4300 Bay Point Road Unit 402, Panama City Beach, FL 32408

$287,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,420 Status: Active
Current Price: $287,000 List Date: 9/29/2025 Last Modified: 6/05/2026

Overview

Description

Freshly renovated and move-in ready, this three-bedroom, three-bath two-story golf villa is located in the highly sought-after Bay Point community. Rarely available, these specific villas allow for short-term rentals, making this an excellent opportunity for both homeowners and investors. Every detail has been thoughtfully updated to provide modern comfort while maintaining a timeless appeal. This one stands out and comes fully furnished! The interior has been freshly painted throughout in Sherwin Williams Alabaster and Repose Gray, creating a clean and inviting backdrop. Popcorn ceilings have been removed and replaced with a smooth Level 5 finish, giving the home a more contemporary look and feel. Updated light fixtures, door knobs, and hinges further enhance the interior, while cordless blinds on the first floor and room-darkening drapes in the upstairs bedrooms add both style and function. The main level features a bright open layout with flexible living space. A newly added

Listing Details MLS# 779674

Contract Info

List Price/SqFt
202.11

Location

Area
03 – Bay County – Beach
Street #
4300
Street Name
Bay Point
Street Suffix
Road
Unit #
Unit 402
State
FL
Zip Code
32408
County
Bay
Sub Area
0319 – Beach – East
Subdivision
Bay Point Golf Villas I
Community/Resort
Bay Point Condos
Waterfront
No
Parcel ID
31259-202-000
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
From US-98/Emerald Coast Pkwy turn south onto Armstrong Cir., merge onto FL-79 N/N Arnold Rd., turn right onto Pay Pkwy, continue onto Philip Griffitts Sr Pkwy, turn left onto US-98 E Back Beach Rd./Panama City Beach Pkwy, turn right onto Thomas Dr., turn left onto Front Beach Rd., take the exit onto Pay Point Rd and property will be on the right.
Legal Description
BAY POINT GOLF VILLAS UNIT 1 UNIT 402 TYPE B ORB 447 P 727 2BR 2.5B 1420 H&C ORB 4377 P 453

General Property Info

Sub-Type
Condominium
Floor Number
Yes
Design
Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled)
1420
SqFt Source
Prop App Site
Full Baths
3
Total Baths
3
# of Stories in Building
2
Year Built
1980
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
0 x 0
Pool
No

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
2127
HOA Frequency
Quarterly
HOA Annual Amount
8508
New Buyer Fee
No
Brokerage Interest
No Interest
As Is
No
Condo Doc
Yes

Remarks & Misc

Remarks
Freshly renovated and move-in ready, this three-bedroom, three-bath two-story golf villa is located in the highly sought-after Bay Point community. Rarely available, these specific villas allow for short-term rentals, making this an excellent opportunity for both homeowners and investors. Every detail has been thoughtfully updated to provide modern comfort while maintaining a timeless appeal. This one stands out and comes fully furnished! The interior has been freshly painted throughout in Sherwin Williams Alabaster and Repose Gray, creating a clean and inviting backdrop. Popcorn ceilings have been removed and replaced with a smooth Level 5 finish, giving the home a more contemporary look and feel. Updated light fixtures, door knobs, and hinges further enhance the interior, while cordless blinds on the first floor and room-darkening drapes in the upstairs bedrooms add both style and function. The main level features a bright open layout with flexible living space. A newly added set of barn doors allows the downstairs living area to be used as a private office, den, or third bedroom, making the home adaptable to a variety of needs. A full bathroom on this level provides additional convenience for guests or multi-generational living. The kitchen is equipped with brand new WiFi-enabled appliances, including a whisper-quiet 46-decibel dishwasher. Just off the kitchen is a laundry area with a 2024 washer and dryer set included. Upstairs, two bedrooms and two full bathrooms provide private retreats for family and guests. The hallway features a spacious walk-in closet, offering ample storage rarely found in similar villas. Both bathrooms have been freshly updated to reflect the home's modern finishes. In 2023, a new HVAC system was installed along with sliding glass doors on the second floor, adding efficiency, comfort, and peace of mind for the new owner. This villa is as practical as it is stylish. Beyond the interior upgrades, it offers desirable functionality for everyday living and for use as a vacation rental property. Its thoughtful design balances open gathering areas with private bedroom spaces, making it ideal for both entertaining and relaxation. Bay Point is known as one of the premier gated communities in the area, offering resort-style amenities, golf, and a vibrant marina lifestyle. This villa is located within walking distance of the marina, giving owners easy access to boating, fishing, and dining. The combination of location, condition, and rental flexibility makes this property a rare find in today's market. The Bay Point Golf Villas HOA provides residents with a low-maintenance lifestyle by including valet trash service, water, and sewer in the monthly dues. Exterior insurance coverage, building maintenance, and professional landscaping and groundskeeping are also included, ensuring the community remains beautifully maintained and hassle-free for owners. Whether you are looking for a full-time residence, a second home, or a short-term rental investment, this renovated golf villa at Bay Point is ready to welcome its next owner. Schedule your private showing today and experience the lifestyle this property has to offer.

Dining Room

First
Yes

More Information

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

Interior Features

Floor – Tile
Yes
Pantry
Yes

Construction/Siding

Roof – Composite Shngl
Yes
Siding – Stucco
Yes

Exterior

Balcony
Yes
Patio Enclosed
Yes

Association Fees Include

Accounting
Yes
Dumpster
Yes
Gated Community
Yes
Ground Keeping
Yes
Insurance
Yes
Pest Control
Yes
Repairs/Maintenance
Yes
Security
Yes
Trash Disposal
Yes
Water
Yes
Irrigation
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes
Other
Yes

Furnished

Furnished
Yes

Interior

Floor – Carpet
Yes

Living Room

First
Yes

Lot Features

Covenants & Rescrictions
Yes
Interior Lot
Yes
Sidewalk
Yes

Lot Access

Gated Access
Yes
Paved Road
Yes

Parking Features

Deeded
Yes
No Garage
Yes
Parking Lot
Yes
Paved
Yes

Mstr Bath / Mstr Bdrm

MBath Walk-In Closet
Yes

Present Zoning

Resid Multi-Family
Yes

Association Amenities

Gated Community
Yes
Golf
Yes
Marina
Yes
Security-24 hour
Yes
Tennis
Yes
Dining
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Living Room
Yes
Master Bedroom
Yes

Utilities

Cable – Available
Yes
Electricity – Connected
Yes
Internet – Broadband Available
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes
Underground Utilities
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Heating

Central
Yes
Electric
Yes

Security Features

24 Hour Security
Yes
Gated with Guard
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Balcony; Patio Enclosed Association Fees Include: Accounting; Dumpster; Gated Community; Insurance; Irrigation; Ground Keeping; Repairs/Maintenance; Pest Control; Security; Trash Disposal; Water Financing: Cash; Conventional; FHA; VA; Other Furnished: Furnished Interior: Floor – Carpet Living Room: First Lot Features: Covenants & Rescrictions; Interior Lot; Sidewalk Lot Access: Gated Access; Paved Road Dining Room: First Security Features: 24 Hour Security; Gated with Guard; Smoke Detector(s) Parking Features: Deeded; No Garage; Parking Lot; Paved Association Amenities: Dining; Gated Community; Golf; Marina; Security-24 hour; Tennis Rooms: Bedroom; Dining Room; Living Room; Master Bedroom Utilities: Cable – Available; Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Multi-Family

Room Information

Room Name Level Dimensions Length Width
Living Room First 34 x 13 34.00 13.00
Dining Room First 10 x 12 10.00 12.00
Master Bedroom First 20 x 13 20.00 13.00
Bedroom First 18 x 12 18.00 12.00
Listing Office: EXP Realty LLC
Last Updated: June – 05 – 2026
Information deemed reliable but not guaranteed.