4409 Deer Point Cove Lane, Panama City, FL 32404

$975,000
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,926 Lot Size (sq. ft.): 54,886 Status: Active
Current Price: $975,000 List Date: 1/08/2026 Last Modified: 2/06/2026

Description

Discover an exceptional privately gated estate on Deer Point Cove Lane, set within a small, private setting and crafted with impressive detail, functionality, and quality throughout. This red-brick residence is introduced by an elongated half-circle driveway, expansive RV parking, and a 2+ car garage wired for electric charging. A detached third garage adds even more versatility and includes a climate-controlled 2,000-bottle wine cellar with Vintage View and Sorbus racking, plus a fully equipped 11×6 secure storage and firearms room. The property also conveys with a half-acre, fully buildable lot (estimated $100K value) already improved with power, offering opportunities for future use or added privacy. Additional exterior features include 58 solar panels with two Tesla Powerwalls, a sprinkler system, private Econfina well, septic, security cameras, Ring doorbell, hardwired pathway lighting, Nest thermostats, and two HVAC systems. Inside, the main level features ceramic tile flooring, a newly remodeled kitchen, and an extra-large island topped with an exotic marble-granite hybrid that extends into a full-height backsplash. The GE Café Signature Series appliance suite and Italian copper ductless range hood create a striking focal point. The grand living room showcases 20-foot ceilings and overlooks the saltwater pool and hot tub, supported by pool pumps, filtration system, and gas heater that are less than five years old. Outdoor living includes two dedicated entertainment areas. The first is a fully outfitted pool house kitchen with a fireplace, bar area, refrigerators, microwave, and sound system. Across the patio, the second outdoor kitchen includes a grill, stovetop, wine fridge, refrigerator (plumbed for an icemaker), prep sink, ceiling fan, and its own A/C unit. The main-level owner’s suite features coffered ceilings, a sitting area, and double French doors leading to the pool area. The remodeled bath includes live-edge granite counters, vessel sinks, a soaking tub, extensive storage, and a remarkable 12-foot shower with five showerheads. Upstairs, a beautifully updated full bath showcases live-edge granite, oval vessel sinks, a glass-enclosed tub/shower, and frosted glass barn doors. Four additional bedrooms offer generous closet space, including one en suite with a balcony overlooking the pool. The oversized bedroom above the garage provides excellent potential for a media room or other flexible use. This estate offers extensive upgrades, thoughtfully designed spaces, and modern systems, creating a standout opportunity near Deer Point Lake.

More Information MLS# 782527

Listing Info, Tax and Legal

Homestead: Yes HOA Fee: Yes HOA Amount: 681 HOA Frequency: Annually HOA Annual Amount: 681 New Buyer Fee: No Last Taxes: 7973 Last Tax Year: 2024 Brokerage Interest: Owner Outside Licensee – Owner is a licensed real estate broker or salesperson. As Is: Yes

Contract Info

List Price/SqFt: 248.34 Status: Active List Date: 2025-12-09 List Price: $975,000 Current Price: $975,000

Location

Sub Area: 0410 – Bay North – West Deerpoint/Southport Community/Resort: None Waterfront: No Elementary School: Deer Point Middle School: Deane Bozeman High School: Deane Bozeman Directions: From hwy 2321 turn onto highpoint road. deer point cove lane is on the left. home is on the right. Area: 04 – Bay County – North Street #: 4409 Street Name: Deer Point Cove Street Suffix: Lane State: FL Zip Code: 32404 County: Bay Subdivision: Deer Point Cove Parcel ID: 05487-750-005 Legal Description: DEER POINT COVE LOT 1 ***AND*** RETENTION AREA DES IN ORB 2935 P 758 ORB 4688 P 440

General Property Info

Acreage: 1.26 Design: Craftsman Style Lot Size (SqFt): 54886 Apx SqFt(Htd/Cooled): 3926 Construction Status: Construction Complete SqFt Source: Prop App Site # of Stories in Building: 2 Lot Dimensions: survey needed New Construction: No Garage Y/N: Yes Garage Spaces: 3 Driveway Spaces: 12 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 5 Full Baths: 3 Total Baths: 3 Year Built: 2006

Remarks & Misc

Remarks: Discover an exceptional privately gated estate on Deer Point Cove Lane, set within a small, private setting and crafted with impressive detail, functionality, and quality throughout. This red-brick residence is introduced by an elongated half-circle driveway, expansive RV parking, and a 2+ car garage wired for electric charging. A detached third garage adds even more versatility and includes a climate-controlled 2,000-bottle wine cellar with Vintage View and Sorbus racking, plus a fully equipped 11×6 secure storage and firearms room. The property also conveys with a half-acre, fully buildable lot (estimated $100K value) already improved with power, offering opportunities for future use or added privacy. Additional exterior features include 58 solar panels with two Tesla Powerwalls, a sprinkler system, private Econfina well, septic, security cameras, Ring doorbell, hardwired pathway lighting, Nest thermostats, and two HVAC systems. Inside, the main level features ceramic tile flooring, a newly remodeled kitchen, and an extra-large island topped with an exotic marble-granite hybrid that extends into a full-height backsplash. The GE Café Signature Series appliance suite and Italian copper ductless range hood create a striking focal point. The grand living room showcases 20-foot ceilings and overlooks the saltwater pool and hot tub, supported by pool pumps, filtration system, and gas heater that are less than five years old. Outdoor living includes two dedicated entertainment areas. The first is a fully outfitted pool house kitchen with a fireplace, bar area, refrigerators, microwave, and sound system. Across the patio, the second outdoor kitchen includes a grill, stovetop, wine fridge, refrigerator (plumbed for an icemaker), prep sink, ceiling fan, and its own A/C unit. The main-level owner’s suite features coffered ceilings, a sitting area, and double French doors leading to the pool area. The remodeled bath includes live-edge granite counters, vessel sinks, a soaking tub, extensive storage, and a remarkable 12-foot shower with five showerheads. Upstairs, a beautifully updated full bath showcases live-edge granite, oval vessel sinks, a glass-enclosed tub/shower, and frosted glass barn doors. Four additional bedrooms offer generous closet space, including one en suite with a balcony overlooking the pool. The oversized bedroom above the garage provides excellent potential for a media room or other flexible use. This estate offers extensive upgrades, thoughtfully designed spaces, and modern systems, creating a standout opportunity near Deer Point Lake.

Association Fees Include

Accounting: 1 Gated Community: 1

Furnished

Unfurnished: 1

Rooms

Dining Room: 1 Family Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Showing

ShowingTime: 1

Utilities

Electricity – Connected: 1 Propane: 1 Generator: 1 Private Well: 1 Septic Tank: 1 Solar: 1

Property Features

Association Fees Include: Accounting; Gated Community Furnished: Unfurnished Rooms: Dining Room; Family Room; Kitchen; Living Room; Master Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Generator; Private Well; Propane; Septic Tank; Solar

Room Information

Dining Room Dimensions: 16 x 9 Length: 16.00 Width: 9.00 Dimensions: 16 x 9 Family Room Dimensions: 17 x 14 Length: 17.00 Width: 14.00 Dimensions: 17 x 14 Living Room Dimensions: 16 x 24 Length: 16.00 Width: 24.00 Dimensions: 16 x 24 Kitchen Dimensions: 26 x 12 Length: 26.00 Width: 12.00 Dimensions: 26 x 12 Master Bedroom Dimensions: 18 x 22 Length: 18.00 Width: 22.00 Dimensions: 18 x 22
Listing Office: Empire Real Estate of Florida LLC
Last Updated: February – 06 – 2026
Information deemed reliable but not guaranteed.