4114 Holiday Drive 15, Panama City Beach, FL 32408 (MLS# 788702)

4114 Holiday Drive 15, Panama City Beach, FL 32408

$145,000

4114 holiday dr, panama city beach, fl 3

Property Type: Residential Baths: 1 Square Footage: 400 Status: Active

Current Price: $145,000 List Date: 4/21/2026 Last Modified: 7/17/2026

Overview

Description

What if I told you that you could own a beach getaway for under $150,000 that's less than a one-minute walk to the sugar-white sand? The numbers don't lie! This is one of the best ROI opportunities in the area. Many 2-bedroom properties selling for four times the price don't generate this level of annual rental income. Brand-new HVAC installed in July 2026! For a full video tour, search ''For Sale Sand Castles Villa 15'' on YouTube. Welcome to Sand Castles Villa in beautiful Panama City Beach! This well-maintained, fully furnished, turnkey studio is rental-ready and perfect for investors or anyone looking for an affordable beach retreat. Just steps from the Gulf, you'll love the unbeatable location, convenience, and coastal charm. The unit produced $25,491 in gross rental income last year and already has strong future bookings, making it an excellent income-producing property with even more upside. Enjoy the Florida sunshine, walk to the beach in under a minute, and start earn … (Read more)

Listing Details MLS# 788702

Contract Info

List Price/SqFt: 362.5

Location

Area: 03 – Bay County – Beach
Street #: 4114
Street Name: Holiday
Street Suffix: Drive
Unit #: 15
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Sand Castles Villa
Community/Resort: None
Waterfront: No
Parcel ID: 30839-965-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Off of thomas Dr
Legal Description: SAND CASTLE VILLAS CONDO UNIT 15 ORB 4549 P 435 1BR 1B 400 H&C

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 400
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Year Built: 1984
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Assigned Spaces: Yes
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1965
HOA Frequency: Quarterly
HOA Annual Amount: 7860
New Buyer Fee: No
Last Taxes: 1816
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: What if I told you that you could own a beach getaway for under $150,000 that's less than a one-minute walk to the sugar-white sand? The numbers don't lie! This is one of the best ROI opportunities in the area. Many 2-bedroom properties selling for four times the price don't generate this level of annual rental income. Brand-new HVAC installed in July 2026! For a full video tour, search ''For Sale Sand Castles Villa 15'' on YouTube. Welcome to Sand Castles Villa in beautiful Panama City Beach! This well-maintained, fully furnished, turnkey studio is rental-ready and perfect for investors or anyone looking for an affordable beach retreat. Just steps from the Gulf, you'll love the unbeatable location, convenience, and coastal charm. The unit produced $25,491 in gross rental income last year and already has strong future bookings, making it an excellent income-producing property with even more upside. Enjoy the Florida sunshine, walk to the beach in under a minute, and start earning rental income from day one. It's hard to find a better beachside value under $150,000 in Panama City Beach. Even better: With a full-price offer, the seller will pay all special assessments at closing, totaling $24,172. This includes the current $7,000 assessment plus the annual $1,908 assessment for the next nine years. Those funds are being invested back into the community, meaning you'll enjoy the benefits of the improvements, increased rental appeal, and long-term appreciation without paying a penny for the assessments. A true win-win opportunity for both investors and beach lovers alike!

Exterior

Balcony: Yes

More Information

Association Fees Include

Accounting: Yes
Dumpster: Yes
Ground Keeping: Yes
Insurance: Yes
Pool: Yes
Repairs/Maintenance: Yes
Sewer: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Living Room

First: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Parking Features

Assigned: Yes

Association Amenities

Pool: Yes

Rooms

Living Room: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Property Features

Cooling: Central Air Heating: Central Exterior: Balcony Association Fees Include: Accounting; Dumpster; Insurance; Ground Keeping; Repairs/Maintenance; Pool; Sewer; Water Financing: Cash; Conventional Furnished: Furnished Living Room: First Lot Features: Within 1/2 Mile to Water Parking Features: Assigned Association Amenities: Pool Rooms: Living Room Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	14 x 10	14.00	10.00

Listing Office: Dalton Wade Inc

Last Updated: July – 17 – 2026

Information deemed reliable but not guaranteed.