BBQ grill with working flue, vintage crank-style windows, creating an ideal indoor-outdoor transition space. Additional highlights include a two-car garage with workshop area, full sprinkler system for front and rear yards, and a functioning hot tub overlooking the canal. This is a rare opportunity to secure a waterfront home built for boating offering substantial canal access, lift infrastructure, and the freedom to fully embrace the coastal lifestyle.

Den

First: Yes

More Information

Dining Room

First: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Gas: Yes
Refrigerator: Yes
Water Heater – Gas: Yes

Interior Features

Fireplace: Yes
Floor – Terrazo: Yes
Wet Bar: Yes
Handicap Provisions: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Gutters: Yes
Roof – Metal: Yes

Exterior

Built-in Barbecue/Grill: Yes
Deck Covered: Yes
Double Pane Windows: Yes
Fire Pit: Yes
Fireplace: Yes
Shower: Yes
Patio Enclosed: Yes
Porch Screened: Yes
Sprinkler System: Yes
Storm Windows: Yes

Waterfront Feature

Boatlift: Yes
Dock: Yes
Bulkhead/Seawall: Yes
RiparianRights: Yes

Other Structures

Shed(s): Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Water Rights: Yes
Waterfront: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Boat: Yes
Driveway: Yes
Garage Door Opener: Yes
Oversized: Yes
Paved: Yes
Paver Block: Yes
RV Access/Parking: Yes

Mstr Bath / Mstr Bdrm

MBath Shower Only: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Den: Yes
Dining Room: Yes
Florida Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Internet – Fiber Optic: Yes
Phone – Available: Yes
Public Water – Connected: Yes

Waterview

Canal: Yes
Unobstructed: Yes

Accessibility Features

Accessible Approach with Ramp: Yes
Accessible Full Bath: Yes
Central Living Area: Yes

Sale Type

As Is: Yes

Waterfront Type

Canal w/ Gulf Access: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Fireplace – Wood Burning: Yes
Natural Gas: Yes

Property Features

Accessibility Features: Accessible Approach with Ramp; Accessible Full Bath; Central Living Area Appliances: Cooktop – Gas; Dishwasher; Disposal; Microwave; Range – Gas; Refrigerator; Water Heater – Gas Master Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Fireplace – Wood Burning; Natural Gas Exterior: Built-in Barbecue/Grill; Deck Covered; Double Pane Windows; Fire Pit; Fireplace; Shower; Patio Enclosed; Porch Screened; Sprinkler System; Storm Windows Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Water Rights; Waterfront Lot Access: City Street; Paved Road Den: First Dining Room: First Parking Features: Additional Parking; Boat; Driveway; Garage Door Opener; Oversized; Paved; Paver Block; RV Access/Parking Other Structures: Shed(s) Rooms: Bedroom; Den; Dining Room; Florida Room; Kitchen; Living Room; Master Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Internet – Fiber Optic; Natural Gas – Connected; Phone – Available; Public Water – Connected Waterfront Type: Canal w/ Gulf Access Waterfront Feature: Boatlift; Bulkhead/Seawall; Dock; RiparianRights; Bulkhead/Seawall Waterview: Canal; Unobstructed Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	166 x 126	166.00	126.00
Bedroom	First	124 x 12	124.00	12.00
Bedroom	First	15 x 116	15.00	116.00
Den	First	12 x 116	12.00	116.00
Kitchen	First	14 x 116	14.00	116.00	2015 Remodel
Dining Room	First	13 x 106	13.00	106.00	Opened to Living Room
Living Room	First	206 x 15	206.00	15.00
Florida Room		336 x 10	336.00	10.00

Listing Office: NAI TALCOR

Last Updated: March – 27 – 2026

Information deemed reliable but not guaranteed.