4504 Tender Creek Cove, Southport, FL 32409 (MLS# 796362)

4504 Tender Creek Cove, Southport, FL 32409

New Listing

$120,000

Property Type: Residential Land Lot Size (sq. ft.): 40,946 Status: Active

Current Price: $120,000 List Date: 10/07/2026 Last Modified: 10/07/2026

Overview

Description

Build the home you've always envisioned on this exceptional 0.94-acre home site in the sought-after Cedar Creek community on Deer Point Lake. Situated in Flood Zone X and offering a high and dry setting, this spacious lot provides the perfect foundation for creating your own private retreat. With nearly an acre of land, you'll have plenty of room to design the lifestyle you've been dreaming of, whether that includes a custom home, expansive outdoor living spaces, a detached garage for boats, RVs, and recreational vehicles, or even a resort-style pool for year-round enjoyment. Cedar Creek is a thoughtfully designed master-planned community that embraces the area's natural beauty while preserving its peaceful surroundings. Nestled along the shores of Deer Point Lake, residents enjoy access to some of the region's best freshwater fishing, with abundant populations of bream, shellcracker, and bass. The nearby Econfina Creek further enhances the area's outdoor recreation opportunities … (Read more)

Listing Details MLS# 796362

Contract Info

List Price/Acre: 126315.79

Location

Street #: 4504
Street Name: Tender Creek
Street Suffix: Cove
Area: 04 – Bay County – North
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Subdivision: Cedar Creek Ph II
Community/Resort: None
Waterfront: Yes
Parcel ID: 07611-300-016
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: Go North on Highway 231; turn left onto Highway 2321; turn right onto Resota Beach Rd.; turn right onto Sweetfield Ln.; right onto Baxley Bend Rd.; turn right onto Cedar Creek Dr.; turn right onto Summer Creek Dr.; turn right onto Tender Creek Cove and the property is located at the end of the road.
Legal Description: CEDAR CREEK PH II LOT 52 ORB 4425 P 541

General Property Info

Sub-Type: Residential Lots
Lot Dimensions: Irregular
Acreage: 0.95
Lot Size (SqFt): 40946

Listing Info, Tax & Legal

HOA Fee: Yes
HOA Amount: 360
HOA Frequency: Quarterly
HOA Annual Amount: 1440
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Build the home you've always envisioned on this exceptional 0.94-acre home site in the sought-after Cedar Creek community on Deer Point Lake. Situated in Flood Zone X and offering a high and dry setting, this spacious lot provides the perfect foundation for creating your own private retreat. With nearly an acre of land, you'll have plenty of room to design the lifestyle you've been dreaming of, whether that includes a custom home, expansive outdoor living spaces, a detached garage for boats, RVs, and recreational vehicles, or even a resort-style pool for year-round enjoyment. Cedar Creek is a thoughtfully designed master-planned community that embraces the area's natural beauty while preserving its peaceful surroundings. Nestled along the shores of Deer Point Lake, residents enjoy access to some of the region's best freshwater fishing, with abundant populations of bream, shellcracker, and bass. The nearby Econfina Creek further enhances the area's outdoor recreation opportunities, while Panama City and its amenities remain just a short drive away. Community amenities include a large resort-style swimming pool, playground, golf cart-friendly streets, abundant green space, and a welcoming clubhouse available to residents at no charge for gatherings, celebrations, and special events. Wildlife is plentiful throughout the community, adding to the serene, country-like atmosphere while maintaining the convenience of a desirable location. Don't miss this rare opportunity to secure nearly an acre in one of the area's most desirable waterfront communities and bring your dream home to life.

Association Fees Include

Accounting: Yes
Advertising: Yes
Community Room: Yes
Dock: Yes
Fishing: Yes
Gated Community: Yes
Picnic Area: Yes
Recreational Faclty: Yes

More Information

Fees Include

Pavilian/Gazebo: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Lot Features

Interior Lot: Yes
Within 1/2 Mile to Water: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Community Room: Yes
Fishing: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes

Project Facilities

Community Pools: Yes

Utilities

Electricity – Connected: Yes
Water Connected: Yes
Septic – Needed: Yes
Septic Tank: Yes
Underground Utilities: Yes
Water Available: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Waterfront Type

Lakefront: Yes

Property Features

Fees Include: Pavilian/Gazebo Financing: Cash; Conventional; VA Lot Access: County Road; Paved Road Lot Features: Interior Lot; Within 1/2 Mile to Water Project Facilities: Community Pools Sale Type: As Is Utilities: Electricity – Connected; Water Connected; Septic – Needed; Septic Tank; Underground Utilities; Water Available Waterfront Type: Lakefront Waterview: Lake Present Zoning: Resid Single Family

Listing Office: eXp Realty LLC

Last Updated: October – 07 – 2026

Information deemed reliable but not guaranteed.