4421 Mill Bayou Road, Panama City, FL 32404 (MLS# 787730)

4421 Mill Bayou Road, Panama City, FL 32404

$364,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,052 Lot Size (sq. ft.): 64,469 Status: Active

Current Price: $364,000 List Date: 4/01/2026 Last Modified: 6/23/2026

Overview

Description

If you’ve been dreaming of space, privacy, room to breathe, with No HOA, this may be what you are looking for. Situated on 1.48 acres, this 3-bedroom, 2-bathroom home offers a comfortable blend of space and convenience. With approximately 2,052 square feet, the layout features the primary suite on the main floor, along with the living area, kitchen and dining room. The dining room includes a door leading to the back yard allowing for flexible use to suit your needs. Upstairs offers two additional bedrooms, a bathroom, plus a large bonus room, perfect for a game room, home office or extra living space. Whether you’re looking for extra elbow room, a place to spread out, or looking for that ‘country living feel’ without being far from town, this property is worth a look.

Listing Details MLS# 787730

Contract Info

List Price/SqFt: 177.39

Location

Area: 02 – Bay County – Central
Street #: 4421
Street Name: Mill Bayou
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0201 – Bay – Central NE
Subdivision: Mill Bayou Estates
Community/Resort: None
Waterfront: No
Parcel ID: 11423-105-000
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: Going North on US Hwy 231, turn left onto Cato Road, turn left onto 43rd Street, turn right onto Mill Bayou Road, house on the left.
Legal Description: 13-3S-14W ST A B DEV CO PLAT COM 176.30' W & 537.51' N OF SE COR OF NW1/4 TH N 512.49' E 126.3S 512.49' W 126.3' TO POB AKA LOT3 & N1/2 LOT 2 -65.25- 116A ORB 4776 P 152 (* See Deed in Documents tab for full legal description.)

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 2052
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 2
Year Built: 1985
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: Yes
Lot Dimensions: 512 x 126
Acreage: 1.48
Lot Size (SqFt): 64469
Pool: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 2942
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: If you've been dreaming of space, privacy, room to breathe, with No HOA, this may be what you are looking for. Situated on 1.48 acres, this 3-bedroom, 2-bathroom home offers a comfortable blend of space and convenience. With approximately 2,052 square feet, the layout features the primary suite on the main floor, along with the living area, kitchen and dining room. The dining room includes a door leading to the back yard allowing for flexible use to suit your needs. Upstairs offers two additional bedrooms, a bathroom, plus a large bonus room, perfect for a game room, home office or extra living space. Whether you're looking for extra elbow room, a place to spread out, or looking for that 'country living feel' without being far from town, this property is worth a look.

Bonus Room

Second: Yes

More Information

Dining Room

First: Yes

Laundry

First: Yes

Appliances

Range – Electric: Yes

Other Structures

Shed(s): Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Cleared: Yes

Parking Features

Additional Parking: Yes
Carport Detached: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Private Well: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Full Bathroom

Second: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes

Primary Bathroom

First: Yes

Property Features

Appliances: Range – Electric Full Bathroom: Second Primary Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Cleared Bonus Room: Second Primary Bathroom: First Dining Room: First Laundry: First Parking Features: Additional Parking; Carport Detached Other Structures: Shed(s) Rooms: Bedroom; Bonus Room; Dining Room; Full Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Private Well; Septic Tank

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	20 x 15	20.00	15.00	Approx, measure if important
Kitchen	First	19 x 6.5	19.00	6.50	Approx, measure if important
Dining Room	First	10 x 10	10.00	10.00	Approx, measure if important
Primary Bedroom	First	13 x 15	13.00	15.00	Approx, measure if important
Primary Bathroom	First	12 x 8	12.00	8.00	Approx, measure if important
Bedroom	Second	12 x 9	12.00	9.00	Approx, measure if important
Bedroom	Second	12 x 9	12.00	9.00	Approx, measure if important
Bonus Room	Second	19 x 15	19.00	15.00	Approx, measure if important
Full Bathroom	Second	9 x 7	9.00	7.00	Approx, measure if important
Laundry	First	13 x 6	13.00	6.00	Approx, measure if important

Listing Office: Coldwell Banker Realty

Last Updated: June – 23 – 2026

Information deemed reliable but not guaranteed.