405 Bay Shore Drive, Panama City Beach, FL 32407 (MLS# 790982)

405 Bay Shore Drive, Panama City Beach, FL 32407

$799,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,968 Lot Size (sq. ft.): 23,958 Status: Active

Current Price: $799,000 List Date: 6/08/2026 Last Modified: 9/15/2026

Overview

Description

191 FEET OF WATERFRONT • 0.55 ACRE • NO HOA • PRIVATE DOCK & BOAT LIFT • DIRECT BAY ACCESS Opportunities like this are increasingly difficult to find in Panama City Beach. Situated on more than half an acre in the established Woodlawn community, this canal-front property offers approximately 191 feet of seawall frontage, a private dock, substantial boat and RV parking, and direct access to St. Andrews Bay and the Gulf of Mexico. For boaters, this property is the main event. The wide canal measures approximately 80 feet across and averages 5-6 feet deep at center, providing excellent maneuverability and access for larger vessels. The private dock features an I-beam boat lift capable of accommodating a vessel up to approximately 30 feet, allowing you to keep your boat at home and be on St. Andrews Bay in minutes. From your backyard, spend the morning fishing, cruise to Shell Island for the afternoon, visit one of the area's boat-accessible restaurants, or finish the day … (Read more) 191 FEET OF WATERFRONT • 0.55 ACRE • NO HOA • PRIVATE DOCK & BOAT LIFT • DIRECT BAY ACCESS Opportunities like this are increasingly difficult to find in Panama City Beach. Situated on more than half an acre in the established Woodlawn community, this canal-front property offers approximately 191 feet of seawall frontage, a private dock, substantial boat and RV parking, and direct access to St. Andrews Bay and the Gulf of Mexico. For boaters, this property is the main event. The wide canal measures approximately 80 feet across and averages 5-6 feet deep at center, providing excellent maneuverability and access for larger vessels. The private dock features an I-beam boat lift capable of accommodating a vessel up to approximately 30 feet, allowing you to keep your boat at home and be on St. Andrews Bay in minutes. From your backyard, spend the morning fishing, cruise to Shell Island for the afternoon, visit one of the area’s boat-accessible restaurants, or finish the day with a sunset ride across the bay. This is the kind of property where boating isn’t something you plan around–it becomes part of everyday life. The 0.55-acre lot and approximately 191 feet of waterfront provide a combination of space and shoreline that can be difficult to replicate. A wide electronic gate, extensive paver area, and dedicated space for a boat trailer or RV add even more flexibility–all with NO HOA. Built in 1958, the 3-bedroom residence reflects the Old Florida character of Woodlawn, one of the area’s earlier planned waterfront communities. Inside, you’ll find 2 full bathrooms plus a convenient half bath near the garage, along with a Florida room that expands the living space and creates an easy transition between the home and waterfront. Unique features give the property additional character, including a built-in mini bar, covered outdoor patio, and built-in BBQ grill with a functioning flue system–an ideal setup for entertaining after a day on the water. And while the property feels tucked away from the busier tourist corridor, the location remains exceptionally convenient. Historic St. Andrews, Downtown Panama City, restaurants, shopping, and entertainment are just minutes away, while Panama City Beach and Pier Park are within an easy drive. This isn’t simply a home near the water–it’s a waterfront property built around the boating lifestyle. With approximately 191 feet of seawall, more than half an acre, a private dock and boat lift, room for your boat or RV, direct access to St. Andrews Bay, and no HOA, 405 Bay Shore Drive offers a combination that’s increasingly hard to find. Bring your boat and come experience what waterfront living in Panama City Beach can look like.

Listing Details MLS# 790982

Contract Info

List Price/SqFt: 406

Location

Area: 03 – Bay County – Beach
Street #: 405
Street Name: Bay Shore
Street Suffix: Drive
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Woodlawn Unit 2
Community/Resort: Woodlawn
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 27481-000-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Traveling west over the Hathaway Bridge onto US Hwy 98, turn right at the first red light (Woodlawn Dr), turn right onto Bayshore Dr., then turn left at Bayshore Dr., home is located on left along the canal.
Legal Description: WOODLAWN UNIT 2 LOT 34 BLK 3 ORB 3315 P 281

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1968
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 1959
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 222 x 191
Acreage: 0.55
Lot Size (SqFt): 23958
Pool: No

Waterfront Feature

Waterfront Feet: 191
Boatlift: Yes
Dock: Yes
Bulkhead/Seawall: Yes
RiparianRights: Yes

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: 191 FEET OF WATERFRONT • 0.55 ACRE • NO HOA • PRIVATE DOCK & BOAT LIFT • DIRECT BAY ACCESS Opportunities like this are increasingly difficult to find in Panama City Beach. Situated on more than half an acre in the established Woodlawn community, this canal-front property offers approximately 191 feet of seawall frontage, a private dock, substantial boat and RV parking, and direct access to St. Andrews Bay and the Gulf of Mexico. For boaters, this property is the main event. The wide canal measures approximately 80 feet across and averages 5-6 feet deep at center, providing excellent maneuverability and access for larger vessels. The private dock features an I-beam boat lift capable of accommodating a vessel up to approximately 30 feet, allowing you to keep your boat at home and be on St. Andrews Bay in minutes. From your backyard, spend the morning fishing, cruise to Shell Island for the afternoon, visit one of the area's boat-accessible restaurants, or finish the day with a sunset ride across the bay. This is the kind of property where boating isn't something you plan around–it becomes part of everyday life. The 0.55-acre lot and approximately 191 feet of waterfront provide a combination of space and shoreline that can be difficult to replicate. A wide electronic gate, extensive paver area, and dedicated space for a boat trailer or RV add even more flexibility–all with NO HOA. Built in 1958, the 3-bedroom residence reflects the Old Florida character of Woodlawn, one of the area's earlier planned waterfront communities. Inside, you'll find 2 full bathrooms plus a convenient half bath near the garage, along with a Florida room that expands the living space and creates an easy transition between the home and waterfront. Unique features give the property additional character, including a built-in mini bar, covered outdoor patio, and built-in BBQ grill with a functioning flue system–an ideal setup for entertaining after a day on the water. And while the property feels tucked away from the busier tourist corridor, the location remains exceptionally convenient. Historic St. Andrews, Downtown Panama City, restaurants, shopping, and entertainment are just minutes away, while Panama City Beach and Pier Park are within an easy drive. This isn't simply a home near the water–it's a waterfront property built around the boating lifestyle. With approximately 191 feet of seawall, more than half an acre, a private dock and boat lift, room for your boat or RV, direct access to St. Andrews Bay, and no HOA, 405 Bay Shore Drive offers a combination that's increasingly hard to find. Bring your boat and come experience what waterfront living in Panama City Beach can look like.

More Information

Florida Room

First: Yes

Pool Features

Spa/ Hot Tub: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Gas: Yes
Refrigerator: Yes
Water Heater – Gas: Yes

Interior Features

Fireplace: Yes
Wet Bar: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Gutters: Yes
Roof – Metal: Yes

Exterior

Built-in Barbecue/Grill: Yes
Deck Covered: Yes
Double Pane Windows: Yes
Fire Pit: Yes
Fireplace: Yes
Shower: Yes
Patio Enclosed: Yes
Porch Screened: Yes
Sprinkler System: Yes
Storm Windows: Yes

Other Structures

Shed(s): Yes

Furnished

Unfurnished: Yes

Lot Features

Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Boat: Yes
Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Paved: Yes
Paver Block: Yes
RV Access/Parking: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Florida Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Canal: Yes
Unobstructed: Yes

Sale Type

As Is: Yes

Waterfront Type

Canal w/ Gulf Access: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Wood Burning: Yes
Natural Gas: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Microwave; Range – Gas; Refrigerator; Water Heater – Gas Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Wood Burning; Natural Gas Exterior: Built-in Barbecue/Grill; Deck Covered; Double Pane Windows; Fire Pit; Fireplace; Shower; Patio Enclosed; Porch Screened; Sprinkler System; Storm Windows Furnished: Unfurnished Lot Features: Waterfront; Within 1/2 Mile to Water Lot Access: County Road; Paved Road Florida Room: First Pool Features: Spa/ Hot Tub Parking Features: Additional Parking; Boat; Driveway; Garage Attached; Garage Door Opener; Paved; Paver Block; RV Access/Parking Other Structures: Shed(s) Rooms: Bedroom; Florida Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Internet – Fiber Optic; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Canal w/ Gulf Access Waterfront Feature: Boatlift; Bulkhead/Seawall; Dock; RiparianRights; Bulkhead/Seawall Waterview: Canal; Unobstructed Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	166 x 126	166.00	126.00
Bedroom	First	124 x 12	124.00	12.00
Bedroom	First	15 x 116	15.00	116.00
Florida Room	First	336 x 10	336.00	10.00

Listing Office: CENTURY 21 AllPoints Realty

Last Updated: September – 15 – 2026

Information deemed reliable but not guaranteed.