4447 Terzino Lane, Chipley, FL 32428 (MLS# 793219)

4447 Terzino Lane, Chipley, FL 32428

New Listing

$699,999

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,304 Lot Size (sq. ft.): 138,956 Status: Active

Current Price: $699,999 List Date: 7/28/2026 Last Modified: 7/28/2026

Overview

Description

Luxury living meets everyday comfort on 3.19± acres overlooking Grassy Pond. This beautifully crafted 4-bedroom, 2-bath custom home showcases exceptional craftsmanship, upscale finishes, and resort-style outdoor living in a peaceful waterfront setting. Step inside to an expansive open-concept design where abundant natural light, and rich eucalyptus hardwood flooring create a warm, inviting atmosphere. The spacious living room is anchored by a stunning floor-to-ceiling stone fireplace, while the adjoining dining area flows effortlessly into a chef's kitchen designed for both everyday living and entertaining. The kitchen is sure to impress with custom wood cabinetry, granite countertops, an oversized island with seating, a striking copper vent hood, and a dual-fuel Thor range featuring six gas burners with an electric oven. An additional serving bar and stainless steel appliances complete this incredible space. Designed with both comfort and functionality in mind, this split-bedroom flo … (Read more) Luxury living meets everyday comfort on 3.19± acres overlooking Grassy Pond. This beautifully crafted 4-bedroom, 2-bath custom home showcases exceptional craftsmanship, upscale finishes, and resort-style outdoor living in a peaceful waterfront setting. Step inside to an expansive open-concept design where abundant natural light, and rich eucalyptus hardwood flooring create a warm, inviting atmosphere. The spacious living room is anchored by a stunning floor-to-ceiling stone fireplace, while the adjoining dining area flows effortlessly into a chef’s kitchen designed for both everyday living and entertaining. The kitchen is sure to impress with custom wood cabinetry, granite countertops, an oversized island with seating, a striking copper vent hood, and a dual-fuel Thor range featuring six gas burners with an electric oven. An additional serving bar and stainless steel appliances complete this incredible space. Designed with both comfort and functionality in mind, this split-bedroom floor plan creates a private retreat in the spacious primary suite. The bedroom includes a large walk-in closet, while the spa-inspired en-suite bath features dual vanities, a freestanding soaking tub, and an impressive travertine walk-in shower. The bath also offers direct access to the oversized laundry room, adding everyday convenience. Three additional bedrooms are complemented by an exceptional guest bathroom–a rare design featuring double sinks, a tub/shower combination, and an additional separate walk-in shower, providing outstanding functionality for family and visitors alike. The whole house generator provides reliable backup power for added peace of mind. Step outside to your own private waterfront paradise. The custom saltwater pool features a sun shelf, waterfall, and expansive paver deck, all perfectly positioned to take in the picturesque views of Grassy Pond. A large covered back porch provides the ideal place to relax in the shade, while the 24′ x 16′ pole barn gazebo creates another inviting space for outdoor entertaining. Gather around the fire pit on cool evenings or take advantage of the impressive 60′ x 36′ barn, complete with two enclosed bays and an RV lean-to, offering exceptional storage for equipment, recreational vehicles, boats, or workshop space. Situated on 3.19± acres with beautiful lake frontage, this exceptional property offers the perfect balance of privacy, luxury, and everyday comfort. From the quality finishes throughout the home to the incredible outdoor amenities and breathtaking views, every detail has been thoughtfully designed. If you’ve been searching for a one-of-a-kind waterfront property that truly has it all, this is one you won’t want to miss. Schedule your private showing today!

Listing Details MLS# 793219

Contract Info

List Price/SqFt: 303.82

Location

Area: 10 – Washington County
Street #: 4447
Street Name: Terzino
Street Suffix: Lane
State: FL
Zip Code: 32428
County: Washington
Sub Area: 1002 – Washington SE
Subdivision: Grassy Pond Ranch
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 00000000-00-3073-0031
Directions: From Chipley head south on Hwy 77. Left onto Grassy Pond Road, continue left on Grassy Pond Road, then take a left onto Terzino Ln and home will be on your left. Sign up.
Legal Description: 9 1 14 3.19 LOT 30 GPR REC PLAT, ORB 1168 P 727

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2304
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2021
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: 2
Lot Dimensions: 292x626x91x497x98x54
Acreage: 3.19
Lot Size (SqFt): 138956
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 3724.77
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Luxury living meets everyday comfort on 3.19± acres overlooking Grassy Pond. This beautifully crafted 4-bedroom, 2-bath custom home showcases exceptional craftsmanship, upscale finishes, and resort-style outdoor living in a peaceful waterfront setting. Step inside to an expansive open-concept design where abundant natural light, and rich eucalyptus hardwood flooring create a warm, inviting atmosphere. The spacious living room is anchored by a stunning floor-to-ceiling stone fireplace, while the adjoining dining area flows effortlessly into a chef's kitchen designed for both everyday living and entertaining. The kitchen is sure to impress with custom wood cabinetry, granite countertops, an oversized island with seating, a striking copper vent hood, and a dual-fuel Thor range featuring six gas burners with an electric oven. An additional serving bar and stainless steel appliances complete this incredible space. Designed with both comfort and functionality in mind, this split-bedroom floor plan creates a private retreat in the spacious primary suite. The bedroom includes a large walk-in closet, while the spa-inspired en-suite bath features dual vanities, a freestanding soaking tub, and an impressive travertine walk-in shower. The bath also offers direct access to the oversized laundry room, adding everyday convenience. Three additional bedrooms are complemented by an exceptional guest bathroom–a rare design featuring double sinks, a tub/shower combination, and an additional separate walk-in shower, providing outstanding functionality for family and visitors alike. The whole house generator provides reliable backup power for added peace of mind. Step outside to your own private waterfront paradise. The custom saltwater pool features a sun shelf, waterfall, and expansive paver deck, all perfectly positioned to take in the picturesque views of Grassy Pond. A large covered back porch provides the ideal place to relax in the shade, while the 24' x 16' pole barn gazebo creates another inviting space for outdoor entertaining. Gather around the fire pit on cool evenings or take advantage of the impressive 60' x 36' barn, complete with two enclosed bays and an RV lean-to, offering exceptional storage for equipment, recreational vehicles, boats, or workshop space. Situated on 3.19± acres with beautiful lake frontage, this exceptional property offers the perfect balance of privacy, luxury, and everyday comfort. From the quality finishes throughout the home to the incredible outdoor amenities and breathtaking views, every detail has been thoughtfully designed. If you've been searching for a one-of-a-kind waterfront property that truly has it all, this is one you won't want to miss. Schedule your private showing today!

Pool Features

Gunite Concrete: Yes
Inground: Yes
Saltwater: Yes
Waterfall: Yes

More Information

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Gas: Yes
Range Hood: Yes
Refrigerator: Yes

Interior Features

Breakfast Bar: Yes
Fireplace: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Split Bedroom: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes

Exterior

Fire Pit: Yes
Porch Covered: Yes

Other Structures

Barn(s): Yes
Pole Barn: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Cleared: Yes
Landscaped: Yes
Waterfront: Yes

Lot Access

Dirt/Clay Road: Yes

Parking Features

Carport Attached: Yes
Driveway: Yes
RV – Carport: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Generator: Yes
Private Well: Yes
Septic Tank: Yes

Waterview

Other – See Remarks: Yes

Waterfront Type

See Remarks: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Gas: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed Walk-in Closet: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Range – Gas; Range Hood; Refrigerator Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Gas Exterior: Fire Pit; Porch Covered Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Lot Features: Cleared; Landscaped; Waterfront Lot Access: Dirt/Clay Road Pool Features: Gunite Concrete; Inground; Saltwater; Waterfall Parking Features: Carport Attached; Driveway; RV – Carport Other Structures: Barn(s); Pole Barn Rooms: Bedroom; Dining Room; Kitchen; Laundry; Living Room; Primary Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Generator; Private Well; Septic Tank Waterfront Type: See Remarks Waterview: Other – See Remarks Present Zoning: Resid Single Family

Room Information

Room Name	Dimensions	Length	Width
Living Room	14.1 x 22.6	14.10	22.60
Dining Room	15.8 x 13.1	15.80	13.10
Kitchen	15.8 x 22.4	15.80	22.40
Primary Bedroom	17.5 x 13.7	17.50	13.70
Laundry	17.5 x 8	17.50	8.00
Bedroom	14.4 x 13.5	14.40	13.50
Bedroom	15.8 x 13.3	15.80	13.30
Bedroom	16.4 x 12	16.40	12.00

Listing Office: SOUTHERN WAY REALTY, INC.

Last Updated: July – 28 – 2026

Information deemed reliable but not guaranteed.