4405 De Len Drive, Panama City, FL 32404 (MLS# 789751)

4405 De Len Drive, Panama City, FL 32404

$739,000

Virtual Tour

https://my.matterport.com/show/?m=pT9xPP8Dpea&brand=0&mls=1&

Rear patio view with fire pit and bar b que grill to the right

View from under covered patio to the grille and fire pit area.

Patio fire pit area. Your private boat dock is in the distance

View of family room from living room overlooks patio

Kitchen with granite counters and built-in appliances

This kitchen has a convenient work station

One of two separate vanities. This one has a makeup seating

The master bathroom has a privacy toilet and bidet

The master closet has custom storage and shelving

The split bedroom plan has a huge second master bedroom with wall to wall carpet and dual closets

The second bedroom has it's own bathroom

This third bathroom has a tub shower combination

On the right side of the driveway is a separate garage / shop

Inside Shop is finished with high ceilings, LED lighting and ceiling fans

The north and east sides of the shop have covered parking and power connections for RVs

View of parking area in front of shop on left and home on right

Aerial view of property from straight overhead

Aeriakl view from 200' facing south from over the lake

Higher view facing south from over the lake

Wood burning fireplace and outdoor patio

Aerial view from the southeast facing north towards Deerpoint Lake.

Aerial view facing south from over open waters of Deerpoint Lake

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,571 Lot Size (sq. ft.): 115,957 Status: Active

Current Price: $739,000 List Date: 5/12/2026 Last Modified: 9/15/2026

Overview

Description

OPEN HOUSE SAT. 9/19 and SUNDAY 9/20 1-3 PM. This exceptional home sits on 2.66 acres of direct Deerpoint Lake frontage in Bay County, Florida. Updated in 2017 and in excellent condition, it offers a rare combination of modern finishes, serious outdoor entertaining space, a detached garage, and a private boat dock. The paved circle driveway with tall covered parking accommodates a boat, RV, or extra vehicles with ease. Brick construction and vinyl trim keep maintenance minimal — a detail you'll appreciate before you even step inside. Inside, high ceilings and quality ceramic plank flooring set the tone throughout. A formal dining room and ornate dry bar anchor the open floor plan, which flows naturally into a family room and adjacent sitting area centered around a large wood-burning fireplace — both overlooking the incredible outdoor entertainment area beyond. The peninsula kitchen is clean and modern: granite countertops, stainless appliances, and a Jenn-Air cooktop with built-in … (Read more) OPEN HOUSE SAT. 9/19 and SUNDAY 9/20 1-3 PM. This exceptional home sits on 2.66 acres of direct Deerpoint Lake frontage in Bay County, Florida. Updated in 2017 and in excellent condition, it offers a rare combination of modern finishes, serious outdoor entertaining space, a detached garage, and a private boat dock. The paved circle driveway with tall covered parking accommodates a boat, RV, or extra vehicles with ease. Brick construction and vinyl trim keep maintenance minimal — a detail you’ll appreciate before you even step inside. Inside, high ceilings and quality ceramic plank flooring set the tone throughout. A formal dining room and ornate dry bar anchor the open floor plan, which flows naturally into a family room and adjacent sitting area centered around a large wood-burning fireplace — both overlooking the incredible outdoor entertainment area beyond. The peninsula kitchen is clean and modern: granite countertops, stainless appliances, and a Jenn-Air cooktop with built-in oven and convection microwave. The primary suite was fully enhanced in 2017 with an additional dedicated A/C unit, dual vanities, a tile rain shower, an alcove soaking tub, and a private toilet and bidet. The 2017 renovation also created a second primary bedroom — a generous 12×22 with twin closets and its own bathroom. A Maytag washer and dryer convey with the home. The finished, oversized attached double garage connects directly to the kitchen for everyday convenience. Outside, the east side of the property remains wooded for privacy. A 24 x30 detached garage with high ceilings, LED lighting, and ceiling fans has been built out as a serious workshop — wired with multiple 220V circuits for an RV connection, compressor, or welder. Paver parking extends along two sides. Behind the home, a 45×52 paver entertainment area features a built-in brick and stainless grill and a large stone fire pit. An electrical stub-out and outdoor shower are already in place for a future pool. Down at the water, a private dock and covered 16×20 boathouse await. The property runs on a 4-inch well with a dedicated well house and filtration system serving the home and two irrigation zones. Septic and drain field eliminate city water and sewer costs entirely. No HOA. Flood Zone X — no flood insurance required.

Open Houses

Saturday, September 19, 1:00 pm – 3:00 pm
Sunday, September 20, 1:00 pm – 3:00 pm

Listing Details MLS# 789751

Contract Info

List Price/SqFt: 287.44

Location

Area: 04 – Bay County – North
Street #: 4405
Street Name: De Len
Street Suffix: Drive
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0414 – Bay North – East Deerpoint/Bear Creek
Subdivision: Deerwood
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 05534-209-000
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: From Highway 231 go north on County Road 2321. Turn North on CR 2311. Go north approx 1 mile Left on DeLen Drive. Home is first on right. Look for agents sign.
Legal Description: DEERWOOD M-127C LOT 9 ORB 1593 P 910 ORB 1610 P 1502

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 2571
SqFt Source: Builders Plans
Full Baths: 3
Total Baths: 3
# of Stories in Building: Yes
Accessory Dwelling Unit: No
Year Built: 1997
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 4
Covered Spaces: 2
Driveway Spaces: 6
Lot Dimensions: 240 x 430 irregular, 358'waterfront
Acreage: 2.66
Lot Size (SqFt): 115957
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 2555
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

Remarks & Misc

Remarks: OPEN HOUSE SAT. 9/19 and SUNDAY 9/20 1-3 PM. This exceptional home sits on 2.66 acres of direct Deerpoint Lake frontage in Bay County, Florida. Updated in 2017 and in excellent condition, it offers a rare combination of modern finishes, serious outdoor entertaining space, a detached garage, and a private boat dock. The paved circle driveway with tall covered parking accommodates a boat, RV, or extra vehicles with ease. Brick construction and vinyl trim keep maintenance minimal — a detail you'll appreciate before you even step inside. Inside, high ceilings and quality ceramic plank flooring set the tone throughout. A formal dining room and ornate dry bar anchor the open floor plan, which flows naturally into a family room and adjacent sitting area centered around a large wood-burning fireplace — both overlooking the incredible outdoor entertainment area beyond. The peninsula kitchen is clean and modern: granite countertops, stainless appliances, and a Jenn-Air cooktop with built-in oven and convection microwave. The primary suite was fully enhanced in 2017 with an additional dedicated A/C unit, dual vanities, a tile rain shower, an alcove soaking tub, and a private toilet and bidet. The 2017 renovation also created a second primary bedroom — a generous 12×22 with twin closets and its own bathroom. A Maytag washer and dryer convey with the home. The finished, oversized attached double garage connects directly to the kitchen for everyday convenience. Outside, the east side of the property remains wooded for privacy. A 24 x30 detached garage with high ceilings, LED lighting, and ceiling fans has been built out as a serious workshop — wired with multiple 220V circuits for an RV connection, compressor, or welder. Paver parking extends along two sides. Behind the home, a 45×52 paver entertainment area features a built-in brick and stainless grill and a large stone fire pit. An electrical stub-out and outdoor shower are already in place for a future pool. Down at the water, a private dock and covered 16×20 boathouse await. The property runs on a 4-inch well with a dedicated well house and filtration system serving the home and two irrigation zones. Septic and drain field eliminate city water and sewer costs entirely. No HOA. Flood Zone X — no flood insurance required.

Covered Porch

First: Yes

More Information

Deck/Patio

First: Yes

Dining Room

First: Yes

Family Room

First: Yes

Garage

First: Yes

Laundry

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Down Draft: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Raised: Yes
Floor – Tile: Yes
Pantry: Yes
Security System: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Trim – Vinyl: Yes

Exterior

Built-in Barbecue/Grill: Yes
Fire Pit: Yes
Patio Covered: Yes
Patio Open: Yes
Sprinkler System: Yes

Waterfront Feature

Dock: Yes

Other Structures

Boat House: Yes
Workshop: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Negotiable: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Deeded Access Water: Yes
Near Public Boat Ramp: Yes
Waterfront: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Carport Detached: Yes
Driveway: Yes
Garage Attached: Yes
Garage Detached: Yes
Garage Door Opener: Yes
Oversized: Yes
Paved: Yes
RV – Carport: Yes
RV Garage: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Covered Porch: Yes
Deck/Patio: Yes
Dining Room: Yes
Family Room: Yes
Full Bathroom: Yes
Garage: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

Security System: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Electric 220/240: Yes
Private Well: Yes
Septic Tank: Yes
Underground Utilities: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Zoned: Yes

Heating

Central: Yes
Fireplace – Wood Burning: Yes

Primary Bdrm/Primary Bath

MBath Bidet: Yes
MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes
MBed Waterfront: Yes

Primary Bathroom

First: Yes

Security Features

Security System Owned: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Down Draft; Dryer; Microwave; Oven – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Zoned Heating: Central; Fireplace – Wood Burning Exterior: Built-in Barbecue/Grill; Fire Pit; Patio Covered; Patio Open; Sprinkler System Financing: Cash; Conventional; FHA; USDA; VA Furnished: Negotiable Kitchen: First Living Room: First Lot Features: Deeded Access Water; Near Public Boat Ramp; Waterfront Lot Access: County Road; Paved Road Primary Bathroom: First Covered Porch: First Dining Room: First Family Room: First Garage: First Laundry: First Security Features: Security System Owned Parking Features: Additional Parking; Carport Detached; Driveway; Garage Attached; Garage Detached; Garage Door Opener; Oversized; Paved; RV – Carport; RV Garage Other Structures: Boat House; Workshop Rooms: Bedroom; Covered Porch; Deck/Patio; Dining Room; Family Room; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Showing: Security System Utilities: TV Cable; Electric 220/240; Electricity – Connected; Private Well; Septic Tank; Underground Utilities Waterfront Type: Lakefront Waterfront Feature: Dock Waterview: Lake Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	First	21 x 14	21.00	14.00
Primary Bathroom	First	20 x 10	20.00	10.00
Living Room	First	20 x 14	20.00	14.00
Dining Room	First	13 x 10.5	13.00	10.50
Family Room	First	17 x 15.6	17.00	15.60
Bedroom	First	22 x 12	22.00	12.00
Full Bathroom	First	8 x 5.6	8.00	5.60	Off 2nd master bedroom
Bedroom	First	12 x 11	12.00	11.00
Full Bathroom	First	8.6 x 5	8.60	5.00	Off 3rd bedroom
Kitchen	First	15 x 15	15.00	15.00
Laundry	First	8 x 6	8.00	6.00
Garage	First	24 x 23	24.00	23.00	Attached garage
Garage	First				Detached garage
Deck/Patio	First	45 x 52	45.00	52.00
Covered Porch	First	14 x 10	14.00	10.00

Listing Office: True Coastal Realty PLLC

Last Updated: September – 15 – 2026

Information deemed reliable but not guaranteed.