4305 Catherine Street, Panama City Beach, FL 32408
New Listing
$429,900
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,650
Lot Size (sq. ft.):
6,500
Status:
Active
Current Price:
$429,900
List Date:
9/08/2026
Last Modified:
9/08/2026
Overview
Description
…
(Read more)
Brand-new coastal-style home in the desirable Bay Point area with NO HOA! Located in the established Magnolia Beach neighborhood, this thoughtfully designed single-level residence offers three bedrooms, two bathrooms, approximately 1,650 square feet of heated and cooled living area, and an attached two-car garage. Interior features include luxury vinyl plank flooring, stone countertops, stainless-steel appliances, contemporary cabinetry, a pantry, a spacious primary suite with walk-in closet, and bright, modern finishes throughout. The home also features a finished attic/storage area with drywall and flooring that benefits from partial conditioning through the home’s HVAC system, providing unusually comfortable and versatile additional storage space. Energy- and storm-conscious construction includes spray foam insulation and hurricane-rated windows and doors, and the home is backed by a builder warranty. The exterior features coastal-blue siding, a white metal roof, covered front and rear porches, and a landscaped, fenced backyard with an irrigation system. Enjoy brand-new construction without HOA dues or restrictions in the sought-after Bay Point area, convenient to Bay Point Marina, golf, dining, shopping, St. Andrews State Park, the Navy Base, and the beaches of Panama City Beach.
Supplements:
Listing Details MLS# 795144
Contract Info
- List Price/SqFt
- 260.55
Location
- Area
- 03 – Bay County – Beach
- Street #
- 4305
- Street Name
- Catherine
- Street Suffix
- Street
- State
- FL
- Zip Code
- 32408
- County
- Bay
- Sub Area
- 0319 – Beach – East
- Subdivision
- No Named Subdivision
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 31327-000-000
- Elementary School
- Patronis
- Middle School
- Surfside
- High School
- Arnold
- Directions
- From Thomas Dr, turn east onto Magnolia Beach Rd. Stay on Magnolia Beach Rd at the curve, turn right onto West Ave, then right onto Catherine St. Property will be on the left.
- Legal Description
- MAGNOLIA BEACH 1ST ADD LOT 7 BLK F ORB 4928 P 779
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Beach House
- Apx SqFt(Htd/Cooled)
- 1650
- SqFt Source
- Builders Plans
- Full Baths
- 2
- Total Baths
- 2
- Accessory Dwelling Unit
- No
- Year Built
- 2026
- Construction Status
- Under Construction
- New Construction
- Yes
- Garage Y/N
- Yes
- Garage Spaces
- Yes
- Lot Dimensions
- 50 ft x 130.0 ft
- Acreage
- 0.15
- Lot Size (SqFt)
- 6500
- Pool
- No
- Half Baths
- 0
Listing Info, Tax and Legal
- HOA Fee
- No
- New Buyer Fee
- No
- Last Taxes
- 2234.66
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- Brand-new coastal-style home in the desirable Bay Point area with NO HOA! Located in the established Magnolia Beach neighborhood, this thoughtfully designed single-level residence offers three bedrooms, two bathrooms, approximately 1,650 square feet of heated and cooled living area, and an attached two-car garage. Interior features include luxury vinyl plank flooring, stone countertops, stainless-steel appliances, contemporary cabinetry, a pantry, a spacious primary suite with walk-in closet, and bright, modern finishes throughout. The home also features a finished attic/storage area with drywall and flooring that benefits from partial conditioning through the home's HVAC system, providing unusually comfortable and versatile additional storage space. Energy- and storm-conscious construction includes spray foam insulation and hurricane-rated windows and doors, and the home is backed by a builder warranty. The exterior features coastal-blue siding, a white metal roof, covered front and rear porches, and a landscaped, fenced backyard with an irrigation system. Enjoy brand-new construction without HOA dues or restrictions in the sought-after Bay Point area, convenient to Bay Point Marina, golf, dining, shopping, St. Andrews State Park, the Navy Base, and the beaches of Panama City Beach.
Garage
- First
- Yes
More Information
Appliances
- Cooktop – Gas
- Yes
- Dishwasher
- Yes
- Freezer
- Yes
- Microwave
- Yes
- Oven – Gas
- Yes
- Range – Gas
- Yes
- Refrigerator
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Breakfast Bar
- Yes
- Ceiling – Coffered
- Yes
- Floor – Vinyl Plank
- Yes
- Lighting – Recessed
- Yes
- Pantry
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Roof – Metal
- Yes
- Siding – Hardie Board
- Yes
- Trim – Vinyl
- Yes
Exterior
- Fenced Back Yard
- Yes
- Porch Covered
- Yes
- Sprinkler System
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Furnished
- Yes
Interior
- Ceiling – Tray
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Lot Features
- Cleared
- Yes
- Landscaped
- Yes
Lot Access
- City Street
- Yes
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
- Paved
- Yes
Present Zoning
- Resid Multi-Family
- Yes
- Resid Single Family
- Yes
Rooms
- Bedroom
- Yes
- Full Bathroom
- Yes
- Garage
- Yes
- Kitchen
- Yes
- Living Room
- Yes
- Primary Bathroom
- Yes
- Primary Bedroom
- Yes
Utilities
- Electricity – Availabile
- Yes
- Garbage
- Yes
- Sewer Available
- Yes
- Public Water – Available
- Yes
Full Bathroom
- First
- Yes
Primary Bedroom
- First
- Yes
Bedroom
- First
- Yes
Primary Bdrm/Primary Bath
- MBath Double Vanity
- Yes
- MBed Walk-in Closet
- Yes
Primary Bathroom
- First
- Yes
Security Features
- Smoke Detector(s)
- Yes
Property Features
Appliances:
Cooktop – Gas; Dishwasher; Freezer; Microwave; Oven – Gas; Range – Gas; Refrigerator; Water Heater – Electric
Full Bathroom:
First
Primary Bedroom:
First
Bedroom:
First
Exterior:
Fenced Back Yard; Porch Covered; Sprinkler System
Financing:
Cash; Conventional; FHA; VA
Furnished:
Furnished
Interior:
Ceiling – Tray
Kitchen:
First
Living Room:
First
Lot Features:
Cleared; Landscaped
Lot Access:
City Street; Paved Road
Primary Bathroom:
First
Garage:
First
Security Features:
Smoke Detector(s)
Parking Features:
Driveway; Garage Attached; Paved
Rooms:
Bedroom; Full Bathroom; Garage; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Utilities:
Electricity – Availabile; Garbage; Sewer Available; Public Water – Available
Present Zoning:
Resid Multi-Family; Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Primary Bedroom | First | 15 x 17 | 15.00 | 17.00 | Walk-in closet, tray ceiling, ceiling fan, exterior window. |
| Primary Bathroom | First | 9 x 10 | 9.00 | 10.00 | Double-vanity sinks, tiled shower. |
| Bedroom | First | 12 x 14 | 12.00 | 14.00 | Features one closet and ceiling fan, exterior window. |
| Bedroom | First | 12 x 14 | 12.00 | 14.00 | Features one closet and ceiling fan, exterior window. |
| Full Bathroom | First | 6 x 10 | 6.00 | 10.00 | Full bath including sink, toilet, and tub. |
| Living Room | First | 26 x 15 | 26.00 | 15.00 | Living area, including tray ceiling and perimeter windows. |
| Kitchen | First | 16 x 9 | 16.00 | 9.00 | |
| Garage | First | 23 x 24 | 23.00 | 24.00 |
Listing Office:
HomeCoin.com
Last Updated: September – 08 – 2026
Information deemed reliable but not guaranteed.