4100 Marriott Drive 401, Panama City, FL 32408 (MLS# 795789)

4100 Marriott Drive 401, Panama City, FL 32408

New Listing

$1,095,000

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Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 2,672 Status: Active

Current Price: $1,095,000 List Date: 9/24/2026 Last Modified: 9/26/2026

Overview

Description

Rare Fully Furnished Four-Bedroom Bayfront Residence at Reflections Luxury waterfront living meets effortless coastal style in this recently renovated, fully furnished four-bedroom, four-and-a-half-bath corner residence at Reflections at Bay Point. Offered at $1,095,000 and including an approximately $125,000 furniture and decor package, Unit 401 is beautifully appointed and ready to enjoy from day one. With 2,672 square feet of living space, this impressive residence features an open-concept living and dining area surrounded by expansive windows that fill the home with natural light and showcase breathtaking views of St. Andrews Bay, the resort-style pool, and the surrounding Bay Point community. An expansive covered balcony provides exceptional outdoor living space for relaxing, entertaining, and enjoying the beautiful coastal scenery. Recent renovations include new quartz countertops in the kitchen and four bathrooms, creating a fresh and polished look throughout the reside … (Read more) Rare Fully Furnished Four-Bedroom Bayfront Residence at Reflections Luxury waterfront living meets effortless coastal style in this recently renovated, fully furnished four-bedroom, four-and-a-half-bath corner residence at Reflections at Bay Point. Offered at $1,095,000 and including an approximately $125,000 furniture and decor package, Unit 401 is beautifully appointed and ready to enjoy from day one. With 2,672 square feet of living space, this impressive residence features an open-concept living and dining area surrounded by expansive windows that fill the home with natural light and showcase breathtaking views of St. Andrews Bay, the resort-style pool, and the surrounding Bay Point community. An expansive covered balcony provides exceptional outdoor living space for relaxing, entertaining, and enjoying the beautiful coastal scenery. Recent renovations include new quartz countertops in the kitchen and four bathrooms, creating a fresh and polished look throughout the residence. The spacious kitchen also offers abundant cabinetry, stainless steel appliances, an oversized breakfast bar, and plenty of room for gathering. Each bedroom provides access to a private or adjoining bathroom, offering comfort and privacy for family members and guests. The spacious fourth bedroom is furnished with two beds and includes an additional sitting area, providing excellent flexibility for hosting larger groups or creating a private guest retreat. Reflections at Bay Point offers a true resort-style experience with a spectacular lagoon-style pool, hot tub, tropical landscaping, grilling and picnic areas, a community room, elevators, on-site Serenity Spa, and gated security. Golf, boating, waterfront dining, and the Bay Point Marina are all conveniently nearby. Whether used as a primary residence, luxurious vacation retreat, or investment property, this recently renovated corner residence offers an exceptional combination of space, furnishings, views, and amenities in one of Panama City Beach’s most distinctive waterfront communities. All measurements and information are approximate and should be verified by the buyer if important.

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Listing Details MLS# 795789

Contract Info

List Price/SqFt: 409.81

Location

Area: 03 – Bay County – Beach
Street #: 4100
Street Name: Marriott
Street Suffix: Drive
Unit #: 401
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Reflections
Community/Resort: Bay Point Condos
Waterfront: Yes
Gulf Access: No
Parcel ID: 40000-500-030
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: South on Thomas Drive to Magnolia Drive, right on Delwood Beach Drive then right on Jan Cooley Drive to Hilton Vacation Club Bayside Resort entrance and stay right. Reflections Residences and Spa on the left.
Legal Description: REFLECTIONS UNIT 401 TYPE D ORB 2914 P 1837 4TH FLOOR 4BD/4BR ORB 4404 P 508 2675 H&C 336 BALC

General Property Info

Sub-Type: Condominium
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 2672
SqFt Source: Prop App Site
Balcony SqFt: 335
Full Baths: 4
Half Baths: Yes
Total Baths: 5
# of Stories in Building: 8
Accessory Dwelling Unit: No
Year Built: 2007
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0 x 0 – Condo
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1115
HOA Frequency: Monthly
HOA Annual Amount: 13380
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 10162.2
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Panama City
Condo Doc: Yes

Remarks & Misc

Remarks: Rare Fully Furnished Four-Bedroom Bayfront Residence at Reflections Luxury waterfront living meets effortless coastal style in this recently renovated, fully furnished four-bedroom, four-and-a-half-bath corner residence at Reflections at Bay Point. Offered at $1,095,000 and including an approximately $125,000 furniture and decor package, Unit 401 is beautifully appointed and ready to enjoy from day one. With 2,672 square feet of living space, this impressive residence features an open-concept living and dining area surrounded by expansive windows that fill the home with natural light and showcase breathtaking views of St. Andrews Bay, the resort-style pool, and the surrounding Bay Point community. An expansive covered balcony provides exceptional outdoor living space for relaxing, entertaining, and enjoying the beautiful coastal scenery. Recent renovations include new quartz countertops in the kitchen and four bathrooms, creating a fresh and polished look throughout the residence. The spacious kitchen also offers abundant cabinetry, stainless steel appliances, an oversized breakfast bar, and plenty of room for gathering. Each bedroom provides access to a private or adjoining bathroom, offering comfort and privacy for family members and guests. The spacious fourth bedroom is furnished with two beds and includes an additional sitting area, providing excellent flexibility for hosting larger groups or creating a private guest retreat. Reflections at Bay Point offers a true resort-style experience with a spectacular lagoon-style pool, hot tub, tropical landscaping, grilling and picnic areas, a community room, elevators, on-site Serenity Spa, and gated security. Golf, boating, waterfront dining, and the Bay Point Marina are all conveniently nearby. Whether used as a primary residence, luxurious vacation retreat, or investment property, this recently renovated corner residence offers an exceptional combination of space, furnishings, views, and amenities in one of Panama City Beach's most distinctive waterfront communities. All measurements and information are approximate and should be verified by the buyer if important.

Great Room

First: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Gas: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Tile: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Exercise Room: Yes
Golf: Yes
Insurance: Yes
Internet-WiFi: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Tennis: Yes
Trash Disposal: Yes
Water: Yes
Other – See Remarks: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Lot Access

Paved Road: Yes

Parking Features

Parking Lot: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Marina: Yes
Picnic Area: Yes
Pool: Yes
Security-24 hour: Yes
Tennis: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes

Waterview

Bay: Yes
Lagoon: Yes

Sale Type

As Is: Yes

Waterfront Type

Bay/Harbor: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes

Security Features

Security Service: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Gas; Range – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Balcony; Porch Covered Association Fees Include: Accounting; BBQ Pit/Grill; Exercise Room; Golf; Insurance; Internet-WiFi; Pest Control; Picnic Area; Pool; Security; Sewer; Tennis; Trash Disposal; Water; Other – See Remarks Financing: Cash; Conventional Furnished: Furnished Kitchen: First Lot Access: Paved Road Great Room: First Security Features: Security Service; Smoke Detector(s) Parking Features: Parking Lot Association Amenities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Exercise Room; Gated Community; Marina; Picnic Area; Pool; Security-24 hour; Tennis; Other – See Remarks Rooms: Bedroom; Great Room; Kitchen; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected Waterfront Type: Bay/Harbor Waterview: Bay; Lagoon

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	13 x 12	13.00	12.00
Bedroom	First	13 x 12	13.00	12.00
Bedroom	First	13 x 12	13.00	12.00
Bedroom	First	13 x 12	13.00	12.00
Great Room	First	30 x 22	30.00	22.00
Kitchen	First	11 x 8	11.00	8.00

Listing Office: Think Real Estate

Last Updated: September – 26 – 2026

Information deemed reliable but not guaranteed.