406 Albert Meadow Lane, Panama City, FL 32404 (MLS# 776985)

406 Albert Meadow Lane, Panama City, FL 32404

$419,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,826 Lot Size (sq. ft.): 9,714 Status: Active

Current Price: $419,000 List Date: 6/22/2026 Last Modified: 9/15/2026

Overview

Description

MUST SELL — MOVE-IN READY CORNER-LOT HOME WITH 4.25% ASSUMABLE LOAN! Sellers have relocated out of state and are ready to make a deal! This beautiful Camden model in Bridge Harbor is back on the market through no fault of the seller and has passed all inspections. ONE OF THE BEST VALUES IN THE NEIGHBORHOOD Offering over 2,800 sq. ft. of living space, this spacious 4-bedroom, 3.5-bath home sits on a premium corner lot and offers an exceptional combination of space, upgrades, privacy, and value. A comparable home with the same floor plan, but NOT on a corner lot, recently sold for $20,000 more! ASSUMABLE 4.25% LOAN One of the biggest advantages of this home is the opportunity to assume the seller's existing 4.25% interest-rate mortgage. Current loan payoff: $382,652.59 With today's interest rates, this could be a significant opportunity for a qualified buyer. One-year home warranty included! INSIDE YOU'LL FIND 4 bedrooms and 3.5 bathrooms Camden floor pl … (Read more) MUST SELL — MOVE-IN READY CORNER-LOT HOME WITH 4.25% ASSUMABLE LOAN! Sellers have relocated out of state and are ready to make a deal! This beautiful Camden model in Bridge Harbor is back on the market through no fault of the seller and has passed all inspections. ONE OF THE BEST VALUES IN THE NEIGHBORHOOD Offering over 2,800 sq. ft. of living space, this spacious 4-bedroom, 3.5-bath home sits on a premium corner lot and offers an exceptional combination of space, upgrades, privacy, and value. A comparable home with the same floor plan, but NOT on a corner lot, recently sold for $20,000 more! ASSUMABLE 4.25% LOAN One of the biggest advantages of this home is the opportunity to assume the seller’s existing 4.25% interest-rate mortgage. Current loan payoff: $382,652.59 With today’s interest rates, this could be a significant opportunity for a qualified buyer. One-year home warranty included! INSIDE YOU’LL FIND 4 bedrooms and 3.5 bathrooms Camden floor plan Over 2,800 sq. ft. Spacious split-bedroom layout 10′ tray ceilings Luxury vinyl plank flooring Bright, open-concept living space Screened-in lanai for relaxing or entertaining Large kitchen with granite island Stainless steel appliances Walk-in pantry Whole-home water filtration system Private owner’s suite with garden tub, separate shower, and oversized walk-in closet Separate guest suite offering additional privacy OUTDOOR AND ADDITIONAL FEATURES 3-car garage Fenced backyard Smart-home technology Security system Hurricane-ready plywood HOA-approved Graceland lofted storage shed that matches the home PRIME LOCATION Enjoy the convenience of being just minutes from Tyndall AFB, Panama City Beach, and Mexico Beach, while still enjoying the amenities of Bridge Harbor. Residents have access to resort-style community amenities, including a community pool, fire pit, BBQ area, and bay access. Move-in ready and available now! If you’ve been looking for space, a premium corner lot, a 3-car garage, and the opportunity to take advantage of a 4.25% assumable loan, this one deserves a look. LET’S GET MOVING — Schedule your showing today!

Listing Details MLS# 776985

Contract Info

List Price/SqFt: 148.27

Location

Area: 02 – Bay County – Central
Street #: 406
Street Name: Albert Meadow
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Bridge Harbor
Community/Resort: None
Waterfront: No
Parcel ID: 07379-950-420
Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford
Directions: From Hwy 98 going East, continue down N Tyndall Pkwy then turn left onto Boat Race Rd followed by a right onto Bridge Harbor Dr. Continue to Albert Meadows Lane
Legal Description: ESTUARY AT BRIDGE HARBOR LOT 42 ORB 4562 P 682

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2826
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Accessory Dwelling Unit: No
Year Built: 2022
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 65×150
Acreage: 0.22
Lot Size (SqFt): 9714
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 265
HOA Frequency: Quarterly
HOA Annual Amount: 1060
Senior Community: No
New Buyer Fee: Yes
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: MUST SELL — MOVE-IN READY CORNER-LOT HOME WITH 4.25% ASSUMABLE LOAN! Sellers have relocated out of state and are ready to make a deal! This beautiful Camden model in Bridge Harbor is back on the market through no fault of the seller and has passed all inspections. ONE OF THE BEST VALUES IN THE NEIGHBORHOOD Offering over 2,800 sq. ft. of living space, this spacious 4-bedroom, 3.5-bath home sits on a premium corner lot and offers an exceptional combination of space, upgrades, privacy, and value. A comparable home with the same floor plan, but NOT on a corner lot, recently sold for $20,000 more! ASSUMABLE 4.25% LOAN One of the biggest advantages of this home is the opportunity to assume the seller's existing 4.25% interest-rate mortgage. Current loan payoff: $382,652.59 With today's interest rates, this could be a significant opportunity for a qualified buyer. One-year home warranty included! INSIDE YOU'LL FIND 4 bedrooms and 3.5 bathrooms Camden floor plan Over 2,800 sq. ft. Spacious split-bedroom layout 10' tray ceilings Luxury vinyl plank flooring Bright, open-concept living space Screened-in lanai for relaxing or entertaining Large kitchen with granite island Stainless steel appliances Walk-in pantry Whole-home water filtration system Private owner's suite with garden tub, separate shower, and oversized walk-in closet Separate guest suite offering additional privacy OUTDOOR AND ADDITIONAL FEATURES 3-car garage Fenced backyard Smart-home technology Security system Hurricane-ready plywood HOA-approved Graceland lofted storage shed that matches the home PRIME LOCATION Enjoy the convenience of being just minutes from Tyndall AFB, Panama City Beach, and Mexico Beach, while still enjoying the amenities of Bridge Harbor. Residents have access to resort-style community amenities, including a community pool, fire pit, BBQ area, and bay access. Move-in ready and available now! If you've been looking for space, a premium corner lot, a 3-car garage, and the opportunity to take advantage of a 4.25% assumable loan, this one deserves a look. LET'S GET MOVING — Schedule your showing today!

Dining Room

First: Yes

More Information

Laundry

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Water Heater – Electric: Yes
Water Purifier – Owned: Yes
Water Softener – Owned: Yes

Interior Features

Ceiling – Coffered: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes
Patio Covered: Yes
Patio Enclosed: Yes

Association Fees Include

Accounting: Yes
Insurance: Yes
Legal: Yes
Pool: Yes

Financing

Assume w/int: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes
Smart Thermostat: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Corner Lot: Yes
Landscaped: Yes
Sidewalk: Yes

Lot Access

Paved Road: Yes

Parking Features

Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Pool: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes

Security Features

Security System Owned: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Water Heater – Electric; Water Purifier – Owned; Water Softener – Owned Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Patio Covered; Patio Enclosed Association Fees Include: Accounting; Insurance; Legal; Pool Financing: Assume w/int; Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Floor – Carpet; Smart Thermostat Kitchen: First Living Room: First Lot Features: Corner Lot; Landscaped; Sidewalk Lot Access: Paved Road Dining Room: First Laundry: First Security Features: Security System Owned; Smoke Detector(s) Parking Features: Garage Attached Association Amenities: Pool Rooms: Bedroom; Dining Room; Kitchen; Laundry; Living Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	18.3 x 12	18.30	12.00
Bedroom	First	18.7 x 14.2	18.70	14.20
Bedroom	First	12.9 x 10.8	12.90	10.80
Bedroom	First	13.6 x 12.9	13.60	12.90
Living Room	First	20 x 18.3	20.00	18.30
Laundry	First	10.8 x 9.8	10.80	9.80
Kitchen	First	15.6 x 11.2	15.60	11.20
Dining Room	First	12.7 x 11.1	12.70	11.10

Listing Office: Dalton Wade Inc

Last Updated: September – 15 – 2026

Information deemed reliable but not guaranteed.