4113 Cobalt Circle PO75, Panama City Beach, FL 32408 (MLS# 772988)

4113 Cobalt Circle PO75, Panama City Beach, FL 32408

$1,100,000

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,983 Status: Sold

Current Price: $1,100,000 List Date: 5/05/2025 Last Modified: 7/21/2025

Overview

Description

Experience the pinnacle of waterfront luxury in this extraordinary penthouse condo, boasting nearly 4,000 square feet of elevated living space with breathtaking panoramic views of St. Andrews Bay. Tucked within the exclusive gated enclave of Waterhaven on the east end of Panama City Beach, this residence redefines coastal elegance with a private 15×35' boat slip equipped with water, electric, and a 10,000 lb lift—perfect for the avid boater seeking seamless access to the Gulf. Thoughtfully designed for refined entertaining, the open floor plan features a chef's dream kitchen complete with a Sub-Zero refrigerator, professional-grade Viking six-burner gas stove with double oven, prep kitchen, serving bar, and an expansive granite island—all flowing effortlessly into the dining and living spaces with rich hardwood floors and uninterrupted bayfront views. From sunrise coffees on your private master balcony to sunset soirees on the spacious wraparound decks, every moment here is cura … (Read more)

Listing Details MLS# 772988

Contract Info

List Price/SqFt: 349.99

Location

Area: 03 – Bay County – Beach
Street #: 4113
Street Name: Cobalt
Street Suffix: Circle
Unit #: PO75
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Waterhaven
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-050-053
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Heading West over Hathaway Bridge, Turn South (Left) on Thomas Dr. (approx 2.1 mi) Turn Left onto Magnolia Beach Rd., (approx 1.1 mi) Road will start to curve– turning road name to Delwood Beach Rd., and just after that curve, take a Left to get back on Magnolia Beach Rd. (Keep Right). (,6 mi) Turn Left onto Mystic Lane, Turn Left onto Cobalt Cir, & Bldg is on your Left–Penthouse on 3rd floor.
Legal Description: WATERHAVEN UNIT P075 TYPE F1 3BR 4.5B ORB 2904 P 186 W/LOFT 3216 SF ORB 4342 P 2201 **PENTHOUSE*

General Property Info

Sub-Type: Attached Single Unit
Design: Southern
Apx SqFt(Htd/Cooled): 3983
SqFt Source: Owner Measured
Full Baths: 4
Half Baths: Yes
Total Baths: 5
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2025-06-15
Sold Date: 2025-07-16
Sold Price/SqFt: 276.17

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 5498
HOA Frequency: Quarterly
HOA Annual Amount: 21992
New Buyer Fee: No
Last Taxes: 4481
Last Tax Year: 2024
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Experience the pinnacle of waterfront luxury in this extraordinary penthouse condo, boasting nearly 4,000 square feet of elevated living space with breathtaking panoramic views of St. Andrews Bay. Tucked within the exclusive gated enclave of Waterhaven on the east end of Panama City Beach, this residence redefines coastal elegance with a private 15×35' boat slip equipped with water, electric, and a 10,000 lb lift—perfect for the avid boater seeking seamless access to the Gulf. Thoughtfully designed for refined entertaining, the open floor plan features a chef's dream kitchen complete with a Sub-Zero refrigerator, professional-grade Viking six-burner gas stove with double oven, prep kitchen, serving bar, and an expansive granite island—all flowing effortlessly into the dining and living spaces with rich hardwood floors and uninterrupted bayfront views. From sunrise coffees on your private master balcony to sunset soirees on the spacious wraparound decks, every moment here is curated for luxury and leisure. The grand foyer impresses with a winding staircase and elevator, leading to a bonus en suite ideal for multi-generational living or a private guest retreat. Soaring ceilings, custom crown molding, tongue-and-groove accents, Hardy board details, and new skylights bathe the interior in natural light. Recent high-end upgrades include oak floors, paint, ceilings, a tankless water heater, and three new HVAC systems (2020). Residents enjoy access to resort-style amenities: a bayfront pool, outdoor kitchen, clubhouse with theater, fitness center, event space, and an extended dock perfect for fishing or relaxing. This is a rare opportunity to own a true hidden gem in one of Panama City Beach's most treasured communities offering the lifestyle you deserve, with the views to match.

More Information

Dining Room

First: Yes

Pool Features

Fenced: Yes
Inground: Yes

Appliances

Bar Fridge: Yes
Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Double: Yes
Oven – Gas: Yes
Refrigerator: Yes
Washer: Yes
Wine Refrigerator: Yes

Interior Features

Bookcases: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Vaulted: Yes
Elevator: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Skylight(s): Yes
Stairs: Yes
Wet Bar: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Fenced Lot-Part: Yes
Patio Covered: Yes
Storm Windows: Yes

Waterfront Feature

Boat Slip: Yes
Dock: Yes

Association Fees Include

Accounting: Yes
Community Room: Yes
Dock: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Recreational Faclty: Yes
Security: Yes
Sewer: Yes
Theater: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Close to Clubhouse: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Waterfront: Yes

Lot Access

Gated Access: Yes
County Road: Yes
Paved Road: Yes

Parking Features

Gated: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBed First Floor: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Boardwalk: Yes
Community Room: Yes
Dock: Yes
Exercise Room: Yes
Fishing: Yes
Game Room: Yes
Gated Community: Yes
Picnic Area: Yes
Pool: Yes
Recreation Facilities: Yes

Rooms

Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Natural Gas – Connected: Yes
Other – See Remarks: Yes

Waterview

Bay: Yes
Unobstructed: Yes

Sale Type

As Is: Yes

Waterfront Type

Bay/Harbor: Yes

Master Bedroom

First: Yes

Heating

Electric: Yes

Security Features

Fire Alarm: Yes
Fire Sprinkler System: Yes
Gated Community: Yes
Security Fence: Yes
Security Lights: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Bar Fridge; Cooktop – Gas; Dishwasher; Disposal; Dryer; Freezer; Ice Maker; Microwave; Oven – Double; Oven – Gas; Refrigerator; Washer; Wine Refrigerator Master Bedroom: First Heating: Electric Exterior: Balcony; Fenced Lot-Part; Patio Covered; Storm Windows Association Fees Include: Accounting; TV Cable; Community Room; Dock; Dumpster; Exercise Room; Gated Community; Insurance; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Security; Sewer; Theater; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Unfurnished Interior: Bonus Room Kitchen: First Living Room: First Lot Features: Close to Clubhouse; Landscaped; Subdivision – Recorded; Waterfront Lot Access: County Road; Gated Access; Paved Road Dining Room: First Pool Features: Fenced; Inground Security Features: Fire Alarm; Fire Sprinkler System; Gated Community; Security Fence; Security Lights; Smoke Detector(s) Parking Features: Gated; Paved Association Amenities: Boardwalk; Community Room; Dock; Fishing; Exercise Room; Game Room; Gated Community; Picnic Area; Pool; Recreation Facilities Rooms: Dining Room; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: Natural Gas – Connected; Other – See Remarks Waterfront Type: Bay/Harbor Waterfront Feature: Boat Slip; Dock Waterview: Bay; Unobstructed Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	41.6 x 15.5	41.60	15.50	Length runs parallel to water front views
Kitchen	First	15 x 14	15.00	14.00
Living Room	First	28 x 19	28.00	19.00	Can be combined with formal space to double in size
Dining Room	First	14 x 12	14.00	12.00

Listing Office: Gillman Group Realty

Last Updated: July – 21 – 2025

Information deemed reliable but not guaranteed.