4620 Bay Point Road 1002, Panama City, FL 32408 (MLS# 786033)

4620 Bay Point Road 1002, Panama City, FL 32408

$595,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,486 Status: Active

Current Price: $595,000 List Date: 2/28/2026 Last Modified: 6/01/2026

Overview

Description

From your deck of this beautiful ground floor unit, enjoy the panoramic view of the Grand Lagoon teaming with boat traffic cruising in and out of the marina and around the bay! It’s a short walk to the full service marina with all the yachts and nautical activities! Although the unit is tastefully decorated, the owner is offering $10,000 at closing so you can change the wall colors to suite your taste! Located in Bay Point, a gated community featuring 3 restaurants, a championship golf course, clay tennis courts, 24 hour roving security, and our deep water marina just minutes from the Gulf of Mexico. Check out the Mercedes convertible and golf cart in the garage and say, ”let’s make a deal”!

Listing Details MLS# 786033

Contract Info

List Price/SqFt: 400.4

Location

Area: 03 – Bay County – Beach
Street #: 4620
Street Name: Bay Point
Street Suffix: Road
Unit #: 1002
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Marina Club Village
Community/Resort: Bay Point Condos
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 31423-702-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: enter bay point through delwood entrance. Follow bay point road around to marina club.
Legal Description: MARINA CLUB VILLAGE UNIT #1002 ORB 1075 P 894 B UNIT WATERFRONT ORB 3510 P 1422 2BR 2B 1486 H&C

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1486
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 1986
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 0X0X0X0
Pool: Yes
Pool Type: Community
Acreage: 0
Lot Size (SqFt): 0

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 790.17
HOA Frequency: Monthly
HOA Annual Amount: 9482.03
Senior Community: No
New Buyer Fee: Yes
New Buyer Fee Amt: 250
Last Taxes: 2564
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: From your deck of this beautiful ground floor unit, enjoy the panoramic view of the Grand Lagoon teaming with boat traffic cruising in and out of the marina and around the bay! It's a short walk to the full service marina with all the yachts and nautical activities! Although the unit is tastefully decorated, the owner is offering $10,000 at closing so you can change the wall colors to suite your taste! Located in Bay Point, a gated community featuring 3 restaurants, a championship golf course, clay tennis courts, 24 hour roving security, and our deep water marina just minutes from the Gulf of Mexico. Check out the Mercedes convertible and golf cart in the garage and say, ''let's make a deal''!

Pool Features

Indoor: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Freezer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Double: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes

Interior Features

Elevator: Yes
Fireplace: Yes
Intercom: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Roof – Tile/Slate: Yes
Siding – Stucco: Yes

Exterior

Porch Covered: Yes

Waterfront Feature

Shore – Seawall: Yes

Association Fees Include

Accounting: Yes
Fishing: Yes
Gated Community: Yes
Insurance: Yes
Pest Control: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Easement: Yes
Paved Road: Yes
Private Road: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Whirlpool: Yes

Present Zoning

Resid Multi-Family: Yes
Other – See Remarks: Yes

Association Amenities

Boat Launch: Yes
Fishing: Yes
Gated Community: Yes
Golf: Yes
Marina: Yes
Security-24 hour: Yes
Tennis: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Lagoon: Yes

Waterfront Type

Lagoon/Estuary: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Fire Alarm: Yes

Property Features

Appliances: Dishwasher; Disposal; Freezer; Ice Maker; Microwave; Oven – Double; Range Hood; Refrigerator; Washer Master Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Porch Covered Association Fees Include: Accounting; Fishing; Gated Community; Insurance; Pest Control; Pool; Security; Sewer; Trash Disposal Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Lot Features: Waterfront; Within 1/2 Mile to Water Lot Access: Easement; Paved Road; Private Road Pool Features: Indoor Security Features: Fire Alarm Association Amenities: Boat Launch; Fishing; Gated Community; Golf; Marina; Security-24 hour; Tennis; Other – See Remarks Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Utilities: TV Cable; Electricity – Connected; Garbage; Phone – Connected; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterfront Type: Lagoon/Estuary Waterfront Feature: Shore – Seawall Waterview: Lagoon Present Zoning: Resid Multi-Family; Other – See Remarks

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	16 x 14	16.00	14.00
Bedroom	First	14 x 11	14.00	11.00
Kitchen	First	14 x 10	14.00	10.00
Living Room	First	18 x 14	18.00	14.00

Listing Office: Bay Point Real Estate Co

Last Updated: June – 01 – 2026

Information deemed reliable but not guaranteed.