4200 Northshore Islands Road, Panama City, FL 32405

$2,995,000
Property Type: Residential Bedrooms: 4 Baths: 6 Square Footage: 5,167 Lot Size (sq. ft.): 14,375 Status: Active
Current Price: $2,995,000 List Date: 4/04/2025 Last Modified: 1/26/2026

Description

Discover unparalleled luxury on a private island in northwest Florida, where contemporary architecture meets serene tropical beauty. This extraordinary masterpiece was recently featured on HGTV House Hunters Amazing Water Homes in January 2025 and is even more stunning in person than on international TV! As you approach Northshore Islands, you’re greeted by only a few homes and this home exudes privacy, exclusivity and remarkable architecture. Built by Rita Jones with the design team of Architect Michael Hunnicutt, and Katie Fisher Design, Interior Design, this exceptional three-story contemporary, modern estate spans over 5,000 square feet, offered fully furnished with NEW furnishings and offers breathtaking waterfront views from every room. Enjoy expansive outdoor living with bay-view covered porches on each level, perfect for soaking in the tranquility of the surroundings on the island. Imagine leaving your dock for Shell Island or heading out for a sunset cruise. Picture yourself with the kids by the pool while watching the sun sink into the horizon. This is one of the very few locations in Panama City, Florida that has been built based on the picturesque views and was designed to maximize views of the water from all angles. This private island is a truly a waterfront dream come true! For boating and fishing enthusiasts, the property features a private, recently renovated, 350′ dock with deep water access to the Gulf of Mexico, which is just 10 nautical miles away with no idle speeds zone in between, offering endless opportunities for fishing and adventure. The dock also holds a 2021 Barletta Pontoon boat on lift and a NEW 40,000 LB boat lift, ALL of which will convey to the new owner to be able to enjoy the waterfront lifestyle from day one! Not looking for boating adventure? This home offers zero entry into the Bay which is perfect for kayaks, paddleboards and swimming as you watch the picturesque sunset set in the West each day. The island’s natural landscaping and soothing bay sounds welcome you to this peaceful retreat, where indoor and outdoor spaces blend seamlessly with a saltwater pool and spa. Upon approach to the circular cobblestone paver driveway, you’re greeted by sea breezes and a travertine marble tile entry and a foyer framed with a custom Mahogany wood door with artistic blown glass. Entering the main level, the stunning waterfront views stand out as you sit at 23′ elevation and enjoy a great room that offers views of the island from all angles. The family room area is framed by custom millwork and a modern linear fireplace surrounded with marble and slate tile creates warmth in the space while framing a wall of full-glass French doors that lead out onto a covered patio overlooking both pool and Bay. From here you can take in gorgeous year-round sunsets as they sink into the horizon each evening. This level also features a light-filled dining room overlooking the natural landscape of the island and a powder room with Onyx walls and custom pedestal sink for guests, and a junior suite overlooking Bay and pool complete with full bath, walk in closet, and Juliet balcony. Luxurious polished travertine tile is consistent throughout the main floor in the great room for a seamless look. The open kitchen is fully-equipped and features a custom slab walnut cabinetry, 48” Thermador Professional convection microwave oven, warming drawer, Viking range hood and full-size Electrolux refrigerator and freezer. A Caesarstone Quartz waterfall countertop island is a showpiece and the oversized island seats 4. The bar and new wine refrigerator are excellent for entertaining and just off the kitchen and adjacent to the 16’x10′ walk-in pantry and laundry room with stunning granite countertops, custom cabinetry, washer and dryer and the most perfect views of the island!

Supplements: The primary suite, just off the kitchen, is a haven of luxury, offering radiant heated Italian porcelain tile floors, a spa-like Grohe walk-in shower with 3 body jets and 2 hand showers, new freestanding tub overlooking the Bay, slab walnut cabinetry with Swarovski crystal knobs and direct access to a waterfront patio with a fireplace. This retreat also features a large 14’x9′ closet in the primary suite featuring fully enclosed cabinetry. The lower level outdoor summer kitchen is an entertainer’s dream, overlooking the Bay and pool, is equipped with new luxury appliances, Caesarstone quartz countertops, and custom walnut cabinetry. The pool is framed with luxurious custom tile, Travertine decking and offers new equipment for easy maintenance. With an 18′ deep covered patio, your entertaining dreams will become a reality in this world-class outdoor living area. Overlooking the Bay, your boat and the best sunsets that Panama City has to offer – you can’t wait to call this one home. The third level provides a 19″x16″ loft living area with remarkable barreled tongue and groove ceiling, waterfront office filled with floor to ceiling glass and doors, and two en suite guest bedrooms, each with walk-in closets and recently renovated luxurious private en suite bathrooms with marble and custom tile finishes. The lower level includes a 35″x24″ 4-car tandem garage, 15″x10″ workshop space, media-game room with full kitchenette, full bathroom and a walk-in wine room, ideal for entertaining being just off the outdoor summer kitchen and pool area. The home’s robust construction features cement-filled concrete block walls, hurricane-rated Anderson windows, 150-mph wind rated garage doors, safe room and a 1/2″ tempered, frameless glass railing system for unobstructed Bay views. A built-in generator fully powers the second and third floors of the home and there are high-efficiency heat pumps for each floor providing comfort and convenience. A solid, standing seam aluminum roof was installed in 2019. The home has a 500-gallon underground propane tank and infrastructure on the island includes high speed internet, city water and sewer. This exclusive waterfront home offers a rare opportunity to live the coastal life you’ve always desired.

More Information MLS# 771444

Listing Info, Tax and Legal

Homestead: Yes HOA Fee: Yes HOA Amount: 539 HOA Frequency: Annually HOA Annual Amount: 539 New Buyer Fee: No Last Taxes: 35534 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Contract Info

List Price/SqFt: 579.64 Status: Active List Date: 2025-04-03 List Price: $2,995,000 Current Price: $2,995,000

Location

Sub Area: 0204 – Bay – Central NW Community/Resort: None Waterfront: Yes Gulf Access: Yes Elementary School: Northside Middle School: Mowat High School: Mosley Directions: From East 23rd Street, turn left on Highway 390. Turn left onto Northshore Road. Turn left onto Candlewick Drive. Turn right onto Kristanna Drive. Take the first exit from roundabout onto Northshore Islands Road into the private island community. Home is on the left over the bridges. Area: 02 – Bay County – Central Street #: 4200 Street Name: Northshore Islands Street Suffix: Road State: FL Zip Code: 32405 County: Bay Subdivision: Northshore Islands Parcel ID: 11728-736-118 Legal Description: NORTHSHORE ISLANDS LOT 9 ORB 3359 P 2341

General Property Info

Acreage: 0.33 Design: Contemporary Lot Size (SqFt): 14375 Apx SqFt(Htd/Cooled): 5167 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: An Appraiser Half Baths: 1 Lot Dimensions: IRR New Construction: No Garage Y/N: Yes Garage Spaces: 4 Driveway Spaces: 8 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 5 Total Baths: 6 Year Built: 2010

Remarks & Misc

Remarks: Discover unparalleled luxury on a private island in northwest Florida, where contemporary architecture meets serene tropical beauty. This extraordinary masterpiece was recently featured on HGTV House Hunters Amazing Water Homes in January 2025 and is even more stunning in person than on international TV! As you approach Northshore Islands, you’re greeted by only a few homes and this home exudes privacy, exclusivity and remarkable architecture. Built by Rita Jones with the design team of Architect Michael Hunnicutt, and Katie Fisher Design, Interior Design, this exceptional three-story contemporary, modern estate spans over 5,000 square feet, offered fully furnished with NEW furnishings and offers breathtaking waterfront views from every room. Enjoy expansive outdoor living with bay-view covered porches on each level, perfect for soaking in the tranquility of the surroundings on the island. Imagine leaving your dock for Shell Island or heading out for a sunset cruise. Picture yourself with the kids by the pool while watching the sun sink into the horizon. This is one of the very few locations in Panama City, Florida that has been built based on the picturesque views and was designed to maximize views of the water from all angles. This private island is a truly a waterfront dream come true! For boating and fishing enthusiasts, the property features a private, recently renovated, 350′ dock with deep water access to the Gulf of Mexico, which is just 10 nautical miles away with no idle speeds zone in between, offering endless opportunities for fishing and adventure. The dock also holds a 2021 Barletta Pontoon boat on lift and a NEW 40,000 LB boat lift, ALL of which will convey to the new owner to be able to enjoy the waterfront lifestyle from day one! Not looking for boating adventure? This home offers zero entry into the Bay which is perfect for kayaks, paddleboards and swimming as you watch the picturesque sunset set in the West each day. The island’s natural landscaping and soothing bay sounds welcome you to this peaceful retreat, where indoor and outdoor spaces blend seamlessly with a saltwater pool and spa. Upon approach to the circular cobblestone paver driveway, you’re greeted by sea breezes and a travertine marble tile entry and a foyer framed with a custom Mahogany wood door with artistic blown glass. Entering the main level, the stunning waterfront views stand out as you sit at 23′ elevation and enjoy a great room that offers views of the island from all angles. The family room area is framed by custom millwork and a modern linear fireplace surrounded with marble and slate tile creates warmth in the space while framing a wall of full-glass French doors that lead out onto a covered patio overlooking both pool and Bay. From here you can take in gorgeous year-round sunsets as they sink into the horizon each evening. This level also features a light-filled dining room overlooking the natural landscape of the island and a powder room with Onyx walls and custom pedestal sink for guests, and a junior suite overlooking Bay and pool complete with full bath, walk in closet, and Juliet balcony. Luxurious polished travertine tile is consistent throughout the main floor in the great room for a seamless look. The open kitchen is fully-equipped and features a custom slab walnut cabinetry, 48” Thermador Professional convection microwave oven, warming drawer, Viking range hood and full-size Electrolux refrigerator and freezer. A Caesarstone Quartz waterfall countertop island is a showpiece and the oversized island seats 4. The bar and new wine refrigerator are excellent for entertaining and just off the kitchen and adjacent to the 16’x10′ walk-in pantry and laundry room with stunning granite countertops, custom cabinetry, washer and dryer and the most perfect views of the island!

Dining Room

Second: 1

Laundry

Second: 1

Master Bathroom

Second: 1

Office

Third: 1

Pool Features

Gunite Concrete: 1 Inground: 1 Indoor: 1 Saltwater: 1 Spa/ Hot Tub: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Freezer: 1 Ice Maker: 1 Instant Hot Water: 1 Microwave: 1 Oven – Double: 1 Range – Gas: 1 Range Hood: 1 Refrigerator: 1 Warming Drawer: 1 Washer: 1 Water Heater – Gas: 1 Water Heater – Tankless: 1 Water Purifier – Owned: 1 Wine Refrigerator: 1

Interior Features

Breakfast Bar: 1 Ceiling – Beamed: 1 Ceiling – Cathedral: 1 Ceiling – Raised: 1 Ceiling – Vaulted: 1 Fireplace: 1 Floor – Tile: 1 Kitchen Island: 1 Lighting – Recessed: 1 Pantry: 1 Security System: 1 Wet Bar: 1 Window – Treatment All: 1

Construction/Siding

Concrete: 1 Foundation – On Piling: 1 Roof – Metal: 1 Siding – Stucco: 1 Structural Concrete Insulated Panels – SCIP: 1

Exterior

Balcony: 1 Built-in Barbecue/Grill: 1 Double Pane Windows: 1 Fireplace: 1 Summer Kitchen: 1 Patio Covered: 1 Porch Covered: 1 Sprinkler System: 1 Storm Doors: 1 Storm Windows: 1

Waterfront Feature

Boat Slip: 1 Boatlift: 1 Dock: 1 Shore – Beach: 1 Shore – Natural: 1 Waterfront Feet: 159

Association Fees Include

Management: 1

Financing

Cash: 1 Conventional: 1

Furnished

Furnished: 1

Interior

Bonus Room: 1

Kitchen

Second: 1

Living Room

Second: 1

Lot Features

Covenants & Rescrictions: 1 Landscaped: 1 Near Public Boat Ramp: 1 Survey Available: 1 Waterfront: 1 Within 1/2 Mile to Water: 1

Lot Access

Paved Road: 1

Parking Features

Additional Parking: 1 Drive Through: 1 Driveway: 1 Circular Driveway: 1 Garage Attached: 1 Paved: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBath Whirlpool: 1 MBed Balcony: 1 MBed Waterfront: 1

Present Zoning

Resid Single Family: 1

Association Amenities

Waterfront: 1

Rooms

Bedroom: 1 Dining Room: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1 Office: 1

Utilities

Electricity – Connected: 1 Propane: 1 Internet – Broadband Available: 1 Public Sewer – Connected: 1 Public Water – Connected: 1 Underground Utilities: 1

Waterview

Bay: 1 Bayou: 1

Waterfront Type

Bay/Harbor: 1 Bayou w/ Gulf Access: 1

Master Bedroom

Second: 1

Bedroom

Second: 1 Third: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1 Heat Pump: 1 Multi Units: 1

Heating

Electric: 1 Fireplace(s): 1 Heat Pump: 1 Propane: 1 Radiant – Floor: 1

Security Features

Security System: 1

Property Features

Appliances: Dishwasher; Disposal; Dryer; Freezer; Ice Maker; Instant Hot Water; Microwave; Oven – Double; Range – Gas; Range Hood; Refrigerator; Warming Drawer; Washer; Water Heater – Gas; Water Heater – Tankless; Water Purifier – Owned; Wine Refrigerator Master Bedroom: Second Bedroom: Second; Third Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump; Multi Units Heating: Electric; Fireplace(s); Heat Pump; Propane; Radiant – Floor Exterior: Balcony; Built-in Barbecue/Grill; Double Pane Windows; Fireplace; Summer Kitchen; Patio Covered; Porch Covered; Sprinkler System; Storm Doors; Storm Windows Association Fees Include: Management Financing: Cash; Conventional Furnished: Furnished Interior: Bonus Room Kitchen: Second Living Room: Second Lot Features: Covenants & Rescrictions; Landscaped; Near Public Boat Ramp; Survey Available; Waterfront; Within 1/2 Mile to Water Lot Access: Paved Road Master Bathroom: Second Dining Room: Second Laundry: Second Office: Third Pool Features: Gunite Concrete; Inground; Indoor; Saltwater; Spa/ Hot Tub Security Features: Security System Parking Features: Additional Parking; Drive Through; Driveway; Circular Driveway; Garage Attached; Paved Association Amenities: Waterfront Rooms: Bedroom; Dining Room; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Office Utilities: Electricity – Connected; Internet – Broadband Available; Propane; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Bay/Harbor; Bayou w/ Gulf Access Waterfront Feature: Boat Slip; Boatlift; Dock; Shore – Beach; Shore – Natural Waterview: Bay; Bayou Present Zoning: Resid Single Family

Room Information

Kitchen Level: Second Dimensions: 11.4 x 18.5 Length: 11.40 Width: 18.50 Dimensions: 11.4 x 18.5 Living Room Level: Second Dimensions: 27 x 22 Length: 27.00 Width: 22.00 Dimensions: 27 x 22 Dining Room Level: Second Dimensions: 16.2 x 13 Length: 16.20 Width: 13.00 Dimensions: 16.2 x 13 Laundry Level: Second Dimensions: 16.1 x 10.5 Length: 16.10 Width: 10.50 Dimensions: 16.1 x 10.5 Master Bedroom Level: Second Dimensions: 15.6 x 17.9 Length: 15.60 Width: 17.90 Dimensions: 15.6 x 17.9 Master Bathroom Level: Second Dimensions: 16.6 x 14.2 Length: 16.60 Width: 14.20 Dimensions: 16.6 x 14.2 Bedroom Level: Second Dimensions: 13.2 x 13.9 Length: 13.20 Width: 13.90 Dimensions: 13.2 x 13.9 Bedroom Level: Third Dimensions: 15.11 x 15.2 Length: 15.11 Width: 15.20 Dimensions: 15.11 x 15.2 Bedroom Level: Third Dimensions: 14.11 x 15.2 Length: 14.11 Width: 15.20 Dimensions: 14.11 x 15.2 Office Level: Third Dimensions: 16.6 x 15.2 Length: 16.60 Width: 15.20 Dimensions: 16.6 x 15.2
Listing Office: Corcoran Reverie
Last Updated: January – 26 – 2026
Information deemed reliable but not guaranteed.