4718 Rosemary Street, Panama City, FL 32404 (MLS# 786424)

4718 Rosemary Street, Panama City, FL 32404

$445,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,388 Lot Size (sq. ft.): 7,841 Status: Pending

Current Price: $445,000 List Date: 3/11/2026 Last Modified: 7/13/2026

Overview

Description

ASSUMABLE VA LOAN at 2.75% This meticulously maintained 4 bedroom, 3 bathroom home is the definition of comfort, efficiency, and convenience. The spacious split floor plan offers a 3 car garage, paid off solar panels, rain gutters, fresh paint throughout, and a fully fenced backyard. The average power bill is only $31/monthly! Inside, you'll find a bright open concept living area with granite countertops, Whirlpool stainless steel appliances, modern finishes, and a Smart Home package, a perfect space for everyday living and entertaining. The thoughtful layout of the Destin floor plan rarely comes on the market and provides ultimate privacy for the main suite, while keeping the 3 guest bedrooms and 2 additional bathrooms conveniently positioned. Located in a highly desirable community in a growing area of Bay County, residents enjoy access to the new neighborhood pool & pavilion, dog run, and soon to be walking path. The Titus Park subdivision is in close proximity to Publix, res … (Read more)

Listing Details MLS# 786424

Contract Info

List Price/SqFt: 186.35

Location

Area: 02 – Bay County – Central
Street #: 4718
Street Name: Rosemary
Street Suffix: Street
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0201 – Bay – Central NE
Subdivision: Titus Park
Community/Resort: None
Waterfront: No
Parcel ID: 05830-030-070
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: Traveling from Panama City, head north on Highway 231, turn left onto East Highway 390, and Titus Park will be on the immediate right side. Centrally located off Highway 390 and just north of Highway 231.
Legal Description: TITUS PARK PHASE 1 LOT 30 ORB 4508 P 593

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2388
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: Yes
Year Built: 2021
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 65×120
Acreage: 0.18
Lot Size (SqFt): 7841
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-05-09

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 59
HOA Frequency: Monthly
HOA Annual Amount: 708
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 4524
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: ASSUMABLE VA LOAN at 2.75% This meticulously maintained 4 bedroom, 3 bathroom home is the definition of comfort, efficiency, and convenience. The spacious split floor plan offers a 3 car garage, paid off solar panels, rain gutters, fresh paint throughout, and a fully fenced backyard. The average power bill is only $31/monthly! Inside, you'll find a bright open concept living area with granite countertops, Whirlpool stainless steel appliances, modern finishes, and a Smart Home package, a perfect space for everyday living and entertaining. The thoughtful layout of the Destin floor plan rarely comes on the market and provides ultimate privacy for the main suite, while keeping the 3 guest bedrooms and 2 additional bathrooms conveniently positioned. Located in a highly desirable community in a growing area of Bay County, residents enjoy access to the new neighborhood pool & pavilion, dog run, and soon to be walking path. The Titus Park subdivision is in close proximity to Publix, restaurants, Starbucks, shopping, North Bay Haven Charter School, and much more.

More Information

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes
Water Heater – Solar: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Roof – Gutters: Yes
Roof – Solar Panel: Yes
Siding – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes
Fenced Lot-All: Yes
Fenced Privacy: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Ground Keeping: Yes
Legal: Yes
Management: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Sewer: Yes

Financing

Assume w/int: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes
Smart Home: Yes
Smart Thermostat: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Subdivision – Recorded: Yes
Survey Available: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Oversized: Yes
Paved: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Solar: Yes
Underground Utilities: Yes

Accessibility Features

Smart Technology: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes
Electric: Yes
Solar: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes

Security Features

Carbon Monoxide Detector: Yes
Fire Alarm: Yes
Smoke Detector(s): Yes

Property Features

Accessibility Features: Smart Technology Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Water Heater – Electric; Water Heater – Solar Bedroom: First Cooling: Central Air Heating: Central; Electric; Solar Exterior: Fenced Back Yard; Fenced Lot-All; Fenced Privacy; Porch Covered Association Fees Include: Accounting; BBQ Pit/Grill; Legal; Ground Keeping; Management; Pavilion/Gazebo; Picnic Area; Playground; Pool; Sewer Financing: Assume w/int; Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet; Smart Home; Smart Thermostat Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Subdivision – Recorded; Survey Available Lot Access: City Street; Paved Road Pool Features: Inground Security Features: Carbon Monoxide Detector; Fire Alarm; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Garage Door Opener; Oversized; Paved Association Amenities: BBQ Pit/Grill; Pavilion/Gazebo; Picnic Area; Pool; Sidewalks Rooms: Bedroom; Kitchen; Living Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected; Solar; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	19 x 14	19.00	14.00
Bedroom	First	13 x 14	13.00	14.00
Bedroom	First	13 x 11	13.00	11.00
Bedroom	First	13 x 14	13.00	14.00
Living Room	First	18 x 20	18.00	20.00
Kitchen	First	11 x 14	11.00	14.00

Listing Office: Foundation Real Estate Agency LLC

Last Updated: July – 13 – 2026

Information deemed reliable but not guaranteed.