4501 Tender Creek Cove, Panama City, FL 32409

$599,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,794 Lot Size (sq. ft.): 56,628 Status: Active
Current Price: $599,000 List Date: 1/16/2026 Last Modified: 6/08/2026

Overview

Description

Welcome to 4501 Tender Creek Cove in Cedar Creek, a gated community offering privacy, security, and resort-style amenities. This custom-built 2,654 sq ft home (2016) sits on a generous 1.3-acre lot on a quiet cul-de-sac, blending modern comfort with peaceful country living. The home features 3 bedrooms, 2.5 bathrooms, and a versatile upstairs loft that can easily function as a fourth bedroom, home office, or media room. Recent updates include a beautifully remodeled kitchen ideal for entertaining and a luxuriously updated primary bathroom designed for relaxation. A standout feature of the property is the enclosed 24' x 36' pole barn, complete with power and spray foam insulation, making it perfect for a workshop, storage, hobbies, or small business use. Residents of Cedar Creek enjoy access to an HOA that includes a clubhouse, swimming pool, playground, and expansive green spaces, providing a true neighborhood lifestyle while still offering room to spread out. Property highlights:

Listing Details MLS# 783772

Contract Info

List Price/SqFt
214.39

Location

Area
04 – Bay County – North
Street #
4501
Street Name
Tender Creek
Street Suffix
Cove
State
FL
Zip Code
32409
County
Bay
Sub Area
0410 – Bay North – West Deerpoint/Southport
Subdivision
Cedar Creek At Deerpoint Lake
Community/Resort
None
Waterfront
No
Parcel ID
07611-300-013
Elementary School
Deane Bozeman
Middle School
Deane Bozeman
High School
Deane Bozeman
Directions
North on Highway 77. East on 388. North on Resota Beach Road. East into Cedar Creek
Legal Description
CEDAR CREEK PH II LOT 49 ORB 3738 P 1616

General Property Info

Sub-Type
Detached Single Family
Design
Craftsman Style
Apx SqFt(Htd/Cooled)
2794
SqFt Source
Builders Plans
Full Baths
2
Half Baths
Yes
Total Baths
3
# of Stories in Building
2
Year Built
2016
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
85 x 400
Acreage
1.3
Lot Size (SqFt)
56628
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
360
HOA Frequency
Quarterly
HOA Annual Amount
1440
New Buyer Fee
No
Last Taxes
3493
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Welcome to 4501 Tender Creek Cove in Cedar Creek, a gated community offering privacy, security, and resort-style amenities. This custom-built 2,654 sq ft home (2016) sits on a generous 1.3-acre lot on a quiet cul-de-sac, blending modern comfort with peaceful country living. The home features 3 bedrooms, 2.5 bathrooms, and a versatile upstairs loft that can easily function as a fourth bedroom, home office, or media room. Recent updates include a beautifully remodeled kitchen ideal for entertaining and a luxuriously updated primary bathroom designed for relaxation. A standout feature of the property is the enclosed 24' x 36' pole barn, complete with power and spray foam insulation, making it perfect for a workshop, storage, hobbies, or small business use. Residents of Cedar Creek enjoy access to an HOA that includes a clubhouse, swimming pool, playground, and expansive green spaces, providing a true neighborhood lifestyle while still offering room to spread out. Property highlights: Custom-built home (2016) 2,794 sq ft on a 1.3-acre lot 3 bedrooms + upstairs loft (optional 4th bedroom) 2 full baths + 1 half bath Whole House Stereo System Extended Back Patio Recently remodeled kitchen and primary bathroom Enclosed 24' x 36' pole barn with power & spray foam insulation Gated community with clubhouse, pool, playground & green space Quiet cul-de-sac location This property delivers the perfect combination of space, security, modern updates, and community amenities—a rare find in Cedar Creek.

Association Fees Include

Accounting
Yes
Management
Yes
Playground
Yes
Pool
Yes

More Information

Furnished

Unfurnished
Yes

Rooms

Bedroom
Yes

Utilities

Electricity – Connected
Yes
Propane
Yes
Private Well
Yes
Public Water – Connected
Yes
Septic Tank
Yes

Bedroom

First
Yes

Property Features

Bedroom: First Association Fees Include: Accounting; Management; Playground; Pool Furnished: Unfurnished Rooms: Bedroom Utilities: Electricity – Connected; Private Well; Propane; Public Water – Connected; Septic Tank

Room Information

Room Name Level Dimensions Length Width
Bedroom First 15 x 17 15.00 17.00
Bedroom First 13 x 10 13.00 10.00
Bedroom First 13 x 10 13.00 10.00
Listing Office: Think Real Estate
Last Updated: June – 08 – 2026
Information deemed reliable but not guaranteed.