430 W 5th Street 400, Panama City, FL 32401

New Listing
$25
Property Type: Commercial for Lease Square Footage: 100,760 Status: Active
Current Price: $25 List Date: 10/13/2026 Last Modified: 10/13/2026

Overview

Description

This is one of a kind waterfront office on St. Andrews Bay complete with bayside balcony. Secured parking. Commercial quality and finishes. This is a co-share space w/lockable individual offices and shared foyer, conf room, kitchen, bathrooms. Includes a bayside common area with covered canopy. Close to all of PC downtown amenities.

Listing Details MLS# 796501

Contract Info

Lease Type
NNN
ud_d1402_01
4740
ud_d1402_02
25
Sub-Type
Office
Lease Price/SqFt
0

Location

Area
02 – Bay County – Central
Street #
430
Street Direction
W
Street Name
5th
Street Suffix
Street
Unit #
400
State
FL
Zip Code
32401
County
Bay
Sub Area
0203 – Bay – Central SW
Subdivision
[No Recorded Subdiv]
Community/Resort
None
Waterfront
Yes
Parcel ID
19486-000-000
Elementary School
Cherry Street
Middle School
Jinks
High School
Bay
Directions
Downtown Panama City. West on 5th Street. Cross over Beach Drive towards St. Andrews Bay. Chevron Oil Tank Farm on your right. Continue to end of 5th Street and continue straight ahead around end of building. Space is in 2nd floor of Lighthouse Tower.
Legal Description
8 4S 14W -8- 30B BEG 70'W 345. 14S 238.95'SELY & 260'SLY OF NW CR OF NE1/4 TH SWLY 419.13' SW 388.47' SELY ALG MN HI WATE R LI 410.88' TO BULKHEAD SW 94 .22' SE 515.52' NE 462' NWLY 280' N 9.0' W 4.5' NW 65.56' TO N R/W 5TH ST E 32.21' N 99. 09' E 117' S 99.17' E 149' TO BCH DR NW 770.92' S 39.39' W 48.74' S 23.69' SW 8.27' TO POB ORB 1209 P 952 LESS -8.2- ***AND*** BEG 70'W 351.6' S 237.84' SELY

General Property Info

List Class
Commercial
Immediate Occupancy
Yes
Possession Date
11/01/2026
Construction Status
Construction Complete
# of Units
400
SqFt Unit
2275
SqFt HVAC
2275
SqFt – Office
2275
SqFt Tot Bldg
100760
# of Stories in Building
3
Floor Number
2
Lot SqFt
496628
Year Built
2014
Ceiling Height
1014
CAM Area Fee
2.86
CAM Per
Yearly

Fees Include

CAM Fees ($ SF)
2.86
Expenses Paid by Whom
Tenant

Industrial

Sprinklers?
Yes

More Information

Term Based Comp

Term
3 Yr
Cooperative Comp
6%
Term 1
Yes
Term 2
Yes
Term 3
Yes
Term 4
Yes

Remarks & Misc

Remarks
This is one of a kind waterfront office on St. Andrews Bay complete with bayside balcony. Secured parking. Commercial quality and finishes. This is a co-share space w/lockable individual offices and shared foyer, conf room, kitchen, bathrooms. Includes a bayside common area with covered canopy. Close to all of PC downtown amenities.

Construction/Siding

Floor – Concrete
Yes
Roof – Metal
Yes
Roof – Pitched
Yes
Siding – EIFS
Yes
Trim – Aluminum
Yes

Energy

AC – High Efficiency
Yes
Double Pane Windows
Yes
Heat – Central Electric
Yes
Tinted Windows
Yes
Water Heater – Electric
Yes

Present Zoning

Business
Yes
Industrial Light
Yes
Office/Prof
Yes

Association Amenities

Dumpster
Yes
Waterfront
Yes

Utilities

All Utilities
Yes
Community Sewer
Yes
Community Water
Yes
Electricity – Connected
Yes
Garbage
Yes
Internet – Broadband Available
Yes

Waterview

Bay
Yes
Gulf
Yes

Waterfront Type

Bay/Harbor
Yes

Waterfront Feature

Shore – Seawall
Yes

Business/Property

Kitchen Area
Yes
Office Area
Yes

Floors in Unit/Home

Two
Yes

Heating/Cooling

AC – Entire
Yes
AC – Office
Yes
Heat – Central Electric
Yes
Heat – HVAC
Yes

Offering Type

Lease Only
Yes

Transport. Access

2-Lane
Yes
City Road
Yes
Paved
Yes

Property Features

Energy: AC – High Efficiency; Double Pane Windows; Heat – Central Electric; Tinted Windows; Water Heater – Electric Offering Type: Lease Only Present Zoning: Business; Industrial Light; Office/Prof Term Based Comp: Term 1; Term 2; Term 3; Term 4 Utilities: All Utilities; Community Sewer; Community Water; Electricity – Connected; Garbage; Internet – Broadband Available Waterfront Type: Bay/Harbor Waterfront Feature: Shore – Seawall Waterview: Bay; Gulf
Listing Office: Bluewater Commercial LLC
Last Updated: October – 13 – 2026
Information deemed reliable but not guaranteed.