414 S Palo Alto Avenue, Panama City, FL 32401

$289,900
Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 1,240 Lot Size (sq. ft.): 10,454 Status: Sold
Current Price: $289,900 List Date: 5/09/2025 Last Modified: 6/30/2026

Overview

Description

CURRENTLY UNDER CONTRACT-SELLER ACCEPTING BACK UP OFFERS. Nestled in the highly sought-after historic neighborhood of The Cove in Panama City, this beautiful, recently remodeled concrete block home blends timeless character with modern updates. Featuring original hardwood floors, quartz countertops, and stainless steel appliances, this 3-bedroom, 1-bath gem offers comfort, style, and flexibility in a prime coastal location. Step inside to find a spacious living area, that flows seamlessly into the dining area and kitchen. The kitchen hosts stainless steel appliances, quartz countertops, plenty of cabinet storage and counterspace. The add-on space in the rear of the home accessed through the kitchen brings an additional 211 sqft to the total home square footage that offers incredible flexibility and can easily serve as a second living area, home office, or even potential to be a primary suite. A gorgeous heated and cooled Florida room with vinyl plank flooring, overlooking the backyar

Listing Details MLS# 773229

Contract Info

List Price/SqFt
233.79

Location

Area
02 – Bay County – Central
Street #
414
Street Direction
S
Street Name
Palo Alto
Street Suffix
Avenue
State
FL
Zip Code
32401
County
Bay
Sub Area
0203 – Bay – Central SW
Subdivision
Sudduths 10Th Add
Community/Resort
Bunkers Cove
Waterfront
No
Parcel ID
21556-000-000
Elementary School
Cherry Street
Middle School
Jinks
High School
Bay
Directions
From MLK Blvd continue straight onto N Cove Blvd, go down 0.8 miles and make a left on Cherry St. then a right on S Palo Alto. Continue down 0.6 miles and the home will be on your left.
Legal Description
See Exhibit A

General Property Info

Sub-Type
Detached Single Family
Design
Florida Cottage
Apx SqFt(Htd/Cooled)
1240
SqFt Source
An Appraiser
Full Baths
Yes
Total Baths
Yes
# of Stories in Building
Yes
Year Built
1949
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
Yes
Driveway Spaces
2
Lot Dimensions
75×140
Acreage
0.24
Lot Size (SqFt)
10454
Pool
No

Status Change Info

Under Contract Date
2025-05-10
Sold Date
2025-05-30
Sold Price/SqFt
233.79
Sold Price/Acre
1207916.67

Listing Info, Tax and Legal

HOA Fee
No
Is Subject Leased
No
New Buyer Fee
No
Last Taxes
2381.6
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
CURRENTLY UNDER CONTRACT-SELLER ACCEPTING BACK UP OFFERS. Nestled in the highly sought-after historic neighborhood of The Cove in Panama City, this beautiful, recently remodeled concrete block home blends timeless character with modern updates. Featuring original hardwood floors, quartz countertops, and stainless steel appliances, this 3-bedroom, 1-bath gem offers comfort, style, and flexibility in a prime coastal location. Step inside to find a spacious living area, that flows seamlessly into the dining area and kitchen. The kitchen hosts stainless steel appliances, quartz countertops, plenty of cabinet storage and counterspace. The add-on space in the rear of the home accessed through the kitchen brings an additional 211 sqft to the total home square footage that offers incredible flexibility and can easily serve as a second living area, home office, or even potential to be a primary suite. A gorgeous heated and cooled Florida room with vinyl plank flooring, overlooking the backyard, bathed in natural light thanks to walls of windows, is perfect for relaxing, entertaining, or indoor gardening. Three bedrooms are in the heart of this cozy home, along with one bathroom. Enjoy the privacy of this home situated on a corner lot, with a privacy-fenced backyard, and a large storage shed with electricity, perfect for your golf cart, beach gear, or outdoor equipment. A 1-car garage adds convenience and extra storage space, while mature landscaping enhances curb appeal. Enjoy the laid-back Cove lifestyle with water access less than a half mile away, and explore the neighborhood via bike or golf cart with three parks nearby, including a brand-new bayfront park just minutes from your door. You're also only 6 minutes to downtown Panama City's shopping, dining, and events, and 10 minutes to a beach access on the bay, giving you the best of both worlds. This home has been priced below independent appraisal, offering excellent value to homeowners. Schedule your private showing today and experience the charm of The Cove for yourself!

More Information

Dining Room

First
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
ENERGY STAR Qualified Appliances
Yes
Microwave
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

Interior Features

Floor – Hardwood
Yes
Floor – Tile
Yes
Floor – Vinyl Plank
Yes

Construction/Siding

Block
Yes
Foundation – Off Grade
Yes
Roof – Composite Shngl
Yes
Siding – Vinyl
Yes
Trim – Vinyl
Yes

Exterior

Fenced Back Yard
Yes
Fenced Privacy
Yes
Patio Covered
Yes
Porch Covered
Yes

Furnished

Unfurnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Cleared
Yes
Corner Lot
Yes
Landscaped
Yes
Near Beach Access
Yes
Within 1/2 Mile to Water
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Alley Access
Yes
Driveway
Yes
Garage Attached
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Central Air
Yes
Electric
Yes
ENERGY STAR Qualified Equipment
Yes
Wall Unit(s)
Yes

Heating

Central
Yes
Electric
Yes
ENERGY STAR Qualified Equipment
Yes

Primary Bdrm/Primary Bath

MBed First Floor
Yes

Security Features

Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Disposal; ENERGY STAR Qualified Appliances; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric; ENERGY STAR Qualified Equipment; Wall Unit(s) Heating: Central; Electric; ENERGY STAR Qualified Equipment Exterior: Fenced Back Yard; Fenced Privacy; Patio Covered; Porch Covered Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Cleared; Corner Lot; Landscaped; Near Beach Access; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Dining Room: First Security Features: Smoke Detector(s) Parking Features: Alley Access; Driveway; Garage Attached Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width Remarks
Primary Bedroom First 13 x 10 13.00 10.00
Bedroom First 10 x 10 10.00 10.00
Bedroom First 11 x 10 11.00 10.00
Kitchen First 8 x 11 8.00 11.00
Living Room First 14 x 12 14.00 12.00 Staged
Dining Room First 8 x 11 8.00 11.00
Listing Office: Gillman Group Realty
Last Updated: June – 30 – 2026
Information deemed reliable but not guaranteed.