4305 Catherine Street, Panama City Beach, FL 32408

New Listing
$429,900
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,650 Lot Size (sq. ft.): 6,500 Status: Active
Current Price: $429,900 List Date: 9/08/2026 Last Modified: 9/08/2026

Overview

Description

Brand-new coastal-style home in the desirable Bay Point area with NO HOA! Located in the established Magnolia Beach neighborhood, this thoughtfully designed single-level residence offers three bedrooms, two bathrooms, approximately 1,650 square feet of heated and cooled living area, and an attached two-car garage. Interior features include luxury vinyl plank flooring, stone countertops, stainless-steel appliances, contemporary cabinetry, a pantry, a spacious primary suite with walk-in closet, and bright, modern finishes throughout. The home also features a finished attic/storage area with drywall and flooring that benefits from partial conditioning through the home's HVAC system, providing unusually comfortable and versatile additional storage space. Energy- and storm-conscious construction includes spray foam insulation and hurricane-rated windows and doors, and the home is backed by a builder warranty. The exterior features coastal-blue siding, a white metal roof, covered front and r

Supplements: Certificate of Occupancy pending completion of final municipal water and sewer connection.

Listing Details MLS# 795144

Contract Info

List Price/SqFt
260.55

Location

Area
03 – Bay County – Beach
Street #
4305
Street Name
Catherine
Street Suffix
Street
State
FL
Zip Code
32408
County
Bay
Sub Area
0319 – Beach – East
Subdivision
No Named Subdivision
Community/Resort
None
Waterfront
No
Parcel ID
31327-000-000
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
From Thomas Dr, turn east onto Magnolia Beach Rd. Stay on Magnolia Beach Rd at the curve, turn right onto West Ave, then right onto Catherine St. Property will be on the left.
Legal Description
MAGNOLIA BEACH 1ST ADD LOT 7 BLK F ORB 4928 P 779

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
1650
SqFt Source
Builders Plans
Full Baths
2
Total Baths
2
Accessory Dwelling Unit
No
Year Built
2026
Construction Status
Under Construction
New Construction
Yes
Garage Y/N
Yes
Garage Spaces
Yes
Lot Dimensions
50 ft x 130.0 ft
Acreage
0.15
Lot Size (SqFt)
6500
Pool
No
Half Baths
0

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
2234.66
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Brand-new coastal-style home in the desirable Bay Point area with NO HOA! Located in the established Magnolia Beach neighborhood, this thoughtfully designed single-level residence offers three bedrooms, two bathrooms, approximately 1,650 square feet of heated and cooled living area, and an attached two-car garage. Interior features include luxury vinyl plank flooring, stone countertops, stainless-steel appliances, contemporary cabinetry, a pantry, a spacious primary suite with walk-in closet, and bright, modern finishes throughout. The home also features a finished attic/storage area with drywall and flooring that benefits from partial conditioning through the home's HVAC system, providing unusually comfortable and versatile additional storage space. Energy- and storm-conscious construction includes spray foam insulation and hurricane-rated windows and doors, and the home is backed by a builder warranty. The exterior features coastal-blue siding, a white metal roof, covered front and rear porches, and a landscaped, fenced backyard with an irrigation system. Enjoy brand-new construction without HOA dues or restrictions in the sought-after Bay Point area, convenient to Bay Point Marina, golf, dining, shopping, St. Andrews State Park, the Navy Base, and the beaches of Panama City Beach.

Garage

First
Yes

More Information

Appliances

Cooktop – Gas
Yes
Dishwasher
Yes
Freezer
Yes
Microwave
Yes
Oven – Gas
Yes
Range – Gas
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

Interior Features

Breakfast Bar
Yes
Ceiling – Coffered
Yes
Floor – Vinyl Plank
Yes
Lighting – Recessed
Yes
Pantry
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Metal
Yes
Siding – Hardie Board
Yes
Trim – Vinyl
Yes

Exterior

Fenced Back Yard
Yes
Porch Covered
Yes
Sprinkler System
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Furnished
Yes

Interior

Ceiling – Tray
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Cleared
Yes
Landscaped
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Driveway
Yes
Garage Attached
Yes
Paved
Yes

Present Zoning

Resid Multi-Family
Yes
Resid Single Family
Yes

Rooms

Bedroom
Yes
Full Bathroom
Yes
Garage
Yes
Kitchen
Yes
Living Room
Yes
Primary Bathroom
Yes
Primary Bedroom
Yes

Utilities

Electricity – Availabile
Yes
Garbage
Yes
Sewer Available
Yes
Public Water – Available
Yes

Full Bathroom

First
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBed Walk-in Closet
Yes

Primary Bathroom

First
Yes

Security Features

Smoke Detector(s)
Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Freezer; Microwave; Oven – Gas; Range – Gas; Refrigerator; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Exterior: Fenced Back Yard; Porch Covered; Sprinkler System Financing: Cash; Conventional; FHA; VA Furnished: Furnished Interior: Ceiling – Tray Kitchen: First Living Room: First Lot Features: Cleared; Landscaped Lot Access: City Street; Paved Road Primary Bathroom: First Garage: First Security Features: Smoke Detector(s) Parking Features: Driveway; Garage Attached; Paved Rooms: Bedroom; Full Bathroom; Garage; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Utilities: Electricity – Availabile; Garbage; Sewer Available; Public Water – Available Present Zoning: Resid Multi-Family; Resid Single Family

Room Information

Room Name Level Dimensions Length Width Remarks
Primary Bedroom First 15 x 17 15.00 17.00 Walk-in closet, tray ceiling, ceiling fan, exterior window.
Primary Bathroom First 9 x 10 9.00 10.00 Double-vanity sinks, tiled shower.
Bedroom First 12 x 14 12.00 14.00 Features one closet and ceiling fan, exterior window.
Bedroom First 12 x 14 12.00 14.00 Features one closet and ceiling fan, exterior window.
Full Bathroom First 6 x 10 6.00 10.00 Full bath including sink, toilet, and tub.
Living Room First 26 x 15 26.00 15.00 Living area, including tray ceiling and perimeter windows.
Kitchen First 16 x 9 16.00 9.00
Garage First 23 x 24 23.00 24.00
Listing Office: HomeCoin.com
Last Updated: September – 08 – 2026
Information deemed reliable but not guaranteed.