4120 Nancee Drive, Panama City, FL 32408 (MLS# 787257)

4120 Nancee Drive, Panama City, FL 32408

$2,200,000

Property Type: Residential Bedrooms: 7 Baths: 4 Square Footage: 3,451 Lot Size (sq. ft.): 3,746 Status: Active

Current Price: $2,200,000 List Date: 3/23/2026 Last Modified: 4/17/2026

Overview

Description

Experience refined coastal living in this ELEGANT MEDITERRANEAN-STYLE BEACH HOME, perfectly positioned just 75 FEET FROM THE SAND with GULF VIEWS FROM MULTIPLE BALCONIES. This THREE-STORY, 7 BEDROOM, 4 BATH residence was thoughtfully designed for both LUXURY LIVING AND HIGH-PERFORMING RENTAL INCOME, offering a seamless blend of sophistication, durability, and functionality. Inside, you'll find 10-FOOT CEILINGS, CUSTOM CABINETRY, GRANITE COUNTERTOPS, and STAINLESS STEEL APPLIANCES, all complemented by designer finishes and ATTENTION TO DETAIL THROUGHOUT. With TWO DINING AREAS, multiple living spaces, and 8 TVs, the home comfortably accommodates large groups while maintaining a high-end feel. The flexible layout includes TWO FULL KITCHENS AND A LOCKOUT CONFIGURATION, ideal for maximizing rental potential or enjoying part-time personal use. Outdoor living is just as impressive, featuring TWO BALCONIES WITH GULF VIEWS and a LARGE PRIVATE DECK, perfect for entertaining or relaxi … (Read more)

Open Houses

Saturday, April 18, 1:00 pm – 3:00 pm

Listing Details MLS# 787257

Contract Info

List Price/SqFt: 637.5

Location

Area: 03 – Bay County – Beach
Street #: 4120
Street Name: Nancee
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Holiday Beach On The Gulf
Community/Resort: None
Waterfront: No
Parcel ID: 30551-110-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From the Hathaway Bridge Head west on US-98 W. Use the right 3 lanes to turn slightly right to stay on US-98 W; Use the left 2 lanes to turn slightly left onto FL-30 W/Front Beach Rd; Turn left onto Joan Ave; Use any lane to turn left onto C R 392/Thomas Dr; Turn right onto Nancee Dr
Legal Description: 8 4S 15W -1.11- 58D2 M&B KWN AS LOT 17 OF HOLIDAY BEACH ON GULF UNREC ORB 4555 P 737

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3451
SqFt Source: Prop App Site
Full Baths: 4
Total Baths: 4
Year Built: 2010
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 5
Lot Dimensions: 50×75
Acreage: 0.09
Lot Size (SqFt): 3746
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 530
HOA Frequency: Annually
HOA Annual Amount: 530
New Buyer Fee: No
Last Taxes: 15009
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Experience refined coastal living in this ELEGANT MEDITERRANEAN-STYLE BEACH HOME, perfectly positioned just 75 FEET FROM THE SAND with GULF VIEWS FROM MULTIPLE BALCONIES. This THREE-STORY, 7 BEDROOM, 4 BATH residence was thoughtfully designed for both LUXURY LIVING AND HIGH-PERFORMING RENTAL INCOME, offering a seamless blend of sophistication, durability, and functionality. Inside, you'll find 10-FOOT CEILINGS, CUSTOM CABINETRY, GRANITE COUNTERTOPS, and STAINLESS STEEL APPLIANCES, all complemented by designer finishes and ATTENTION TO DETAIL THROUGHOUT. With TWO DINING AREAS, multiple living spaces, and 8 TVs, the home comfortably accommodates large groups while maintaining a high-end feel. The flexible layout includes TWO FULL KITCHENS AND A LOCKOUT CONFIGURATION, ideal for maximizing rental potential or enjoying part-time personal use. Outdoor living is just as impressive, featuring TWO BALCONIES WITH GULF VIEWS and a LARGE PRIVATE DECK, perfect for entertaining or relaxing after a day at the beach. Additional features include: • PRIVATE HEATED POOL • Parking for up to 7 Vehicles • Two Laundry Areas for guest convenience • Three HVAC Units for optimal comfort • Hurricane-Rated Windows • Fully Furnished & Turnkey 2025 Rental Income: $215,000 All 2026 Bookings Can Transfer to New Owner

Pool Features

Inground: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Construction/Siding

Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Deck Open: Yes
Fenced Back Yard: Yes
Patio Open: Yes
Porch Covered: Yes

Association Fees Include

Beach: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Beach: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Laundry: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Master Bedroom

Third: Yes

Bedroom

First: Yes
Third: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: Third Bedroom: First; Third Cooling: Central Air Heating: Central Exterior: Balcony; Deck Open; Fenced Back Yard; Patio Open; Porch Covered Association Fees Include: Beach Financing: Cash; Conventional; FHA; VA Furnished: Furnished Pool Features: Inground Security Features: Smoke Detector(s) Parking Features: Driveway; Garage Attached Association Amenities: Beach Rooms: Balcony; Bedroom; Laundry; Living Room; Master Bedroom Sale Type: As Is Utilities: Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	Third	20.4 x 12.1	20.40	12.10
Bedroom	First	13.6 x 11.8	13.60	11.80
Bedroom	First	11.7 x 12.2	11.70	12.20
Bedroom	Third	12.4 x 12.2	12.40	12.20
Living Room		21 x 15	21.00	15.00
Balcony		20 x 8	20.00	8.00
Laundry		6 x 6	6.00	6.00

Listing Office: Coastal Living Realty & Associates

Last Updated: April – 17 – 2026

Information deemed reliable but not guaranteed.