4123 Nancee Drive, Panama City Beach, FL 32408 (MLS# 795574)

4123 Nancee Drive, Panama City Beach, FL 32408

New Listing

$1,599,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,643 Lot Size (sq. ft.): 3,485 Status: Active

Current Price: $1,599,000 List Date: 9/18/2026 Last Modified: 9/18/2026

Overview

Description

Who doesn't want to stay in a castle by the sea? This professionally designed short-term rental is already generating over $175,000 annually in 2025– with room to grow — and delivers exactly the kind of unforgettable coastal experience that keeps guests coming back. Beautifully refreshed with stylish furnishings, vibrant accents, and thoughtfully curated décor, this fully furnished beach home sits just steps from sugar-white sand and emerald Gulf waters. This spacious three-story residence offers 4 bedrooms, 3 bathrooms, approximately 3,643 square feet, plus a bonus loft — ideal for entertaining and hosting large groups. Newly styled interiors showcase a sophisticated coastal aesthetic with inviting living spaces, pops of color, contemporary finishes, and two full kitchens for added convenience. Take in breathtaking Gulf views from multiple balconies and the rooftop terrace, or unwind in the outdoor entertaining area with a covered lounge, dining space, and room for games and … (Read more)

Listing Details MLS# 795574

Contract Info

List Price/SqFt: 438.92

Location

Area: 03 – Bay County – Beach
Street #: 4123
Street Name: Nancee
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Holiday Beach On The Gulf
Community/Resort: None
Waterfront: No
Parcel ID: 30551-070-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive, head south on Nancee Drive. Continue to the end of the street; the property will be on the left.
Legal Description: 8 4S 15W -1.7- 58D2 M&B KWN AS LOT 8 OF HOLIDAY BEACH ON GULF UNREC ORB 1821 P 585 ORB 4389 P 1002

General Property Info

Sub-Type: Detached Single Family
Design: Mediterranean
Apx SqFt(Htd/Cooled): 3643
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 1998
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 50.0 ft x 75.0 ft
Acreage: 0.08
Lot Size (SqFt): 3485
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 400
HOA Frequency: Annually
HOA Annual Amount: 400
New Buyer Fee: No
Last Taxes: 13617.4
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Who doesn't want to stay in a castle by the sea? This professionally designed short-term rental is already generating over $175,000 annually in 2025– with room to grow — and delivers exactly the kind of unforgettable coastal experience that keeps guests coming back. Beautifully refreshed with stylish furnishings, vibrant accents, and thoughtfully curated décor, this fully furnished beach home sits just steps from sugar-white sand and emerald Gulf waters. This spacious three-story residence offers 4 bedrooms, 3 bathrooms, approximately 3,643 square feet, plus a bonus loft — ideal for entertaining and hosting large groups. Newly styled interiors showcase a sophisticated coastal aesthetic with inviting living spaces, pops of color, contemporary finishes, and two full kitchens for added convenience. Take in breathtaking Gulf views from multiple balconies and the rooftop terrace, or unwind in the outdoor entertaining area with a covered lounge, dining space, and room for games and gatherings. Private beach access means reaching the sand without crossing a public road. Tucked at the end of a quiet, no-through-traffic street, the property balances privacy with convenience, minutes from popular restaurants, shopping, and entertainment. Short-term rentals are permitted, making this a rare opportunity for investors seeking a beautifully furnished, income-producing vacation rental — or buyers wanting a stunning personal coastal escape. With designer-inspired décor, generous accommodations, spectacular Gulf views, and exceptional beach access, Castle by the Sea is ready to make a lasting impression.

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Ice Maker: Yes
Microwave: Yes
Washer: Yes

More Information

Construction/Siding

Roof – Metal: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Built-in Barbecue/Grill: Yes
Deck Open: Yes
Fenced Lot-Part: Yes
Shower: Yes
Patio Open: Yes

Association Fees Include

Beach: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bonus Room: Yes
Bunk Room: Yes

Lot Features

Cul-De-Sac: Yes
Dedicated Beach: Yes
Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Rooms

Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes

Sale Type

As Is: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Washer Cooling: Ceiling Fan(s); Central Air; Electric Exterior: Balcony; Built-in Barbecue/Grill; Deck Open; Fenced Lot-Part; Shower; Patio Open Association Fees Include: Beach Financing: Cash; Conventional Furnished: Furnished Interior: Bonus Room; Bunk Room Lot Features: Cul-De-Sac; Dedicated Beach; Near Beach Access; Within 1/2 Mile to Water Lot Access: City Street Security Features: Smoke Detector(s) Parking Features: Driveway; Garage Attached Rooms: Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected

Room Information

Room Name	Dimensions	Length	Width
Bedroom	13.6 x 16.6	13.60	16.60
Bedroom	13.6 x 13.3	13.60	13.30
Bedroom	13.6 x 13.3	13.60	13.30
Bedroom	13.3 x 22.2	13.30	22.20

Listing Office: EXP Realty LLC

Last Updated: September – 18 – 2026

Information deemed reliable but not guaranteed.