4409 Deer Point Cove Lane, Panama City, FL 32404
$975,000
Property Type:
Residential
Bedrooms:
5
Baths:
3
Square Footage:
3,926
Lot Size (sq. ft.):
54,886
Status:
Active
Current Price:
$975,000
List Date:
1/08/2026
Last Modified:
2/06/2026
Description
Discover an exceptional privately gated estate on Deer Point Cove Lane, set within a small, private setting and crafted with impressive detail, functionality, and quality throughout. This red-brick residence is introduced by an elongated half-circle driveway, expansive RV parking, and a 2+ car garage wired for electric charging. A detached third garage adds even more versatility and includes a climate-controlled 2,000-bottle wine cellar with Vintage View and Sorbus racking, plus a fully equipped 11×6 secure storage and firearms room.
The property also conveys with a half-acre, fully buildable lot (estimated $100K value) already improved with power, offering opportunities for future use or added privacy. Additional exterior features include 58 solar panels with two Tesla Powerwalls, a sprinkler system, private Econfina well, septic, security cameras, Ring doorbell, hardwired pathway lighting, Nest thermostats, and two HVAC systems.
Inside, the main level features ceramic tile flooring, a newly remodeled kitchen, and an extra-large island topped with an exotic marble-granite hybrid that extends into a full-height backsplash. The GE Café Signature Series appliance suite and Italian copper ductless range hood create a striking focal point. The grand living room showcases 20-foot ceilings and overlooks the saltwater pool and hot tub, supported by pool pumps, filtration system, and gas heater that are less than five years old.
Outdoor living includes two dedicated entertainment areas. The first is a fully outfitted pool house kitchen with a fireplace, bar area, refrigerators, microwave, and sound system. Across the patio, the second outdoor kitchen includes a grill, stovetop, wine fridge, refrigerator (plumbed for an icemaker), prep sink, ceiling fan, and its own A/C unit.
The main-level owner’s suite features coffered ceilings, a sitting area, and double French doors leading to the pool area. The remodeled bath includes live-edge granite counters, vessel sinks, a soaking tub, extensive storage, and a remarkable 12-foot shower with five showerheads.
Upstairs, a beautifully updated full bath showcases live-edge granite, oval vessel sinks, a glass-enclosed tub/shower, and frosted glass barn doors. Four additional bedrooms offer generous closet space, including one en suite with a balcony overlooking the pool. The oversized bedroom above the garage provides excellent potential for a media room or other flexible use.
This estate offers extensive upgrades, thoughtfully designed spaces, and modern systems, creating a standout opportunity near Deer Point Lake.
More Information MLS# 782527
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 681
HOA Frequency: Annually
HOA Annual Amount: 681
New Buyer Fee: No
Last Taxes: 7973
Last Tax Year: 2024
Brokerage Interest: Owner Outside Licensee – Owner is a licensed real estate broker or salesperson.
As Is: Yes
Contract Info
List Price/SqFt: 248.34
Status: Active
List Date: 2025-12-09
List Price: $975,000
Current Price: $975,000
Location
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Community/Resort: None
Waterfront: No
Elementary School: Deer Point
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From hwy 2321 turn onto highpoint road. deer point cove lane is on the left. home is on the right.
Area: 04 – Bay County – North
Street #: 4409
Street Name: Deer Point Cove
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Subdivision: Deer Point Cove
Parcel ID: 05487-750-005
Legal Description: DEER POINT COVE LOT 1 ***AND*** RETENTION AREA DES IN ORB 2935 P 758 ORB 4688 P 440
General Property Info
Acreage: 1.26
Design: Craftsman Style
Lot Size (SqFt): 54886
Apx SqFt(Htd/Cooled): 3926
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
Lot Dimensions: survey needed
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Driveway Spaces: 12
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 3
Total Baths: 3
Year Built: 2006
Remarks & Misc
Remarks: Discover an exceptional privately gated estate on Deer Point Cove Lane, set within a small, private setting and crafted with impressive detail, functionality, and quality throughout. This red-brick residence is introduced by an elongated half-circle driveway, expansive RV parking, and a 2+ car garage wired for electric charging. A detached third garage adds even more versatility and includes a climate-controlled 2,000-bottle wine cellar with Vintage View and Sorbus racking, plus a fully equipped 11×6 secure storage and firearms room.
The property also conveys with a half-acre, fully buildable lot (estimated $100K value) already improved with power, offering opportunities for future use or added privacy. Additional exterior features include 58 solar panels with two Tesla Powerwalls, a sprinkler system, private Econfina well, septic, security cameras, Ring doorbell, hardwired pathway lighting, Nest thermostats, and two HVAC systems.
Inside, the main level features ceramic tile flooring, a newly remodeled kitchen, and an extra-large island topped with an exotic marble-granite hybrid that extends into a full-height backsplash. The GE Café Signature Series appliance suite and Italian copper ductless range hood create a striking focal point. The grand living room showcases 20-foot ceilings and overlooks the saltwater pool and hot tub, supported by pool pumps, filtration system, and gas heater that are less than five years old.
Outdoor living includes two dedicated entertainment areas. The first is a fully outfitted pool house kitchen with a fireplace, bar area, refrigerators, microwave, and sound system. Across the patio, the second outdoor kitchen includes a grill, stovetop, wine fridge, refrigerator (plumbed for an icemaker), prep sink, ceiling fan, and its own A/C unit.
The main-level owner’s suite features coffered ceilings, a sitting area, and double French doors leading to the pool area. The remodeled bath includes live-edge granite counters, vessel sinks, a soaking tub, extensive storage, and a remarkable 12-foot shower with five showerheads.
Upstairs, a beautifully updated full bath showcases live-edge granite, oval vessel sinks, a glass-enclosed tub/shower, and frosted glass barn doors. Four additional bedrooms offer generous closet space, including one en suite with a balcony overlooking the pool. The oversized bedroom above the garage provides excellent potential for a media room or other flexible use.
This estate offers extensive upgrades, thoughtfully designed spaces, and modern systems, creating a standout opportunity near Deer Point Lake.
Association Fees Include
Accounting: 1
Gated Community: 1
Furnished
Unfurnished: 1
Rooms
Dining Room: 1
Family Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity – Connected: 1
Propane: 1
Generator: 1
Private Well: 1
Septic Tank: 1
Solar: 1
Property Features
Association Fees Include: Accounting; Gated Community
Furnished: Unfurnished
Rooms: Dining Room; Family Room; Kitchen; Living Room; Master Bedroom
Showing: ShowingTime
Utilities: Electricity – Connected; Generator; Private Well; Propane; Septic Tank; Solar
Room Information
Dining Room
Dimensions: 16 x 9
Length: 16.00
Width: 9.00
Dimensions: 16 x 9
Family Room
Dimensions: 17 x 14
Length: 17.00
Width: 14.00
Dimensions: 17 x 14
Living Room
Dimensions: 16 x 24
Length: 16.00
Width: 24.00
Dimensions: 16 x 24
Kitchen
Dimensions: 26 x 12
Length: 26.00
Width: 12.00
Dimensions: 26 x 12
Master Bedroom
Dimensions: 18 x 22
Length: 18.00
Width: 22.00
Dimensions: 18 x 22
Listing Office:
Empire Real Estate of Florida LLC
Last Updated: February – 06 – 2026
Information deemed reliable but not guaranteed.