423 Kelly Street, Panama City Beach, FL 32413

$499,999
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,200 Lot Size (sq. ft.): 5,663 Status: Active
Current Price: $499,999 List Date: 5/01/2026 Last Modified: 7/14/2026

Overview

Description

Located just a few blocks from the Gulf on the highly desirable west end of Panama City Beach, this updated coastal bungalow is perfectly positioned for both personal enjoyment and short-term rental income. Featuring new LVP flooring, fresh interior paint, expanded driveway for additional guest parking, and a low-maintenance backyard, this home is designed for ease of ownership and strong rental performance. The fully fenced yard includes a detached storage building with potential to convert into a charming bonus space (buyer to verify) and offers room to add a pool for additional income upside. Professional rental projections estimate approximately $62K-$88K in annual gross revenue with strong occupancy potential. Ideally located near public beach access, the Rosemary Beach entrance to 30A, and Pier Park. Opportunities like this don’t come around often–especially at this price point.

Listing Details MLS# 788212

Contract Info

List Price/SqFt
416.67

Location

Area
03 – Bay County – Beach
Street #
423
Street Name
Kelly
Street Suffix
Street
State
FL
Zip Code
32413
County
Bay
Sub Area
0325 – Beach – West South
Subdivision
Kiska Beach 1st Add
Community/Resort
None
Waterfront
No
Parcel ID
36065-009-000
Elementary School
West Bay
Middle School
Surfside
High School
Arnold
Directions
Approx. 1 mile East of the Walton Co/Bay Co. line on Hwy 98 or approx. 5 miles West of Hwy 79
Legal Description
1ST ADD KISKA BEACH MAP 13B3 LOT 19 BLK E ORB 3880 P 33

General Property Info

Sub-Type
Detached Single Family
Design
Bungalow
Apx SqFt(Htd/Cooled)
1200
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Year Built
1983
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
50 x 112
Acreage
0.13
Lot Size (SqFt)
5663
Pool
No

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
4388
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Located just a few blocks from the Gulf on the highly desirable west end of Panama City Beach, this updated coastal bungalow is perfectly positioned for both personal enjoyment and short-term rental income. Featuring new LVP flooring, fresh interior paint, expanded driveway for additional guest parking, and a low-maintenance backyard, this home is designed for ease of ownership and strong rental performance. The fully fenced yard includes a detached storage building with potential to convert into a charming bonus space (buyer to verify) and offers room to add a pool for additional income upside. Professional rental projections estimate approximately $62K-$88K in annual gross revenue with strong occupancy potential. Ideally located near public beach access, the Rosemary Beach entrance to 30A, and Pier Park. Opportunities like this don't come around often–especially at this price point.

Furnished

Furnished
Yes

More Information

Rooms

Bedroom
Yes
Primary Bedroom
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Property Features

Primary Bedroom: First Bedroom: First Furnished: Furnished Rooms: Bedroom; Primary Bedroom Utilities: TV Cable; Electricity – Connected

Room Information

Room Name Level Dimensions Length Width Remarks
Primary Bedroom First 14 x 21 14.00 21.00 Buyer to verify
Bedroom First 11 x 11 11.00 11.00 Buyer to verify
Bedroom First 11 x 11 11.00 11.00 Buyer to verify
Listing Office: Luxe Coastal Realty Group LLC
Last Updated: July – 14 – 2026
Information deemed reliable but not guaranteed.