4128 Catherine Street, Panama City Beach, FL 32408

New Listing
$275,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,272 Lot Size (sq. ft.): 3,049 Status: Active
Current Price: $275,000 List Date: 8/11/2026 Last Modified: 8/11/2026

Overview

Description

Want the Panama City Beach lifestyle without being right in the middle of the hustle and bustle? Welcome to 4128 Catherine Street–a cute, updated townhome tucked away in a small community while still keeping you close to everything you love about PCB! This 3-bedroom, 2-bath townhome has been refreshed with new flooring, fresh paint and updated fixtures, making it move-in ready and easy to love. The unique two-story layout gives you plenty of flexibility, with two bedrooms and a full bath downstairs and the primary bedroom, kitchen and main living space upstairs. And when you're ready to soak up a little Florida sunshine, the community pool is just steps away! The location is where this one really shines. You're approximately five minutes from NSA Panama City and just a short drive to the beach, bay, golf, shopping, dining and nightlife–close enough to enjoy it all, but tucked away enough to escape the crowds when you're ready to come home. Whether you're looking for your own

Listing Details MLS# 793880

Contract Info

List Price/SqFt
216.19

Location

Area
03 – Bay County – Beach
Street #
4128
Street Name
Catherine
Street Suffix
Street
State
FL
Zip Code
32408
County
Bay
Sub Area
0319 – Beach – East
Subdivision
No Named Subdivision
Community/Resort
None
Waterfront
No
Parcel ID
31292-006-000
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
From Hwy 98, turn South on Navy Blvd, travel a few miles and turn left at Winn Dixie which is Magnolia Beach Rd keep left when you get to the fork on Magnolia Beach. Once on Magnolia Beach Rd, turn right on West Ave, turn left on Catherine St….4128 Catherine St will be on your left.
Legal Description
11 4S 15W -32.2A- 80C COM AT NW COR U S LOT 5 TH S 189' TO S R/W COUNTY RD SELY ALG R/W 878' S 130' TH SELY 50' FOR POB TH S 131.01' TH S76 DEG E 25.81' TH N 131.03' N76 DEG W 26.10' TO POB AKA PRCL B1 ORB 4174 P 2292

General Property Info

Sub-Type
Attached Single Unit
Design
Townhome
Apx SqFt(Htd/Cooled)
1272
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Accessory Dwelling Unit
No
Year Built
2005
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
Yes
Lot Dimensions
26.0 ft x 131.0 ft
Acreage
0.07
Lot Size (SqFt)
3049
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
130
HOA Frequency
Monthly
HOA Annual Amount
1560
New Buyer Fee
No
Last Taxes
2195.28
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Want the Panama City Beach lifestyle without being right in the middle of the hustle and bustle? Welcome to 4128 Catherine Street–a cute, updated townhome tucked away in a small community while still keeping you close to everything you love about PCB! This 3-bedroom, 2-bath townhome has been refreshed with new flooring, fresh paint and updated fixtures, making it move-in ready and easy to love. The unique two-story layout gives you plenty of flexibility, with two bedrooms and a full bath downstairs and the primary bedroom, kitchen and main living space upstairs. And when you're ready to soak up a little Florida sunshine, the community pool is just steps away! The location is where this one really shines. You're approximately five minutes from NSA Panama City and just a short drive to the beach, bay, golf, shopping, dining and nightlife–close enough to enjoy it all, but tucked away enough to escape the crowds when you're ready to come home. Whether you're looking for your own place at the beach, a full-time home or an investment opportunity for long- or short-term rentals, 4128 Catherine Street gives you plenty of possibilities. Beach days, pool days, dinner by the water and your own little place to call home in Panama City Beach…what more could you ask for?

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Ice Maker
Yes
Oven – Electric
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

More Information

Interior Features

Breakfast Bar
Yes
Ceiling – Vaulted
Yes
Floor – Vinyl Plank
Yes
Lighting – Recessed
Yes
Pantry
Yes
Split Bedroom
Yes
Stairs
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Siding – Vinyl
Yes

Exterior

Balcony
Yes
Fenced Back Yard
Yes
Patio Covered
Yes

Association Fees Include

Pool
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Living Room

Second
Yes

Lot Features

Covenants & Rescrictions
Yes
Within 1/2 Mile to Water
Yes

Lot Access

Paved Road
Yes

Parking Features

Driveway
Yes
Garage Attached
Yes

Present Zoning

Resid Single Family
Yes

Association Amenities

Pool
Yes

Rooms

Bedroom
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Cable – Available
Yes
Electricity – Connected
Yes
Internet – Broadband Available
Yes
Phone – Available
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Primary Bedroom

Second
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Ice Maker; Oven – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: Second Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Fenced Back Yard; Patio Covered Association Fees Include: Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Living Room: Second Lot Features: Covenants & Rescrictions; Within 1/2 Mile to Water Lot Access: Paved Road Parking Features: Driveway; Garage Attached Association Amenities: Pool Rooms: Bedroom; Living Room; Primary Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width Remarks
Living Room Second 17 x 15 17.00 15.00 Buyer to verify all measurements if important
Primary Bedroom Second 14 x 9 14.00 9.00 Buyer to verify all measurements if important
Bedroom First 10 x 9 10.00 9.00 Buyer to verify all measurements if important
Bedroom First 10 x 11 10.00 11.00 Buyer to verify all measurements if important
Listing Office: Epique Realty Inc
Last Updated: August – 11 – 2026
Information deemed reliable but not guaranteed.