4114 Holiday Drive 20, Panama City, FL 32408 (MLS# 779433)

4114 Holiday Drive 20, Panama City, FL 32408

$159,000

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 620 Status: Pending

Current Price: $159,000 List Date: 9/23/2025 Last Modified: 6/02/2026

Overview

Description

Huge Price Reduction ** seller motivated** bring all offers ….. Affordable Beach Retreat – Rare Find 1BD loft UNIT ….. Just 100 Yards from the Gulf! Don't miss your chance to own one of the most affordable beach condos on the Emerald Coast! Perfect as a personal getaway or an income-producing investment, this top-floor gem is ideally located just steps from Beach Accesses 13 & 14–putting the sugar-white sands of the Gulf right at your doorstep. Inside, you'll find a beautifully updated, fully furnished space ready to enjoy from day one. The main level features an open-concept living area with a sleek modern kitchen (stainless steel appliances + granite countertops), dining space, comfortable living room, and a full bathroom. Upstairs, a spacious loft bedroom with king-size bed, mounted TV, and private half bath creates a relaxing retreat. Extra perks include: Washer/dryer + storage space right outside the door for your beach gear. Peek-a-boo Gulf views from your windows. Private f … (Read more)

Listing Details MLS# 779433

Contract Info

List Price/SqFt: 256.45

Location

Area: 03 – Bay County – Beach
Street #: 4114
Street Name: Holiday
Street Suffix: Drive
Unit #: 20
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Sand Castles Villas Condo
Community/Resort: None
Waterfront: No
Parcel ID: 30839-970-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From S Thomas past Seltzer Park about 1 mile turn right on Holiday
Legal Description: SAND CASTLE VILLAS CONDO UNIT 20 ORB 1928 P 2296 1BR 1B 620 H&C

General Property Info

Sub-Type: Condominium
Floor Number: 3
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 620
SqFt Source: Prop App Site
Full Baths: Yes
Half Baths: Yes
Total Baths: 2
Year Built: 1984
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Assigned Spaces: Yes
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-06-02

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 1965
HOA Frequency: Quarterly
HOA Annual Amount: 7860
New Buyer Fee: No
Last Taxes: 1866
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Huge Price Reduction ** seller motivated** bring all offers ….. Affordable Beach Retreat – Rare Find 1BD loft UNIT ….. Just 100 Yards from the Gulf! Don't miss your chance to own one of the most affordable beach condos on the Emerald Coast! Perfect as a personal getaway or an income-producing investment, this top-floor gem is ideally located just steps from Beach Accesses 13 & 14–putting the sugar-white sands of the Gulf right at your doorstep. Inside, you'll find a beautifully updated, fully furnished space ready to enjoy from day one. The main level features an open-concept living area with a sleek modern kitchen (stainless steel appliances + granite countertops), dining space, comfortable living room, and a full bathroom. Upstairs, a spacious loft bedroom with king-size bed, mounted TV, and private half bath creates a relaxing retreat. Extra perks include: Washer/dryer + storage space right outside the door for your beach gear. Peek-a-boo Gulf views from your windows. Private front deck for enjoying coastal breezes. Lightly used & well-maintained. Community amenities make this condo even more attractive: a gated pool, reserved parking, and an unbeatable east-end location close to restaurants, shops, and entertainment along Thomas Drive. Whether you're looking for a low-maintenance beach escape or an affordable short-term rental with excellent potential, this property is a standout opportunity. Act now–condos this close to the beach at this price point rarely last. Schedule your private showing today, ask your questions, and be ready to make an offer before it's gone!

More Information

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Window – Treatment All: Yes

Construction/Siding

Foundation – On Piling: Yes
Roof – Metal: Yes
Siding – Wood: Yes

Exterior

Deck Covered: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Dumpster: Yes
Ground Keeping: Yes
Insurance: Yes
Master Association: Yes
Pool: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Assigned: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

Pool: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Bedroom: Second Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Deck Covered Association Fees Include: BBQ Pit/Grill; TV Cable; Dumpster; Insurance; Ground Keeping; Master Association; Pool; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Pool Features: Inground Parking Features: Assigned Association Amenities: Pool Rooms: Bedroom; Kitchen; Living Room Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	19 x 13	19.00	13.00
Kitchen	First	9 x 7	9.00	7.00
Bedroom	Second	10 x 11	10.00	11.00

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: June – 02 – 2026

Information deemed reliable but not guaranteed.