4522 Bay Point Road, Panama City Beach, FL 32408
$3,590,000
Property Type:
Residential
Bedrooms:
5
Baths:
7
Square Footage:
6,561
Lot Size (sq. ft.):
17,468
Status:
Under Contract – Taking Backups
Current Price:
$3,590,000
List Date:
3/31/2025
Last Modified:
1/28/2026
Description
Exquisite Bayfront Estate in Bay Point, Florida
Experience the pinnacle of waterfront luxury in this breathtaking five-bedroom, seven-bathroom estate, perfectly positioned on the bay in the exclusive Bay Point community. With unparalleled deep-water access, this home is a boater’s dream, featuring both a 40,000-pound and a 17,000-pound boat lift, allowing you to dock your yachts and watercraft with ease. Located just moments from Pointsouth Marina, this property offers direct access to the Gulf of Mexico, making it ideal for the avid mariner.
Step inside to discover a stunningly designed residence that seamlessly blends coastal elegance with modern sophistication. Walls of glass showcase panoramic bay views, filling the expansive living spaces with natural light. The chef’s kitchen is an entertainer’s delight, boasting top-of-the-line appliances, custom cabinetry, and a spacious island for hosting family and friends. Featuring two master suites with amazing bathrooms and spacious closets and three additional suites, all with custom baths and private balconies, there is plenty of room for the entire family and your guests. Multiple gorgeous bars, a home movie theater, a game room, and a stunning kitchen are just a few of the highlights.
Indulge in resort-style living with the brand-new heated saltwater pool, perfectly designed for year-round relaxation while overlooking the shimmering bay.
This estate is more than a home—it’s a lifestyle. Whether you’re setting sail from your private dock, entertaining in the grand living spaces, or unwinding by the waterfront pool, every moment here is pure luxury. Don’t miss the opportunity to own this extraordinary Bay Point masterpiece. OWNER FINANCING may be possible.
Contact us today for a private showing!
More Information MLS# 771168
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 1650
HOA Frequency: Annually
HOA Annual Amount: 1650
New Buyer Fee: No
Last Taxes: 32885
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Contract Info
List Price/SqFt: 547.17
Status: Under Contract – Taking Backups
List Date: 2025-04-01
List Price: $3,590,000
Current Price: $3,590,000
Location
Sub Area: 0319 – Beach – East
Community/Resort: Bay Point Homes/Lots
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Magnolia Beach Rd, come in the first Bay Point gate and follow Bay Point Rd around past Marlin Circle, home is on the right side.
Area: 03 – Bay County – Beach
Street #: 4522
Street Name: Bay Point
Street Suffix: Road
State: FL
Zip Code: 32408
County: Bay
Subdivision: Bay Point Unit 1-A
Parcel ID: 30933-973-000
Legal Description: BAY POINT UNIT 1-A LOT 647 ORB 4719 P 1676
General Property Info
Acreage: 0.4
Design: Contemporary
Lot Size (SqFt): 17468
Apx SqFt(Htd/Cooled): 6561
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Pre-Const Flip: No
Lot Dimensions: 163 X 100
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 10
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 6
Total Baths: 7
Year Built: 1997
Remarks & Misc
Remarks: Exquisite Bayfront Estate in Bay Point, Florida
Experience the pinnacle of waterfront luxury in this breathtaking five-bedroom, seven-bathroom estate, perfectly positioned on the bay in the exclusive Bay Point community. With unparalleled deep-water access, this home is a boater’s dream, featuring both a 40,000-pound and a 17,000-pound boat lift, allowing you to dock your yachts and watercraft with ease. Located just moments from Pointsouth Marina, this property offers direct access to the Gulf of Mexico, making it ideal for the avid mariner.
Step inside to discover a stunningly designed residence that seamlessly blends coastal elegance with modern sophistication. Walls of glass showcase panoramic bay views, filling the expansive living spaces with natural light. The chef’s kitchen is an entertainer’s delight, boasting top-of-the-line appliances, custom cabinetry, and a spacious island for hosting family and friends. Featuring two master suites with amazing bathrooms and spacious closets and three additional suites, all with custom baths and private balconies, there is plenty of room for the entire family and your guests. Multiple gorgeous bars, a home movie theater, a game room, and a stunning kitchen are just a few of the highlights.
Indulge in resort-style living with the brand-new heated saltwater pool, perfectly designed for year-round relaxation while overlooking the shimmering bay.
This estate is more than a home—it’s a lifestyle. Whether you’re setting sail from your private dock, entertaining in the grand living spaces, or unwinding by the waterfront pool, every moment here is pure luxury. Don’t miss the opportunity to own this extraordinary Bay Point masterpiece. OWNER FINANCING may be possible.
Contact us today for a private showing!
Pool Features
Heated – Gas: 1
Inground: 1
Saltwater: 1
Recreation Room
First: 1
Appliances
Bar Fridge: 1
Cooktop – Gas: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Ice Maker: 1
Microwave: 1
Oven – Convection: 1
Oven – Double: 1
Oven – Electric: 1
Refrigerator: 1
Warming Drawer: 1
Washer: 1
Water Heater – Gas: 1
Wine Cooler: 1
Wine Refrigerator: 1
Interior Features
Central Vacuum: 1
Floor – Marble: 1
Floor – Tile: 1
Floor – Vinyl Plank: 1
Kitchen Island: 1
Lighting – Recessed: 1
Plantation Shutters: 1
Stairs: 1
Window – Treatment All: 1
Handicap Provisions: 1
Construction/Siding
Siding – Stucco: 1
Exterior
Balcony: 1
Columns: 1
Deck Open: 1
Fire Pit: 1
Patio Covered: 1
Waterfront Feature
Boatlift: 1
Dock: 1
Bulkhead/Seawall: 1
RiparianRights: 1
Association Fees Include
Accounting: 1
Insurance: 1
Legal: 1
Management: 1
Master Association: 1
Security: 1
Financing
Cash: 1
Conventional: 1
Furnished
Negotiable: 1
Interior
Bonus Room: 1
Kitchen
First: 1
Lot Features
Close to Clubhouse: 1
Covenants & Rescrictions: 1
Deeded Access Water: 1
Landscaped: 1
Waterfront: 1
Lot Access
Paved Road: 1
Private Road: 1
Parking Features
Additional Parking: 1
Driveway: 1
Circular Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Paver Block: 1
Mstr Bath / Mstr Bdrm
MBath Bidet: 1
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
MBed Sitting Area: 1
MBed Waterfront: 1
Present Zoning
County: 1
Association Amenities
Gated Community: 1
Golf: 1
Marina: 1
Playground: 1
Security-24 hour: 1
Waterfront: 1
Dining: 1
Rooms
Bedroom: 1
Kitchen: 1
Master Bedroom: 1
Recreation Room: 1
Utilities
TV Cable: 1
Electricity – Connected: 1
Electric 220/240: 1
Garbage: 1
Natural Gas – Connected: 1
Phone – Available: 1
Public Water – Connected: 1
Waterview
Bay: 1
Canal: 1
Lagoon: 1
Waterfront Type
Bay/Harbor: 1
Canal w/ Gulf Access: 1
Intracoastal Waterway: 1
Master Bedroom
First: 1
Second: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Multi Units: 1
Zoned: 1
Heating
Central: 1
Electric: 1
Fireplace – Gas: 1
Security Features
24 Hour Security: 1
Security Gate: 1
Status Change Info
Under Contract Date: 2026-01-26
Property Features
Appliances: Bar Fridge; Cooktop – Gas; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Convection; Oven – Double; Oven – Electric; Refrigerator; Warming Drawer; Washer; Water Heater – Gas; Wine Cooler; Wine Refrigerator
Master Bedroom: First; Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric; Multi Units; Zoned
Heating: Central; Electric; Fireplace – Gas
Exterior: Balcony; Columns; Deck Open; Fire Pit; Patio Covered
Association Fees Include: Accounting; Insurance; Legal; Management; Master Association; Security
Financing: Cash; Conventional
Furnished: Negotiable
Interior: Bonus Room
Kitchen: First
Lot Features: Close to Clubhouse; Covenants & Rescrictions; Deeded Access Water; Landscaped; Waterfront
Lot Access: Paved Road; Private Road
Pool Features: Heated – Gas; Inground; Saltwater
Recreation Room: First
Security Features: 24 Hour Security; Security Gate
Parking Features: Additional Parking; Driveway; Circular Driveway; Garage Attached; Garage Door Opener; Paver Block
Association Amenities: Dining; Gated Community; Golf; Marina; Playground; Security-24 hour; Waterfront
Rooms: Bedroom; Kitchen; Master Bedroom; Recreation Room
Utilities: TV Cable; Electric 220/240; Electricity – Connected; Garbage; Natural Gas – Connected; Phone – Available; Public Water – Connected
Waterfront Type: Bay/Harbor; Canal w/ Gulf Access; Intracoastal Waterway
Waterfront Feature: Boatlift; Bulkhead/Seawall; Dock; RiparianRights; Bulkhead/Seawall
Waterview: Bay; Canal; Lagoon
Present Zoning: County
Room Information
Master Bedroom
Level: First
Dimensions: 23 x 20
Length: 23.00
Width: 20.00
Dimensions: 23 x 20
Master Bedroom
Level: Second
Dimensions: 23 x 18
Length: 23.00
Width: 18.00
Dimensions: 23 x 18
Bedroom
Level: Second
Dimensions: 22 x 17
Length: 22.00
Width: 17.00
Dimensions: 22 x 17
Bedroom
Level: Second
Dimensions: 17 x 14
Length: 17.00
Width: 14.00
Dimensions: 17 x 14
Recreation Room
Level: First
Dimensions: 12 x 23
Length: 12.00
Width: 23.00
Dimensions: 12 x 23
Kitchen
Level: First
Dimensions: 24 x 17
Length: 24.00
Width: 17.00
Dimensions: 24 x 17
Listing Office:
Keller Williams Realty Emerald
Last Updated: January – 28 – 2026
Information deemed reliable but not guaranteed.