4448 Ashland Road, Panama City, FL 32405 (MLS# 793458)

4448 Ashland Road, Panama City, FL 32405

New Listing

$1,800,000

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 6,176 Lot Size (sq. ft.): 34,412 Status: Active

Current Price: $1,800,000 List Date: 8/02/2026 Last Modified: 8/02/2026

Overview

Description

Rare Opportunity to Complete Your Dream Waterfront Estate An extraordinary opportunity awaits with this nearly completed 8803 UNDER ROOF-square-foot luxury waterfront estate, perfectly positioned to capture breathtaking water views and offering the ultimate boating lifestyle with a private dock and boat slip. Originally envisioned as a custom dream home, this remarkable property is now available due to an unexpected life change that has prevented the current owners from completing the project. Their loss creates an incredible opportunity for the next owner to finish this masterpiece exactly to their personal taste and style. The hard work has already been done, and MOST finish materials have been purchased and are included, allowing you to customize the final touches without the delays and uncertainty of sourcing high-end materials. Add your own vision by selecting the installation and finishing details that reflect your unique style while avoiding the lengthy process of star … (Read more)

Listing Details MLS# 793458

Contract Info

List Price/SqFt: 291.45

Location

Area: 02 – Bay County – Central
Street #: 4448
Street Name: Ashland
Street Suffix: Road
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Ashland
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 27299-000-000
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From 23rd Street turn at FSU PC, Collegiate Dr, then take a Rt. on Ashland and follow around, Home is on the left.
Legal Description: ASHLAND PLAT LOT 13 BLK A ORB 4654 P 1250

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 6176
SqFt Source: Builders Plans
Full Baths: 4
Half Baths: Yes
Total Baths: 5
# of Stories in Building: 2
Accessory Dwelling Unit: No
Year Built: 2026
Immediate Occupancy: No
Construction Status: Under Construction
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 5
Lot Dimensions: 120.0 ft x 290.0 ft
Acreage: 0.8
Lot Size (SqFt): 34412
Pool: No

Waterfront Feature

Waterfront Feet: 120.0
Dock: Yes
Bulkhead/Seawall: Yes

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 7969.74
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Rare Opportunity to Complete Your Dream Waterfront Estate An extraordinary opportunity awaits with this nearly completed 8803 UNDER ROOF-square-foot luxury waterfront estate, perfectly positioned to capture breathtaking water views and offering the ultimate boating lifestyle with a private dock and boat slip. Originally envisioned as a custom dream home, this remarkable property is now available due to an unexpected life change that has prevented the current owners from completing the project. Their loss creates an incredible opportunity for the next owner to finish this masterpiece exactly to their personal taste and style. The hard work has already been done, and MOST finish materials have been purchased and are included, allowing you to customize the final touches without the delays and uncertainty of sourcing high-end materials. Add your own vision by selecting the installation and finishing details that reflect your unique style while avoiding the lengthy process of starting from scratch. Designed with luxury living in mind, this impressive estate offers expansive living spaces, exceptional craftsmanship, and endless potential to become one of the area's premier waterfront residences. Whether you're seeking a private family retreat, an entertainer's paradise, or a legacy property to enjoy for generations, this home provides a rare foundation for something truly spectacular. Luxury waterfront opportunities of this caliber are exceptionally rare–especially one that allows you to personalize the final finishes while stepping into an already well-advanced custom build. Offered at $1,800,000. Schedule your private tour today and imagine the possibilities of bringing this extraordinary waterfront estate to completion.

More Information

Dining Room

First: Yes

Family Room

First: Yes

Office

Second: Yes

Other

First: Yes

Pantry

First: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes

Exterior

Double Pane Windows: Yes
Summer Kitchen: Yes
Patio Covered: Yes
Porch Covered: Yes

Financing

Cash: Yes
Construction Perm: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes
Office: Yes
Other: Yes
Pantry: Yes

Utilities

Electricity – Availabile: Yes
Sewer Available: Yes

Waterview

Bay: Yes

Sale Type

As Is: Yes

Waterfront Type

Bay/Harbor: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes

Heating

Central: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes
Fireplace – Electric: Yes

Property Features

Primary Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment Heating: Central; Electric; ENERGY STAR Qualified Equipment; Fireplace – Electric Exterior: Double Pane Windows; Summer Kitchen; Patio Covered; Porch Covered Financing: Cash; Construction Perm; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Dining Room: First Family Room: First Office: Second Other: First Pantry: First Rooms: Bedroom; Dining Room; Family Room; Kitchen; Living Room; Primary Bedroom; Office; Other; Pantry Sale Type: As Is Utilities: Electricity – Availabile; Sewer Available Waterfront Type: Bay/Harbor Waterfront Feature: Bulkhead/Seawall; Dock; Bulkhead/Seawall Waterview: Bay Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	23.1 x 23.1	23.10	23.10
Dining Room	First	18 x 15	18.00	15.00
Kitchen	First	23.8 x 30.9	23.80	30.90
Pantry	First	8 x 10	8.00	10.00
Pantry	First	26.6 x 8.1	26.60	8.10
Primary Bedroom	First	19.1 x 21	19.10	21.00
Family Room	First	18.2 x 10.8	18.20	10.80
Bedroom	Second	14.8 x 16.6	14.80	16.60
Bedroom	Second	14.8 x 16.6	14.80	16.60
Bedroom	Second	15.6 x 13.6	15.60	13.60
Office	Second	15.6 x 18	15.60	18.00
Other	First	32.6 x 21.6	32.60	21.60

Listing Office: Beachy Beach Real Estate

Last Updated: August – 02 – 2026

Information deemed reliable but not guaranteed.