408 Mill Point Lane, Panama City Beach, FL 32407 (MLS# 778029)

408 Mill Point Lane, Panama City Beach, FL 32407

$462,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,957 Lot Size (sq. ft.): 6,098 Status: Sold

Current Price: $462,000 List Date: 8/22/2025 Last Modified: 8/28/2026

Overview

Description

Breakfast Point is one of Panama City Beach's most sought-after communities where lifestyle and convenience come together. Imagine golf-cart living in a friendly neighborhood with tree-lined streets, sidewalks, and manicured landscapes. From your front door, you can walk or ride to Publix, Home Depot, Chick-fil-A, or start your morning at First Watch for breakfast. A Starbucks is just a few minutes further, and two blocks beyond that you'll find the Gulf of Mexico with its sugar-white sand and emerald-green waters. The convenience of Breakfast Point is unmatched—only three miles to Pier Park, minutes to the Navy Base, and a short drive into Panama City proper. Streetlamps, sidewalks, and community pride set this neighborhood apart on Panama City Beach. 408 Mill Point Bayou delivers the best of this lifestyle in a Sand Dune plan featuring three bedrooms, two full baths, a full-size two-car garage, and a spacious family room. The home also offers inviting front and back porches, ideal … (Read more)

Listing Details MLS# 778029

Contract Info

List Price/SqFt: 242.72

Location

Area: 03 – Bay County – Beach
Street #: 408
Street Name: Mill Point Lane
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0321 – Beach – North Central
Subdivision: Breakfast Point
Community/Resort: None
Waterfront: No
Parcel ID: 34030-250-730
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Panama City Beach Parkway (Back Beach Road) headed East past SR 79, Pier Park & Alf Coleman. Take a left onto Richard Jackson Blvd. Breakfast Point is located at the end of Richard Jackson Blvd. at 4 way stop turn right and continue down Basin Bayou Drive, turn left on Mill Point Lane. Last Home on right side.
Legal Description: BREAKFAST POINT PH 3B LOT 366 ORB 4332 P 1578

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1957
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2018
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 50 x 125
Acreage: 0.14
Lot Size (SqFt): 6098
Pool: No

Status Change Info

Under Contract Date: 2025-09-04
Sold Date: 2025-09-26
Sold Price/SqFt: 236.08
Sold Price/Acre: 3300000

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 363.75
HOA Frequency: Quarterly
HOA Annual Amount: 1455
New Buyer Fee: Yes
Last Taxes: 3927
Last Tax Year: 2024
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Breakfast Point is one of Panama City Beach's most sought-after communities where lifestyle and convenience come together. Imagine golf-cart living in a friendly neighborhood with tree-lined streets, sidewalks, and manicured landscapes. From your front door, you can walk or ride to Publix, Home Depot, Chick-fil-A, or start your morning at First Watch for breakfast. A Starbucks is just a few minutes further, and two blocks beyond that you'll find the Gulf of Mexico with its sugar-white sand and emerald-green waters. The convenience of Breakfast Point is unmatched—only three miles to Pier Park, minutes to the Navy Base, and a short drive into Panama City proper. Streetlamps, sidewalks, and community pride set this neighborhood apart on Panama City Beach. 408 Mill Point Bayou delivers the best of this lifestyle in a Sand Dune plan featuring three bedrooms, two full baths, a full-size two-car garage, and a spacious family room. The home also offers inviting front and back porches, ideal for relaxing with neighbors or enjoying quiet evenings. Built with 2×6 construction behind the sheetrock, this home is designed for strength and efficiency. Inside, tile floors flow throughout, and the open design seamlessly connects the kitchen, dining, and family rooms, all leading to a covered lanai perfect for entertaining. Set on one of the best lots in Breakfast Point, this corner property backs up to the park, offering additional privacy and fewer neighbors. Its prime location places you in the center of both entrances and exits for easy access in and out of the community. With quality construction, thoughtful design, and unbeatable convenience, this home embodies everything buyers love about Breakfast Point living.

More Information

Family Room

First: Yes

Office

First: Yes

Appliances

Cooktop – Gas: Yes
Microwave: Yes
Oven – Gas: Yes
Refrigerator: Yes
Water Heater – Gas: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Vinyl: Yes

Exterior

Double Pane Windows: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Porch Covered: Yes

Association Fees Include

Playground: Yes
Trash Disposal: Yes
TV Cable: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Corner Lot: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Playground: Yes
Sidewalks: Yes

Rooms

Family Room: Yes
Primary Bedroom: Yes
Office: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes

Heating

Central: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Property Features

Appliances: Cooktop – Gas; Microwave; Oven – Gas; Refrigerator; Water Heater – Gas Primary Bedroom: First Cooling: Central Air; Electric; ENERGY STAR Qualified Equipment Heating: Central; Electric; ENERGY STAR Qualified Equipment Exterior: Double Pane Windows; Fenced Back Yard; Fenced Privacy; Porch Covered Association Fees Include: TV Cable; Playground; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Corner Lot; Within 1/2 Mile to Water Lot Access: Paved Road Family Room: First Office: First Parking Features: Garage Attached Association Amenities: Playground; Sidewalks Rooms: Family Room; Primary Bedroom; Office Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Fiber Optic; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	14 x 16	14.00	16.00
Office	First	14 x 10	14.00	10.00
Family Room	First	13 x 26	13.00	26.00

Listing Office: EXP Realty LLC

Last Updated: August – 28 – 2026

Information deemed reliable but not guaranteed.