406 Albert Meadow Lane, Panama City, FL 32404 (MLS# 776985)

406 Albert Meadow Lane, Panama City, FL 32404

$439,900

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,826 Lot Size (sq. ft.): 9,714 Status: Active

Current Price: $439,900 List Date: 7/31/2025 Last Modified: 6/07/2026

Overview

Description

🏡 SELLER PAID 1-YEAR HOME WARRANTY + RARE 4.25% ASSUMABLE LOAN! Discover exceptional value in Bridge Harbor with this spacious one-story Camden model offering over 2,800 sq ft of beautifully designed living space on a premium corner lot. This highly sought-after 4BR/3.5BA split floor plan features soaring 10' tray ceilings, luxury vinyl plank flooring, and bright open-concept living perfect for both everyday comfort and entertaining. The chef-inspired kitchen is the heart of the home, complete with: ✔ Oversized granite island ✔ Stainless steel appliances ✔ Walk-in pantry ✔ Water filtration system The private owner's suite offers a relaxing retreat with a garden tub, separate shower, and oversized walk-in closet, while a separate guest suite provides ideal privacy for visitors or multigenerational living. Step outside to enjoy the screened lanai and fenced backyard with storage shed — perfect for relaxing evenings, pets, or weekend … (Read more)

Listing Details MLS# 776985

Contract Info

List Price/SqFt: 155.66

Location

Area: 02 – Bay County – Central
Street #: 406
Street Name: Albert Meadow
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Bridge Harbor
Community/Resort: None
Waterfront: No
Parcel ID: 07379-950-420
Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford
Directions: From Hwy 98 going East, continue down N Tyndall Pkwy then turn left onto Boat Race Rd followed by a right onto Bridge Harbor Dr. Continue to Albert Meadows Lane
Legal Description: ESTUARY AT BRIDGE HARBOR LOT 42 ORB 4562 P 682

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2826
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Year Built: 2022
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 65×150
Acreage: 0.22
Lot Size (SqFt): 9714
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 265
HOA Frequency: Quarterly
HOA Annual Amount: 1060
Senior Community: No
New Buyer Fee: Yes
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: 🏡 SELLER PAID 1-YEAR HOME WARRANTY + RARE 4.25% ASSUMABLE LOAN! Discover exceptional value in Bridge Harbor with this spacious one-story Camden model offering over 2,800 sq ft of beautifully designed living space on a premium corner lot. This highly sought-after 4BR/3.5BA split floor plan features soaring 10' tray ceilings, luxury vinyl plank flooring, and bright open-concept living perfect for both everyday comfort and entertaining. The chef-inspired kitchen is the heart of the home, complete with: ✔ Oversized granite island ✔ Stainless steel appliances ✔ Walk-in pantry ✔ Water filtration system The private owner's suite offers a relaxing retreat with a garden tub, separate shower, and oversized walk-in closet, while a separate guest suite provides ideal privacy for visitors or multigenerational living. Step outside to enjoy the screened lanai and fenced backyard with storage shed — perfect for relaxing evenings, pets, or weekend gatherings. Additional highlights include: ✨ 3-car garage ✨ Smart home technology ✨ Security system ✨ Prime corner lot Located just minutes from Tyndall AFB, Panama City Beach, and Mexico Beach, residents of Bridge Harbor enjoy resort-style amenities including a massive community pool, fire pit, BBQ area, and bay access. This home combines space, style, location, and an assumable low-interest loan opportunity that's hard to find in today's market!

Dining Room

First: Yes

More Information

Laundry

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Water Heater – Electric: Yes
Water Purifier – Owned: Yes
Water Softener – Owned: Yes

Interior Features

Ceiling – Coffered: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes
Patio Covered: Yes
Patio Enclosed: Yes

Association Fees Include

Accounting: Yes
Insurance: Yes
Legal: Yes
Pool: Yes

Financing

Assume w/int: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes
Smart Thermostat: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Corner Lot: Yes
Landscaped: Yes
Sidewalk: Yes

Lot Access

Paved Road: Yes

Parking Features

Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Pool: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Security System Owned: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Water Heater – Electric; Water Purifier – Owned; Water Softener – Owned Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Patio Covered; Patio Enclosed Association Fees Include: Accounting; Insurance; Legal; Pool Financing: Assume w/int; Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Floor – Carpet; Smart Thermostat Kitchen: First Living Room: First Lot Features: Corner Lot; Landscaped; Sidewalk Lot Access: Paved Road Dining Room: First Laundry: First Security Features: Security System Owned; Smoke Detector(s) Parking Features: Garage Attached Association Amenities: Pool Rooms: Bedroom; Dining Room; Kitchen; Laundry; Living Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	18.3 x 12	18.30	12.00
Bedroom	First	18.7 x 14.2	18.70	14.20
Bedroom	First	12.9 x 10.8	12.90	10.80
Bedroom	First	13.6 x 12.9	13.60	12.90
Living Room	First	20 x 18.3	20.00	18.30
Laundry	First	10.8 x 9.8	10.80	9.80
Kitchen	First	15.6 x 11.2	15.60	11.20
Dining Room	First	12.7 x 11.1	12.70	11.10

Listing Office: Keller Williams Success Realty

Last Updated: June – 07 – 2026

Information deemed reliable but not guaranteed.